- Policy Details
- Documents
- Comprehensive
- Property
- Fire & Theft
1Cover's Third Party Fire and Theft policy covers you for loss or damage to your car if it is stolen or catches fire in addition to your liability for damage caused by your car to other people's property. It also includes a limited amount of cover if your car is damaged in a no fault accident with an uninsured vehicle. It does not cover damage caused by attempted theft of the car or for items stolen from the car.
Smart Features, Flexible Options
All 1Cover car insurance policies offer a great range of standard benefits and savings including:
- Competitive standard features
- Lower car insurance premiums
- No forms to fill in ever
- 21-day money back guarantee *
- Annual or monthly repayments
- Freedom to nominate your preferred repairer
- New car replacement if the car is less than 12 months old and you purchased it new
Smart Insurance Policies
In addition to our standard policy benefits, 1Cover also gives you the freedom to pick and choose from a range of smart policy choices so you can tailor your car insurance policy to suit yourself and maximise savings.
| Benefits | Comprehensive | Third Party Property | Third Party Fire & Theft |
|---|---|---|---|
| New car replacement | 12 month | No |
No |
| $100 per day to $300 for overnight accommodation and transport | Yes |
No |
No |
| $1000 cover (limit 14 days) for hire vehicle following theft | Yes |
No |
Yes |
| Lifetime gaurantee on repairs for as long as you own the car | Yes |
Yes |
Yes |
| Security device discount (approved system) | Yes |
No |
Yes |
| Personal effects cover in the event of a collision | $250 | No |
No |
| $500 damage to a trailer belonging to you in the event of a collision | Yes |
No |
No |
| Freedom to nominate your prefered repairer | Yes |
Yes |
Yes |
| No claim discount preserved when third party is identified and at fault | Yes |
No |
No |
| $3,000 cover for Uninsured Motorists Extension | No |
Yes |
Yes |
| Lump sum or instalment payments | Yes |
Yes |
Yes |
| Optional Benefits | Comprehensive | Third Party Property | Third Party Fire & Theft |
|---|---|---|---|
| Agreed Value or Market Value | Yes |
No |
No |
| No Claim Discount protection | Yes |
No |
No |
| Windscreen excess reduction | Yes |
No |
No |
| Restricted driver discounts | Yes |
Yes |
Yes |
| Variable excess to reduce premium | Yes |
No |
No |
This is a brief summary only. Conditions apply. Full Details are contained in the policy document.
Please read the 1Cover Car Insurance Product Disclosure Statement for full terms and conditions.
* If you cancel the policy within 21 days from the date of purchase and do not make a claim on the policy, we will give you a full refund.
** Full terms and conditions available upon application.
