Discover a country where the lifestyle is as refreshing as the landscape… Make the most of your holiday overseas with our guide to the top 5 things to do in Denmark. We’ll help you experience the best the world has to offer.

1. Take to the water

With more than 500 yachting harbours along the coast, and anchorage at 500 islands, Denmark is designed for sailing. And if you enjoy sea-fishing, local fishermen run angling tours from many of the harbours. What better location for landing your dream catch?

2. Travel way back in time

At the Geocenter Møns Klint on Sjælland Island, you can trace Denmark’s geological history to learn how the modern land and seascape were formed. Opened in 2007, this is a fascinating interactive experience – about as far away from the classroom as you can get.

3. See the sights carbon-free

Denmark is a great place to get around without a car. The terrain is ideal for cycling – and it’s easy to hire a bike and get pedalling. Or perhaps try your hand at horse riding. There are riding schools and centres all over the country, many offering tailor-made riding holidays.

4. Experience the original Legoland

Treat the kids or relive your own childhood at this amazing theme park, at Billund, Jutland. Attractions include Pirate Land, Knights’ Kingdom – and Imagination Zone, where you can ‘dive’ to the underwater world of Atlantis. Go to www.legoland.dk for the full story.

5. Enjoy the contrasts of Tivoli Gardens

In the heart of Copenhagen, Tivoli Gardens is one of the world’s oldest amusement parks – and much more. Three-quarters of its area is dedicated to open space, offering a colourful mix of plant displays and live, free entertainment such as circus acts, clown shows and live music. Then there’s the funfair – more than 20 rides, including the fastest roller coaster in Denmark.

Wherever your Danish adventures take you, make sure you have the right travel insurance – then you can just relax and enjoy yourself.

With an overload of neon, glitz and Elvis impersonators, there’s nowhere quite like Las Vegas.

So get packing – don’t forget your travel insurance – and make the most of your holiday overseas with our guide to the top five things to do in Las Vegas. We’ll help you experience the best the world has to offer.

Take a gamble

You won’t have any trouble finding the casinos, as most hotels in Las Vegas are designed so you have to walk through them to get anywhere. If you try your luck, you might want to take a few gaming lessons; some of the hotels including Excalibur and New York, New York offer them for free.

See a show

A trip to Las Vegas isn’t complete without seeing at least one show. Book ahead for big production shows like Cirque du Soleil, major sporting events or headline acts. If your budget won’t stretch that far, there are plenty of long-running shows featuring magicians, comedians and impersonators.

Dine out in style

Cheap restaurants and all-you-can-eat buffets are in abundance here, but fine dining has become a part of the Las Vegas experience as well. In recent years, celebrity chefs have opened a slew of restaurants, boasting incredible fusion cuisine, unusual ambience, or both.

Shop around

What better way to recover from a night in the casinos than by spending more money in the shops? High flyers will head for Via Bellagio and the Fashion Show Mall, while European style overflows from the Canal Shoppes at the Venetian. You’ll find amazing bargains at Belz Factory Outlet World, and for truly tacky souvenirs, head for the stores along the Strip, the six-kilometre main drag of the city.

Fake it for free

Some of the best entertainment to be had in Las Vegas is free. Visit the lion enclosure at the MGM Grand Hotel, the white tiger habitat at the Mirage and the dancing fountains show at the Bellagio. And for a surreal experience, you can’t beat a trip to the city’s incredible ‘fakes’, including downscaled versions of the Eiffel Tower, the Statue of Liberty and an eerily exact replica of St Mark’s Square in Venice that will have you wondering whether you’re still in the Nevada desert.

Don’t forget to purchase USA travel insurance for your overseas holiday.

Culture, history and a vibrant lifestyle… for a small city, Amsterdam has something for everyone. Make the most of your holiday overseas with our guide to the top 5 things to do in Amsterdam. We’ll help you experience the best the world has to offer.

1. Explore the canals

With more canals than Venice, it’s easy to explore the historic heart of the city by canal boat. You can choose from short and simple tours to elegant five-star candlelit dinners on board. Yes, it’s touristy – but it offers a unique perspective of Amsterdam. And you can even rent a guided canal boat for your own private tour.

