Is Your Current Buildings and Contents Insurance

Letting You Down?

You've spent a lot of time and money getting your home just the way you want it. Unless you have high quality building contents insurance you may never be able to afford to rebuild, replace and re-establish your home to just the way it should be.

Surveys in Australia show that between 27% and 81% of homeowners are underinsured by 10% or more.1. When you think about it, your home and combined furnishings and belongings are the highest value items in your life, so it only makes sense to secure the best buildings contents insurance possible.

The vital point here is not only do you need the right level of cover; you also need the most comprehensive building contents insurance for your money. Take a look at some of the benefits included in our policies:

  • Easy online facilities for quotation and insurance with instant acceptance and cover plus pay by the month at no extra cost
  • External fittings and outdoor furniture and structures including fencing, paving and paths, sheds, swimming pools and spas
  • If your home is damaged as a result of an insured event we cover the cost of accommodation if you are unable to live in your home during repairs, temporary removal of contents plus demolition, removal of debris, architect fees and associated building costs

Buildings and Contents Insurance with a New Perspective

There's no doubt we have all become much more environmentally and economically conscious, so we're pleased to announce these two new benefits that will impact positively on the environment, and your pocket:

  1. Significant financial support towards providing rainwater tanks, solar systems and grey water recycling and hot water heat exchange systems on homes that are being totally rebuilt (ask our customer service team to find out more as Government and Council rebate schemes are also taken into consideration).
  2. Replace lost and damaged electrical goods such as washing machines, clothes dryers, refrigerators and dishwashers' etc with an item that has an equivalent or better energy efficiency, where available.

Know Exactly Where You Stand

With the Financial Ombudsman Service quoting a rise of 55% in disputes involving home insurance2 very often through misunderstandings over what was covered, you need to be doubly sure to compare companies and policies. If there is any aspect of your buildings contents insurance you are unsure about, by calling our helpful Customer Service Team we are only to happy to assist you. Why not get a fast online quote or call us today.

Burglary and vandalism are well up on the list of everybody's fears, but taking preventative measures such as fitting security screens and locks, joining your local Neighbourhood Watch and keeping a friendly eye out for your neighbours, benefits everyone.

1Cover management and staff wish you a safe and happy year

1 Survey of 1000 consumers by Reed Business Information Systems in 2000, and survey of seven major home building insurers in 2002

2 Financial Ombudsman Service 2008 Annual Review
Please read the Financial Services Guide before you acquire our services. By continuing to receive a quote or to purchase insurance you agree to receiving the Financial Services Guide by accessing it from this website. 1Cover Car Insurance Pty Ltd ABN 85 104 7298 955 is an authorised representative of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Car and Home insurance products are issued by Allianz. 1Cover Car Insurance Pty Ltd act as an agent for Allianz not as your agent. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the Product Disclosure Statement before deciding whether to acquire any product mentioned here. Available at www.1Cover.com.au 1Cover Car Insurance Pty Ltd receives commission on these products that is a percentage of the premium paid for each policy ranging from 5% to 20%. +The total premium may vary slightly due to rounding and bank and financial institutions transaction fees may apply. Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements #Competition runs 1/2/12- 30/3/12. Prize drawn 20/4/12 at Lvl 11, 2 Market St Sydney. Winners' names published in The Australian 25/4/12. Authorised under NSW Permit No: LTPS/11/11721; ACT Permit No: ACT TP 11/05130.2. Full terms and conditions available here or at allianz.com.au/prize. Discounts may not be applied to any flood component of the premium (if applicable) *Limits apply only for Classic and Prestige Covers