Auto Insurance Rate

Did You Know Simple Strategies Like Driving Less And Watching Your Speed Could Reduce Your Auto Insurance Rate?

It’s true! There are lots of simple strategies you can use to gain a competitive auto insurance rate that many people have never considered. You may already have adopted some of these approaches and not realised they could have an effect on your car insurance rate and, if not, many are easy to carry out.

Strategies that may have an effect on your auto insurance rate include:

  • Where you park your car. Parking your car in a locked garage or a similarly secure environment greatly decreases the risk of theft or vandalism and lessens the possibility of your car being accidentally struck by a passing vehicle. These precautions also give you greater peace of mind.
  • Have you installed any security or safety devices on your car? Car alarms or tracking devices reduce your chances of having your vehicle stolen, particularly if warning signs are prominently displayed. Anti-lock brakes and airbags may also have some impact on your car insurance rate as well as providing a safer environment for you and your passengers.

Even if you implement just these two points they will make a considerable difference to your risk of needing to make a claim and to your final premium. By achieving a no claim bonus status with us you will be entitled to higher discounts, increasing each claim-free year on your motor vehicle insurance.

We are completely aware that some of you are more comfortable speaking to a real person. Our helpful call centre staff are ready to discuss your quote. We are now offering the same low prices on the telephone as we do on the internet.

Check out our Cover Summary for further discount car insurance options and go through our car insurance calculator to find the auto insurance rate that is right for you.

Auto insurance gives peace of mind in our fast paced world. However staying alert and observing the speed limits and road rules to safeguard your life and the lives of your loved ones is worth far more.

1Cover management and staff wish you safe driving.

 

Please read the Financial Services Guide before you acquire our services. By continuing to receive a quote or to purchase insurance you agree to receiving the Financial Services Guide by accessing it from this website. 1Cover Car Insurance Pty Ltd ABN 85 104 7298 955 is an authorised representative of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Car and Home insurance products are issued by Allianz. 1Cover Car Insurance Pty Ltd act as an agent for Allianz not as your agent. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the Product Disclosure Statement before deciding whether to acquire any product mentioned here. Available at www.1Cover.com.au 1Cover Car Insurance Pty Ltd receives commission on these products that is a percentage of the premium paid for each policy ranging from 5% to 20%. +Under 1Cover Motor Insurance, premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply. ** The percentage discount amount differs from state to state under 1Cover Motor Insurance products. ***Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. #Competition runs 1/2/12- 30/3/12. Prize drawn 20/4/12 at Lvl 11, 2 Market St Sydney. Winners' names published in The Australian 25/4/12. Authorised under NSW Permit No: LTPS/11/11721; ACT Permit No: ACT TP 11/05130.2. Full terms and conditions available here or at allianz.com.au/prize. ^Terms and Conditions apply.