Buy Direct - Insurance from the Insurer is Your Best Deal

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* Children are covered for free when they travel with an adult member of their family.

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There is a thriving insurance broker industry assisting clients in all aspects of insurance, plus there are any number of middlemen all contributing to overall cost of your insurance. Without doubt they offer a service, but it may be one you can't or don't want to have to afford. Direct insurance from the insurer is always your best option no matter what type of cover you need.

The number one tip when buying insurance has got to be to go to the insurer direct. Who better to understand the intricacies and conditions that can influence your policy, and to ensure you purchase the best option for you at the best price.

Why not browse these additional quick tips for keeping your insurance premiums down and not being left disappointed if you need to make a claim:

Travel Insurance Quick Tips

  • Always purchase your travel insurance direct from the insurer. Insurance purchased through your travel agent will cost around 50% to 60% more and will very often not be suited to your needs. Their business is travel, not insurance.
  • Be sure you are fully aware of what is covered. This includes understanding what the term 'Pre-existing medical condition' means and if this impacts on you in any way.

Home Insurance Quick Tips

  • Purchasing through a broker can seem like the easiest option to find low-cost home insurance, however, all brokers have a set range of companies they work with which may mean you don't have full access to the best options.
  • Check the policy documents carefully for the expensive 'extras' such as removal of debris and engineers fees should you need to partially or wholly rebuild. Not every company has these as standard, as we at 1Cover do, and it could save you a fortune if you need to claim.

Car Insurance Quick Tips

  • Did you know that by nominating who will be driving your car you can significantly lower your premium?
  • And of course parking in a secure garage or carport, fitting security and tracking devices and taking a Driver Training course can also have a marked impact.

Buying direct insurance from 1Cover not only saves you money but also time due to our easy to use online system to provide you will tailored quotes, make it easy to download our concise Product Disclosure Statements and to securely purchase your policy. And if you need the personal touch, our Consultants are there to help.

1Cover Pty Ltd ABN 91 105 954 265 is an authorised representative of ETI Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Mondial Assistance (Mondial). Travel insurance is underwritten by Allianz and arranged and managed by Mondial. 1Cover Pty Ltd act as an agent of Mondial not as your agent. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the Product Disclosure Statement before deciding whether to acquire any product mentioned here. Available at www.1cover.com.au