Buy Online for Cheap Insurance

At 1Cover we operate 'online only' enabling us to significantly reduce overheads and keep our infrastructure to a strong working minimum. Naturally, these savings are then directed into the cheapest premium practicable, customer-focused service and generous policy benefits.

In fact, we believe the value we offer you is of such a high standard we probably wouldn't actually call it 'cheap' insurance because with the word cheap comes certain expectations of 'making do' and inferior quality. At 1Cover we call it high-value, low-cost cover for every Australian.

Cheap Insurance with a Ton of Extras

While you can view each relevant, and clearly laid out, Cover Summary and full Product Disclosure Statement online, we thought you might like to get an idea of some of the value-added extras you can enjoy with 1Cover. Extras such as:

• New car replacement if your vehicle is under 12 months since initial registration; maintain your Rating 1 and bonuses when you transfer over; preserve your no-claim bonus if the other party is at fault; preferred repairer; restricted driver discount; 14-day hire vehicle if your car is stolen; your trailer included in the cover; personal possessions and more
• When you're travelling overseas, you'll benefit with standard extras including up to $50,000 cover if a family member or companion you are travelling with is critically sick, injured or hospitalised; loss of income; care of domestic pets if your journey is delayed due to sickness or accident; and domestic assistance if needed on your return home.
• The standard extras are often of most benefit in your own home, extras such as building renovations if required in the event of paraplegia or quadriplegia; fusion of electric motors and spoilage of refrigerated foods; and up to 12 months temporary accommodation if your home is uninhabitable due to an insured event.

When you buy cheap insurance through 1Cover you'll never have to lose out on value and settle for second best. Our policies and service remain superior, and with underwriting from global organisation, Allianz, and emergency travel/medical back up from world leader, Mondial Assistance, you know your policy is totally secure. First class all the way at a low-cost price.