Contact us
 

Direct Travel Insurance

Buy Travel Insurance Direct Online & Save!

Before you buy,
please read our travel alerts.
2025 Canstar's Outstanding Value Award Winner for International Travel Insurance
2025 Canstar's Outstanding Value Award Winner for Seniors Travel Insurance
2026 Finder Awards For Highly Commended Comprehensive Travel Insurance
2025 Mozo Expert Rated Awards For Exceptional Value Comprehensive Travel Insurance
2023 Mozo Expert Choice Awards For Exceptional Value Comprehensive Travel Insurance
2022 Mozo Expert Choice Awards For Exceptional Quality Comprehensive Travel Insurance
2026 WeMoney Winner - Best for Family Cover - Travel Insurance
2024 WeMoney Winner For Outstanding Claims Experience Travel Insurance
2024 WeMoney Winner For Excellent Travel Insurance Rates & Feees
2024 LMI Claims Comparison 5 Star Service Rating
1

Direct Travel Insurance Benefits

You can save when you buy your travel insurance direct online.  At 1Cover, we do not pay travel agents' commissions to sell our travel insurance so we pass on the savings to our customers with quality travel insurance policies and lower prices. We offer medical only and comprehensive international travel insurance as well as annual multi-trip policies for frequent travellers who take multiple overseas trips per year.

If you have just booked your travel via travel agents such as Expedia, Flight Centre, Webjet, Hello World or one of the many others available, you may be paying extra for commissions.  taking out Travel Insurance straight away to ensure you are covered for cancellation costs immediately. Purchasing your travel insurance direct from 1Cover is quick and easy and can be set up in a couple of minutes. Compare your travel insurance quote now.

Unlimited Medical

Unlimited
Medical

Peace of mind when overseas. Even with our Medical Only policy, we offer unlimited medical coverage. 

Unlimited Trips In One Year

Long-term Cover
Trips

Relax and take a long break. We offer comprehensive cover for overseas trips that are up to 12 months long.

Kids Travel Free

Cover for Dependants 

Travelling with your kids or grandkids? No worries; add your dependants onto one policy.

Range Of Policies To Choose From

Range of
Policy Types

Get the cover to suit you. Choose from Medical Only, Comprehensive or Frequent Traveller plans.

Rental Car Excess

Optional Rental Car Excess 

Hire a rental car and we can cover the excess up to $5,000 or $10,000 if the car is stolen, damaged or in an accident.

Overseas & Domestic Cover

Overseas & Domestic Cover

As well as providing cover for overseas travel, we also cover your domestic trips. 

Travel On One Policy

Travel Under one policy

Add your spouse or partner to your Frequent Traveller policy and ensure you're both covered on your trips through the year.

Three Policies To Choose From

Customise Your Policy

There are three annual policy types designed to suit different trip lengths, plus a range of add-ons.

Award Winning Travel Insurance

Award winning travel insurance
Award winning travel insurance

 

Get a quote

 

Add-On Cover

Cruise Pack

Cruise Pack 

Going on a cruise? Stay safe and ensure you're properly covered on your cruise holiday by adding our Cruise Pack to your policy. See PDS for full details.

Winter Sports Pack

Winter Sports Pack

If you're hitting the slopes anytime during the year you'll need to add the Winter Sports Pack to your policy to ensure you're covered. It provides cover for winter sports activities such as skiing or snowboarding, plus a whole heap more benefits. See PDS for full details.

Rental Car Cover

Rental Vehicle Excess Pack

Choose your rental vehicle excess cover from $5,000 up to $10,000 and protect yourself from unexpected fees.

 

Get a quote

 

FAQs About Direct travel Insurance

  • What Are The Benefits Of Having Travel Insurance For My Trip?
  • When you travel half the excitement it's all about the new and unknown which unfortunately means you never know what could go wrong. Things like medical emergencies while overseas could cost $50,000+, and then there is the potential for lost, stolen or damaged belongings or delayed flights which can add more expenses on top of an already costly holiday.
    Travel is unpredictable and travel insurance is there to help provide you peace of mind that when the unexpected happens, we'll be there to help out. We advise you to read the Product Disclosure Statement to make sure this product is right for you. If you have any questions please contact us. 

  • Can I Apply To extend My Travel Insurance Policy? 
  • Yes, you simply need to email us at info@1Cover.com.au or speak to a call centre representative via online chat. One of our travel insurance specialists will assist you in the policy extension. You'll be issued with a quote for the policy extension period. And you'll need to process a payment for this extended period. Please note there may be instances where a policy extension is not available.

