Classic Car Insurance

Choosing a Classic Car Insurance Company

Protecting unique and beautifully preserved or restored classic cars is a specialised field, requiring a sensitive understanding of the requirements unique to classic car insurance.

As the world changes at a startling rate, there is something rather reassuring about the sight of a superbly maintained classic car still gliding our hectic highways and byways with a serene dignity most vehicles and drivers seem to have long forgotten. Owning and driving one of these special vehicles comes with a sense of exhilaration and pride all its own.

Some of these cars are virtually irreplaceable and each should be regarded as the true treasurers they are. So when it comes to finding car insurance for these beauties, enthusiasts need to take even more care over choosing an insurer with a true understanding of classic and vintage car insurance than they did over choosing that faithfully authentic duco.

A Few Points to Consider

• You will need to shop around and compare companies as not every insurer will understand or provide for this niche. Try searching for classic car insurance online to locate suitable companies.
• Confirm when the dividing year is between a car being regarded as a depreciated modern car or a classic car, and the dividing line between classic or vintage as different requirements or fees may apply.
  With a ‘depreciated’ modern car it is usual for the auto insurance company to pay out the market value of the car. For a classic car many companies will arrange an agreed amount at the time the policy is taken out. Get a valuation on the worth of your vehicle first before looking for classic car insurance, Australia, to be sure of securing an accurate agreed value for your vehicle.
• Choose a company that offers the nominate your preferred repairer option as standard with their motor vehicle insurance as not every mechanic is skilled at working on classic or vintage cars, and many enthusiasts have already established trusted relationships with various motor vehicle service providers.
• If you simply house your unique car and never drive it you may only require cover for fire and theft. All these aspects are best discussed with the classic car insurance company to be sure you get the best possible protection for your highly valued pride and joy.