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Please read the Financial Services Guide before you acquire our services. By continuing to receive a quote or to purchase insurance you agree to receiving the Financial Services Guide by accessing it from this website. 1Cover Car Insurance Pty Ltd ABN 85 104 7298 955 is an authorised representative of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Car and Home insurance products are issued by Allianz. 1Cover Car Insurance Pty Ltd act as an agent for Allianz not as your agent. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the Product Disclosure Statement before deciding whether to acquire any product mentioned here. Available at www.1Cover.com.au 1Cover Car Insurance Pty Ltd receives commission on these products that is a percentage of the premium paid for each policy ranging from 5% to 20%. +Under 1Cover Motor Insurance, premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply. ** The percentage discount amount differs from state to state under 1Cover Motor Insurance products. ***Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. ^Terms and Conditions apply. ^Competition runs 01/02/13- 29/03/13. Prize drawn 19/04/13 at Lvl 11, 2 Market St Sydney. Winners' names published in The Australian 24/04/13. Authorised under NSW Permit No: LTPS/12/10093; ACT Permit No: ACT TP 12/04663. Full terms and conditions available here or at allianz.com.au/prize.