For the Best Home Insurance - 1Cover Is the Answer
With the Financial Ombudsman Service reporting a 55%1 increase in home and contents insurance claim disputes, it's important when looking for the best home insurance that you fully understand what 'is' covered and what 'is not' covered.
We at 1Cover, can offer insurance that covers the below as 'standard'. These categories can include:
accidental loss or damage is only covered under prestige which is more expensive than Classic and Vital which are defined events policies.
- Visitors in your home may not have their possessions covered during their stay unless you arrange for, and possibly pay more for, this with many insurance companies. 1Cover policies include items damaged while in your home and belonging to your guests, visitors and your household help as standard up to a value of $5,000.
- Demolition and removal of debris before being able to rebuild again or carry out repairs, plus architectural fees, are not usually included as standard in many home insurance policies but are included with your 1Cover policy.
- Up to 12-month's cover for temporary accommodation during rebuilding if you are unable to live in your home due to an insured event. It's not uncommon for homes, particularly after a natural disaster such as bushfire, to take several months to be repaired or rebuilt. Without this level of support as standard you would be seriously disadvantaged.
- Replace all lost or damaged washing machines, fridges and freezers, dishwashers and dryers with an item that has an equivalent or better energy efficiency, where available.
The best home insurance includes benefits such as cover for mobiles, cameras and jewellery even when you're travelling in Australia or overseas; new for old replacement on most items; cover for your beloved pets; generous worldwide Personal Liability cover. And these are just for starters.
1Cover proudly provide insurance for storm, lightning, rainwater and water or liquid damage, fire and smoke damage, earthquake, malicious damage, riot and civil unrest, explosion, impact and accidental damage.
With 1Cover, you'll not only get the best home insurance you'll get an economical home insurance quote as well. You can choose to pay by the month at no additional cost and you have the security of our 21-day money back, no claim guarantee. Why not click through now for a quote.
Burglary and vandalism are well up on the list of everybody's fears, but taking preventative measures such as fitting security screens and locks, joining your local Neighbourhood Watch and keeping a friendly eye out for your neighbours, benefits everyone.
1Cover management and staff wish you a safe and happy year.
1 Survey of 1000 consumers by Reed Business Information Systems in 2000, and survey of seven major home building insurers in 2002