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Stay Up to Date with Your Home Owner Insurance

To be sure you have adequate home owner insurance it is always important to provide accurate information for the first quotation and then to keep us up to date with any impending or current changes.

When Should You Let Us Know About Changes to Your Home

At times there may be additional information home owners need to let us know about to be sure the correct level of home owner insurance is in place. These can include:

  • Renovations to any part of your home such as the bathroom or kitchen, or the installation of a new kitchen, or adding an extension
  • Adding a new shed, a carport or pergola or other major external structure to your home
  • Commencing to operate a small business from your home may require new conditions to your policy and you may need to think about including cover for related equipment or any stock you may keep on the premises etcetera
  • If you add to or change the security around your home you should also let us know. With increased security you may even be eligible for a discount on your home owner insurance premium

The Benefits of Comprehensive Home Owners Insurance

When you combine your home and contents insurance you receive a range of benefits that go far beyond the obvious. Naturally you will be covered for the vital basics of damage caused by fire, storm, earthquake, impact, burglary etcetera, but you will also enjoy the protection of:

  • Up to 12 months temporary accommodation while your own home is being repaired and made liveable or rebuilt
  • Accidental damage and loss to your possessions, such as cameras and jewellery, anywhere, any time around Australia, and including overseas journeys of up to 35 days
  • New for old replacement on most contents
  • Legal liability up to $20million
  • Property damage for invited guests or visitors to your home

By keeping us fully informed on any information relevant to your home owner insurance you can rest assured you'll have the correct level of cover and won't be left trying to fund repairs and replacements yourself in cases of theft or damage. After all, you have worked hard to be able to put these additional improvements in place and you want to be sure that investment is thoroughly protected.

Burglary and vandalism are well up on the list of everybody's fears, but taking preventative measures such as fitting security screens and locks, joining your local Neighbourhood Watch and keeping a friendly eye out for your neighbours, benefits everyone.

1 Cover management and staff wish you a safe and happy year.
1Cover Car Insurance Pty Ltd ABN 85 104 7298 955 is an authorised representative of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Car and Home insurance products are issued by Allianz. 1Cover Car Insurance Pty Ltd act as an agent for Allianz not as your agent. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the Product Disclosure Statement before deciding whether to acquire any product mentioned here. Available at www.1cover.com.au 1Cover Car Insurance Pty Ltd receives commission on these products that is a percentage of the premium paid for each policy ranging from 5% to 20%. +The total premium may vary slightly due to rounding and bank and financial institutions transaction fees may apply. *Limits apply only for Classic and Prestige Covers