Detailed Features Comparison Click to Get Quote
| Cover Item | Prestige | Classic |
|---|---|---|
| Cover for Accidental loss & damage including theft | Yes | Yes |
| Cover for legal costs & expenses (as agreed by Allianz) | Yes | Yes |
| Cover for vehicle being transported by ferry / ship | Yes | Yes |
| Emergency Accommodation Costs | Yes up to $400 if accident occurs more than 200 kms from home |
No |
| Emergency repairs | Yes up to $500 |
Yes up to $350 |
| Hire Car for 14 days if vehicle stolen | Yes benefit provided up to $75 per day until the car has been recovered undamaged, or recovered damaged and the damage is repaired to a max of 14 days. |
Yes benefit provided up to $75 per day until the car has been recovered undamaged, or recovered damaged and the damage is repaired to a max of 14 days. |
| Legal Liability cover on the substitute vehicle | Yes | Yes |
| Market or Agreed Value cover available | Yes | Yes |
| Personal effects and clothing | Yes if the keys to the insured vehicle are stolen the policy will pay up to $1,000 to have the keys replaced & the locks recoded. |
Yes if the keys to the insured vehicle are stolen the policy will pay up to $500 to have the keys replaced & the locks recoded. |
| Replacement new vehicle after a write off | Yes New Vehicle provided including Rego and CTP costs if a vehicle is declared a Total Loss within the first 12 months of original registration |
Yes New Vehicle provided including Rego and CTP costs if a vehicle is declared a Total Loss within the first 12 months of original registration |
| Same no claim bonus transferred | Yes current No Claim Bonus discount is transferred from the previous insurer. |
Yes current No Claim Bonus discount is transferred from the previous insurer. |
| Third Party Liability $20 million | Yes with legal costs covered in addition to the Third Party limit. |
Yes with legal costs covered in addition to the Third Party limit. |
| Towing costs | Yes reasonable costs of removal, protection and towing |
Yes reasonable costs of removal, protection and towing |
| Trailer / Caravan cover for damage or theft | Yes up to $1,000 for damage sustained whilst attached to the insured vehicle where we have accepted a claim lodged for same. |
Yes up to $500 for damage sustained whilst attached to the insured vehicle where we have accepted a claim lodged for same. |
| Transportation costs | Yes if the vehicle cannot be safely driven home after an accident, has been maliciously damaged or stolen the policy will reimburse up to $400 |
Yes if the vehicle cannot be safely driven home after an accident, has been maliciously damaged or stolen the policy will reimburse up to $200 |
| Rating 1 protection | Yes available at extra costs for every policyholder that has rating 1 & permits ONE at fault claim to be lodged in the policy period without the No Claim Bonus being affected. |
Yes available at extra costs for every policyholder that has rating 1 & permits ONE at fault claim to be lodged in the policy period without the No Claim Bonus being affected. |
| Discount for excluding cover for drivers aged under 30 yrs | Yes available at extra cost & permits ONE Windscreen claim to be lodged per policy period with no payment of the Excess or affect on No Claim Bonus |
Yes available at extra cost & permits ONE Windscreen claim to be lodged per policy period with no payment of the Excess or affect on No Claim Bonus |
| Rental Car provided following an accident | Yes rental car provided valued at up to $75 per day or if the vehicle is not available a travel allowance of $30 is provided. Maximum period is up to claim being settled and repairs completed limited to 14 days. |
Yes rental car provided valued at up to $75 per day or if the vehicle is not available a travel allowance of $30 is provided. Maximum period is up to claim being settled and repairs completed limited to 14 days. |