  • What Happens If I Come Home Early?
  • Your policy covers the full duration of your trip. There are no refunds should you come home earlier than planned.

READ ALL FAQS

 

Recommended for you

Long Term Travel Insurance

You’re going overseas for a good time AND a long time. 1Cover offers long-term travel insurance which can cover you for up to 12 months abroad - and you can extend if you need to. Find out more. 

Ski Guide

And if you want some insider advice the best places to go skiing, look no further than our in-depth Guide to Your Best Skiing holiday

Bali survival
guide

Our beloved neighbour is extremely popular for backpackers. Here’s a handy survival guide to keep you safe and ensure you have the best time that you can.

What travel insurance covers 

From lost luggage, to cancellation, to repatriation. Travel with peace of mind and find out what else you're covered for and what you're not. 

 

We’ve already helped millions of customers

4.2 from 5118 reviews Product Review
"Happy with the amazing service"

Had the need to claim on our travel insurance and am extremely pleased and happy with the amazing service received. The process to claim was easy, very efficient and so quick! I was also kept up to date every step of the way. Thank you 1Cover

Jacqueline, September 2026

*Photos for illustrative purposes only

"Highly Recommend"

Very happy with 1Cover travel insurance, convenient to organise online, and add in health conditions if required, drop-down boxes helpful to find out additional information regarding cover for things like Whitewater rafting etc. Highly recommend.

Helen, September 2026

*Photos for illustrative purposes only

"1Cover for all our needs"

Very happy with the price of our insurance cover to South Africa. The online process was quick and easy to complete. We have used 1 Cover for all our needs for all our overseas trips to Alaska, Canada, Peru, Chile and all around Europe. We highly recommend 1 Cover Travel Insurance.

Anne, September 2026

*Photos for illustrative purposes only

"1Cover are great"

1Cover are great fast easy and reasonable prices. Highly recommend. Thank you

Clair, September 2026

*Photos for illustrative purposes only

"Best value for the cover offered"

Best value for the cover offered. I needed a high level of cover incase of cancellation and this was offered at a reasonable price.

Janet, September 2026

*Photos for illustrative purposes only

Where are you Going?


Find out everything you need to know about the best travel insurance for the following destinations:
 

 

Have A Question?
1Cover's Customer Service Centre Has You Covered.

 

1Cover survival guides

The USA Guide

uSA Survival Guide

Find out all you need to know to stay safe and travel happy in the USA in our USA Survival Guide . 

Travel Insurance Guide

travel insurance guide

Get the right cover for your holiday with the help of our handy how to buy cheap
Travel Insurance Guide.

The Bali Guide

bali survival guide

Stay safe and travel happy on your Bali holiday with this ultimate
Bali Survival Guide.

Compare Travel Insurance Guide

compare Travel Insurance

Decide on the right cover for your next trip with the help of the Compare Travel Insurance Guide.

secret traveller

The secret traveller

For all your travel know-how, look no further than The Secret Traveller.

Whether you want to know where the World's Best  Party Towns are, discover the 
20 Foods Worth Travelling The World For, or are searching for Tips To Stay Safe On The Road, the Secret Traveller's insights will help you to travel safely and travel happy.

 

 

Why Choose 1Cover Travel Insurance?

Icon indicating emergency assistance

24/7 emergency assistance

Our emergency assistance team are available to help you 24 hours a day, 365 days a year, no matter where you are in the world.

Icon indicating awards

Award winning Insurance

We’re recognised with awards for exceptional products and service by industry experts Canstar, Mozo and Product Review.

Icon indicating customer service

Customer Service Excellence

Whether you're buying a policy or making a claim, one of our friendly travel insurance experts will be able to assist you.

Icon indicating trust

Trusted by Millions

We’ve covered millions of travellers and their holiday adventures worldwide. Here’s what our customers have to say.

Icon indicating medical cover

Medical Conditions Cover

We make it easy to declare your pre-existing medical conditions and apply for cover with a simple online assessment.

Icon indicating online claims service

Fast claims service

We make claiming easy. Use our online claims form to get your claim assessed and resolved as quickly as possible.

Still Need Some Help? Contact Us!

If you have any other questions or queries, please visit our Contact Us page. 
If you are experiencing an emergency, please use the details on our Emergency Assistance page.