Car Insurance Rate

Your Car Insurance Rate Shouldn’t Blow Your Budget

Do you know what one of the most asked questions is – ok, leaving football and cricket out - “What’s your car insurance rate?” No wonder with the way motor vehicle insurance premiums are skyrocketing.

But your budget doesn’t have to blow out because of your car. Cheap car insurance rates, applicable to your circumstances, are available from 1Cover car insurance and our attentive customer service staff are happy to discuss with you on our online car insurance rates by phone or email and answer any questions you have.

Naturally, you will have questions and you will want to compare insurers to be sure that you are getting the best rate. Here are some suggested questions to ask when looking around for competitive online car insurance quotes:

  • Does the company recognise your clean driving record in assessing the rate and will they take it into account in the event of an accident?
  • Do they provide a no-claim bonus discount?
  • Do they cover towing, accommodation or transport home?
  • What is their new car replacement policy?

One of the main points to consider when deciding if the car insurance rate you are quoted is a genuine, economical rate, designed with you in mind or a disaster just waiting to happen, is the strength of the insurance company.

There are no points in finding the cheapest rate if the policy isn’t honoured when you need to make a claim.

All of 1Cover's insurance policies are underwritten by Allianz Australia Insurance Limited ("Allianz") with over two million Australians choosing to insure with Allianz. Allianz Australia is part of the Allianz group, one of the world's largest general insurance companies.

What this means to you, is total confidence in any policy underwritten by Allianz Australia Insurance Ltd.

Yes, 1Cover does offer you a cheap car insurance rate – but we are not necessarily the cheapest. Through Allianz you can be assured you will be looked after in case of a claim, and isn’t that worth far more than saving of a few dollars a month?

Motor insurance is peace of mind in our fast paced world. However staying alert and observing the speed limits and road rules to safeguard your life and the lives of your loved ones is worth far more.

1Cover management and staff wish you safe driving.

Please read the Financial Services Guide before you acquire our services. By continuing to receive a quote or to purchase insurance you agree to receiving the Financial Services Guide by accessing it from this website. 1Cover Car Insurance Pty Ltd ABN 85 104 7298 955 is an authorised representative of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Car and Home insurance products are issued by Allianz. 1Cover Car Insurance Pty Ltd act as an agent for Allianz not as your agent. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the Product Disclosure Statement before deciding whether to acquire any product mentioned here. Available at www.1Cover.com.au 1Cover Car Insurance Pty Ltd receives commission on these products that is a percentage of the premium paid for each policy ranging from 5% to 20%. +Under 1Cover Motor Insurance, premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply. ** The percentage discount amount differs from state to state under 1Cover Motor Insurance products. ***Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. #Competition runs 1/2/12- 30/3/12. Prize drawn 20/4/12 at Lvl 11, 2 Market St Sydney. Winners' names published in The Australian 25/4/12. Authorised under NSW Permit No: LTPS/11/11721; ACT Permit No: ACT TP 11/05130.2. Full terms and conditions available here or at allianz.com.au/prize. ^Terms and Conditions apply.