2. Walk the streets

A self-guided walking tour lets you cover the cobblestone streets and 1000-plus bridges at your own pace. Just pick up a map at one of the Amsterdam Tourist Offices and choose your area: eclectic Jordaan, the ‘nine streets’ of the central canal ring, or Oude Zijde, with many of the oldest buildings in the city.

3. Or rent a bike

To experience life as a true Amsterdammer, you need to hop on a bike. Guided and self-guided tours are available throughout the city, and you’ll pay just €10 a day (plus a deposit) to pedal your away around the flat city streets. Just watch out for those trams!

4. Discover artistic treasures

Don’t miss the Van Gogh museum and the Rijksmuseum, to experience the best the Dutch masters and most famous artists have produced. Or, take some surprisingly affordable Dutch art home with you after visiting the Spui Art Market.

5. Anne Frankhuis (Anne Frank House)

Even if you haven’t read The Diary of Anne Frank, visiting this restored canal house is an incredibly moving experience. You can visit the secret annex, as well as a museum dedicated to the persecution of Jews in WWII. Arrive early in the day (or late) to avoid the long queues.

Information on insurance for international travel

DFAT advice for Netherlands

Architecture, culture, laid-back nightlife… and football? Make the most of your holiday overseas with our guide to the top 5 things to do in Barcelona . We’ll help you enjoy the best the world has to offer.

1. Park Guell

This really is a park like no other. Designed by famous Catalan architect Antonio Gaudi, Park Guell is stunning at every turn, with intricately tiled walkways and dragon sculptures, strange but soothing angles and gently swaying palms. And its great location gives panoramic views of Barcelona’s impressive skyline.

2. Sagrada Familia

Also designed by Gaudi – who devoted the last 15 years of his life to the project – is the magnificent Sagrada Familia cathedral. Construction of this still unfinished architectural masterpiece began in 1882, and is expected to be complete in 2026 – marking 100 years since Gaudi passed away.

3. The Nou Camp

FC Barcelona’s home ground has a 98,772 capacity, making it the largest football stadium in Europe – and one of the most impressive. The atmosphere inside the Nou Camp is electric when FC Barcelona plays a big home game. Even if you’re not a keen follower of football, it’s a great experience.

4. The Fountains of Montjuic

Designed by engineer Carles Buígas, this remarkable water display, just off the Placa Espanya, first took place in May 1929 as part of the World Fair, and has been a tourist magnet ever since. It was built in just one year, involving over 3,000 people working round the clock to complete it in time. The original technology is still used to create a kaleidoscope of colours throughout the displays.

5. La Rambla

To soak up the evening atmosphere of this great European centre of culture, you simply have to take a leisurely stroll up and down La Rambla, Barcelona’s main pedestrian street. A wide avenue, lined with cafés, bars and restaurants, street art, musicians and stalls, La Rambla has a thriving yet laid-back atmosphere that slowly comes to life as the sun goes down.

World-famous chocolate, beer and diamonds, and an intriguing role in changing recent European history. Make the most of your holiday overseas with our guide to the top 5 things to do in Belgium . We’ll help you enjoy the best the world has to offer.

1. Brussels’ Museum of Cocoa and Chocolate

The Museum of Cocoa and Chocolate, is near the main market square in central Brussels. Chocoholics can marvel and drool over the history of Belgian chocolate, from the arrival of the cocoa bean in Europe right through to live demonstrations of today’s special techniques and processes that make Belgian chocolate so popular worldwide.

2. Belgian beer tours

A trip to Belgium isn’t complete without sampling at least some of its huge range of specialist beers. From the distinctive Lambic beers, brewed in the Pajottenland region, to Flanders Red Ale, a fruity, sour beer with red malt, the Belgians claim to have the widest range of high-quality beers in the world. And there are numerous guided tours of breweries throughout the country. Informative, provided you don’t get carried away.

3. Antwerp Diamond Museum

Antwerp has been the diamond capital of the world for centuries, so it’s not surprising to find the world’s largest diamond museum here. It’s an impressive audio-visual tour, with interactive displays and headphones that guide you through the whole process and how it’s changed through history, from mining techniques through to the creation of beautiful jewellery. Going with your girlfriend? Leave your wallet at the hotel…

4. Bastogne

Many say the ‘Battle of the Bulge’ at Bastogne in 1944 turned the tide against Hitler’s advance in World War II. Despite having almost no ammunition, food or shelter, and being exposed to heavy fire from German artillery, the American 101^st Airborne division held out in the woods near Bastogne and eventually secured this strategic position for the Allied war effort. A remarkable place for history buffs and WWII enthusiasts to visit.

