1Cover Car Insurance

It's Not Just Number Plates - Get Personalised Car Insurance Quotes

Just visit any car insurer’s web site in Australia to compare prices and policies to realise car insurance quotes have become increasingly more flexible and consumer oriented.

You no longer need to accept limited auto insurance quotes or have the terms and conditions of your policy dictated to you. There will always be certain indicators that govern your policy, such as where you live, that form the core to all policies, but car insurance can be personalised with a range of options to suit individual circumstances and budgets, and the advantages are clear cut.

Personalising Your Policy to Save

• Nominated driver or restricted driver options mean what they say, you can choose to ‘nominate’ for example yourself and your partner as the only drivers, or ‘restrict’ the driver’s age to over 30. Each option generates a lower premium.
• Agree with the insurance company to cover the market value of that particular make and model, taking in the condition and age of the vehicle, or covering for a pre-agreed amount which can vary each time you renew. Once again, this option impacts on the premium.
• Breadth of cover:
  • Third party property damage, which is the minimum you should have, covers damage caused to other people’s property. This may also include some cover for your own vehicle if you were not at fault.  
  • Third party, Fire and theft covers as above but secures your own vehicle against being stolen or catching fire.
  • Comprehensive car insurance option, which is the highest level of cover.
• Choose to pay by the month or all in one hit. It should not cost you any more to pay monthly+ –

Comparing Quotes

Comparing quotes and exactly what benefits the policy provides has been made effortless through the Internet. Online facilities lead the consumer through a range of questions and options to enable an accurate quotation. Keep in mind that benefits can be more important than price should an accident happen.

When you decide which company and which options, you can purchase your policy online as well – and receive your documents in your Inbox.

Having a measure of control over the car insurance quotes you receive and the premium you ultimately pay is empowering and a definite economical plus.