Building Insurance With No Nasty Surprises

What is actually covered under the heading 'building insurance', and what the policy covers you against, may vary between each insurance company, once again bringing home the need to compare policies, ask questions, and do whatever it takes before settling on the best cover for your valuable asset.

1Cover offer building insurance against the damage caused by fire and smoke, storm and lightning, earthquake and explosion, malicious damage by unknown persons, civil unrest, storm, rainwater, run-off, water and liquid damage, impact, glass and accidental breakage.

What Should be Included in Building Insurance

Aside from the obvious bricks and mortar, building insurance covers a host of 'bits and pieces' all of which would be expensive to replace.

Internal: Fixed ceiling wall and floor coverings, all piping, meters, switches etcetera for water supply; electricity; cooling and heating; drainage and sewerage; and communication needs.

External: Structures such as carport, gazebo, patios and pergola; satellite dish, masts and aerials; tennis courts and built-in barbeques; paved pathways, drives and terraces; swimming pool, sauna and spa; clothes line; private, permanently fixed jetties; exterior blinds and awnings; fences, gates and walls.

Standard with 1Cover: 1Cover also insure a range of items as standard which you may not have considered as coming under 'building insurance', fixed appliances such as dishwashers, air-conditioning, stoves, light fittings and heaters, hot water systems, electric, gas and plumbing systems and room heaters.

No Expense is Forgotten

Because no expense in re-building or repairing your home is forgotten you can rest assured your life will return to normal without any nasty financial surprises. Aspects such as cleaning up and removing the debris, architect fees, temporary storage for your contents and temporary accommodation for your family for up to 12 months are all taken into consideration, plus all policies are automatically indexed to ensure your building insurance stays in touch with inflation.

With around 1 in 5 homes estimated to be severely under-insured, you need to be sure your building insurance ticks all the boxes. Why not click through now to get vital cover for your most valuable asset. With our streamlined online system, it only takes minutes to secure total peace of mind.