5. Ypres’ WWI battlefields

Ypres stood in Germany’s path through Belgium into Northern France during the First World War. The town was heavily bombarded, but rebuilt after the war – so well it’s hard to imagine the devastation it suffered. Original battle trench networks and bullet-ridden trees remain in the countryside around Ypres, particularly near Passchendaele, where you’ll find the largest Commonwealth war cemetery in the world.

No matter where your Belgian adventure takes you, make sure you have travel insurance. Then you can relax and enjoy your journey.

With its natural beauty, Canada is one of the world’s best destinations for outdoor adventures. It’s also equally enjoyable as a luxury holiday or a backpacker experience. Breathe in the fresh mountain air, and read on for our top 5 things to do in Canada .

Catch a train from coast to coast

The best way to see Canada in all its glory is by rail, from one coast to the other. Journeys from Toronto to Vancouver take in the sweeping prairies and ranch-lands of the east, the stunning Rocky Mountains and dramatic canyon ranges. You can make the journey in a few days, or a few weeks, stopping off to explore glaciers and national parks along the way.

Go fly fishing in the Yukon

Fancy fishing somewhere so remote you have to fly in by seaplane? The stunning Ruby Ranges in Canada’s westernmost territory are incredibly peaceful and awe inspiring, with luxury accommodation and cheap camping sites on offer. Fish next to a herd of moose in the morning then cook your own catch as you watch the sun disappear behind the mountains.

Kayak with whales off Vancouver Island

You may have experienced whale watching from a large vessel packed with fellow tourists, but have you seen them up close, one on one?

The best time to launch a kayak off Vancouver Island is between May and October, when about 200 Orcas, or killer whales, come close to the coast to feed. You can idle close enough to taste the salty spray as they dive and play. It’s also a great way to see dolphins, sea lions, minke whales and black bears – all from the safety of the kayak!

Stroll through old Montreal

Founded in 1642 when the area was known as New France, the once walled ‘old’ Montreal is a fascinating and well-preserved living museum. Filled with 350 years of architecture, cathedrals, galleries and restaurants, wandering the narrow cobbled streets and down to the Vieux Port will give you a good view into Canada’s earliest colonial days.

Visit Niagara Falls

One Sunday morning in 1848, Niagara Falls stopped flowing, causing an ‘end of the world’ panic. In fact, an ice jam was the culprit, but the reaction was understandable when six million cubic litres normally thunder over the falls every minute. The world’s most famous falls are beautiful in winter or summer, by day or by night – when they are lit up by an array of coloured lights.

And don’t forget your travel insurance before you head out into the wild – or the city. Then you can relax and enjoy your experience.

When it comes to cruises, there’s something out there for everyone – whatever floats your boat! Get the most out of your holiday overseas with our guide to the top 5 cruises . We’ll help you experience the best the world has to offer.

1. The party cruise (Greece)

As a collection of dozens of islands, Greece is perfect for cruises, and this one’s livelier than most. You’ll get dropped off at a different port each evening, before the ship departs again sometime after 2am. It docks again at 11am the next morning, so you can spend the day on the beach, recovering, before starting again!

( www.easycruise.com )

2. The epic river cruise (China)

Most tourists visiting China head for the cities, so why not do something different and explore the magnificent Yangzi River? Marvel at the incredible mountain gorges and beautiful freshwater dolphins from the comfort of your own private balcony.

( www.abercrombiekent.co.uk )

3. The classic cruise (Florida and the Bahamas)

Everything you always thought a cruise should have – spas, casinos, nightclubs, restaurants… and stunning scenery. Whether you’ll want to kick back on the boat, or take the opportunity to explore the beautiful locations (such as Key West), you can’t beat a classic cruise.

( www.cruisecheap.com )

4. The adventure cruise (Fiji)

For many holidaymakers, a cruise trip is all about relaxing and unwinding – but you can make it as active as you want to. How about touring Fijian islands, with opportunities for snorkelling, kayaking, mountain biking and diving?

( www.tuitai.com )

5. The quaint, English cruise (UK)

If plush opulence and the vast ocean don’t appeal, how about driving your own (hired) traditional canal boat through the heart of England? It’s a bit like mixing the cosiness of camping with the variety of a normal cruise. And if you get seasick, you’ll only be a few metres from land!

