Click to Get Quote
| Help |
Cover Item |
Prestige |
Classic |
Vital |
|
Insured Events cover |
No |
Yes |
Yes |
|
Accidental loss or damage |
Yes |
Yes |
No |
|
Accidental breakage of glass |
Yes |
Yes |
Yes |
|
Additional cost of temporary accommodation |
Yes |
Yes |
Yes |
|
Automatic indexation of sum insured |
Yes |
Yes |
Yes |
|
Compensation for death |
Up to $10,000 |
Up to $10,000 |
Up to $10,000 |
|
Contents in open air at the risk address |
Yes |
Yes |
Yes |
|
Accidental loss or damage |
Yes |
Yes |
No |
|
Contents in safe deposit box |
Yes |
Yes |
Yes |
|
Credit cards - cover for loss or theft |
$5,000 |
$5,000 |
$2,500 |
|
Fusion of electric motors |
Motors up to
12 years old |
Motors up to
10 years old |
Not covered |
|
Guests', visitors' and domestic helpers' property |
Up to $5,000 |
Up to $5,000 |
Up to $5,000 |
|
Landlord's contents |
Not covered |
Up to $10,000 |
Up to $10,000 |
|
Legal liability cover |
$20 Million |
$20 Million |
$10 Million |
|
Modifications to buildings for paraplegia & quadriplegia |
$10,000 |
$10,000 |
$10,000 |
|
Replacement of locks and cylinders |
$2,000 |
$1,000 |
$1,000 |
|
Security firm attendance |
$500 |
$500 |
$500 |
|
Spoilage of refrigerated / freezer food |
Unlimited |
Up to $500 |
No |
|
Temporary removal of contents from your risk address |
Yes Up to 20% / $7,500 of contents sum insured, with sub-limits for selected contents |
Yes Up to 20% of contents sum insured, with sub-limits for selected contents |
Yes Up to 20% of contents sum insured, with sub-limits for selected contents |
|
Title deeds |
$2,000 |
$2,000 |
$2,000 |
|
Veterinary costs |
$500 |
$500 |
$500 |
This is a summary only of some of the policy features available on these policies. Full details of policy coverage are available in our Policy Documents (Product Disclosure Statements).