( www.canaljunction.com )

Whichever type of trip suits you best, don’t forget to make sure you’ve got cruise travel insurance. So you can unwind properly, and enjoy your cruise…

Going overseas? Make sure you’re prepared for accidents or unexpected illness with our guide to medical advice while abroad . We’ll help you enjoy the best the world has to offer.

First things first

Before setting off, make sure you’ve got adequate medical cover as part of your travel insurance. And make sure you declare any pre-existing medical conditions or prescribed medication when you arrange it. The last thing you want is to fall ill overseas, only to find out you’re not covered. You may need to pay an extra premium to include certain conditions, or find a better policy.

While you’re there

It pays to know a bit about the healthcare set-up in the country you’re visiting. Ask yourself, ‘what would I do? How do I call an ambulance? How do I let the authorities know I’m insured?’ And use your phrase book to learn basic terms like ‘I need a doctor,’ ‘where is the hospital?’ or ‘I am allergic to X’. Shouting and pointing won’t get you the best results!

Who to call

In an emergency, even if you’ve already called for an ambulance, call your insurer’s 24hr emergency assistance helpline. They’ll have details of doctors, clinics and hospitals near you. They’ll also offer advice on what to do, and in extreme cases they can liaise directly with the hospital or healthcare system in the country you’re visiting.

Look after yourself…

If you’re not sure about the quality of tap water, either boil it before drinking it or drink sealed, bottled water. Avoid ice cubes in bars, cafes and restaurants, and steer clear of raw or undercooked food. This can help you avoid an upset stomach – and an upset holiday.

… and your travelling companions

When travelling as a group, make sure you’re aware of each other’s medical conditions, allergies, and so on. This can make a big difference when performing first aid, or giving the right information to foreign doctors or emergency services. Especially if your travel partner is unconscious or can’t speak.

Can you buy medicines where you’re going?

What’s available over the counter in a foreign chemist can differ from country to country. Even if it’s just headache tablets, there may not be familiar brand names, and information about medicines’ active ingredients and strengths might be hard to decipher. Unless basic non-prescription medication is illegal in your destination country, it’s usually worth stocking up before you go.

Diabetes

If you use needles to self-administer medication, such as insulin, make sure you carry a doctor’s note explaining your condition and the need to carry syringes. If you have to buy needles, or you’re prescribed them following treatment overseas, make sure they are sealed and sterile.

And remember…

The standard of medical facilities and medical care in many countries is significantly lower than in Australia. While we have reciprocal healthcare agreements with many destinations, such as the UK, Finland, New Zealand and Italy, they are no substitute for medical travel insurance.

Make sure you don’t accidentally get on the wrong side of anyone while you’re away – and get the most out of your holiday overseas with our guide to respecting local traditions . We’ll help you experience the best the world has to offer.

Asia

Although there are a number of customs specific to different regions and countries, Westerners travelling through Asia should keep in mind a few general points of etiquette. These include a deep respect for older people, and an emphasis on promptness and appropriate clothing.

Africa

Remember that, in contrast to many parts of the world, national identities in Africa are often overridden by a dedication to tribal and ethnic groups. And on a lighter note, don’t invest too much hope in train and bus timetables – you might be considered a bit too demanding!

Latin America

In the Bolivian countryside, it’s normal to be served food and left alone to eat it; Chileans tend to hold wine glasses by the stem; Mexicans often consider the use of a knife and fork to be snobbish; and perhaps most importantly… don’t forget that Brazilians speak Portuguese, not Spanish!

The Middle East

Haggling can be fun, but it’s also a necessary skill which needs to be learnt if you’re spending time in the Middle East. Public displays of affection and revealing clothes can be deemed disrespectful or even offensive, but the degrees of strictness vary from country to country – so try to get some local advice.

Europe

For Australians travelling abroad, European cultural etiquette is probably more familiar than most, but there are still things to keep in mind. If you’re having a go at some basic French or German, don’t forget that most phrases have formal and informal variations – getting this wrong could cause light offence. Be sure to stop at the top destinations in Europe while you are there.

And if you’re keen to make your trip as trouble-free as possible, don’t forget to make sure you have travel insurance. Another weight off your mind, so you can relax and enjoy your travels…