Low-Cost Contents Insurance

It doesn't matter if you live on idyllic sprawling acreage amongst the gum trees, in an inner city apartment flights above retail heaven, or in a cosy suburban home, your contents and personal possessions are infinitely precious to you and should be protected by the very best house contents insurance you can afford.

1Cover's Three Levels of Protection

Each of the policy levels offered by 1Cover includes -

  • Cover in the event of fire, storm, lightning, water, rainwater and liquid damage, burglary, earthquake and impact
  • Legal Liability up to $20 million
  • Up to $5,000 for possessions belonging to guests, visitors and domestic help,
  • Up to 12 month temporary accommodation if your house is uninhabitable due to fire or another insured event
  • Title Deeds, Safety Deposit Box Insurance and Security Firm attendance
  • Pay by the month at no extra cost

We offer three levels of contents insurance to meet your needs - Prestige / Classic / Vital - which each provide their own high-quality benefits:

Prestige & Classic - Share many exceptional benefits including fusion on motors up to 12 years old (Prestige) or up to 10 years old (Classic) and unlimited cover on spoiled refrigerated and frozen foods (Prestige) or up to $500 for Classic, up to $2,000 to replace locks and cylinders, up to $5,000 for credit card loss or theft. However Prestige has the added benefit of accidental damage or loss.

Vital - Makes sure you don't miss out on any vital contents insurance cover and includes up to $10 million legal liability, up to $2,500 for credit cards, and up to $1,000 for locks and cylinders.

Plus you'll enjoy new for old replacement costs on most of your electrical goods and furniture on each policy. 

Purchase Your Contents Insurance Online

Take advantage of our user-friendly, advanced technology online facilities to make sure you secure your contents insurance at the best rate possible. It only takes a few minutes to receive your quote and complete your policy transaction - and in most cases you're covered immediately.

Why not get a quote from 1Cover today on your contents insurance and find out how easy and cost effective great cover can be.

Burglary and vandalism are well up on the list of everybody's fears, but taking preventative measures such as fitting security screens and locks, joining your local Neighbourhood Watch and keeping a friendly eye out for your neighbours, benefits everyone.

1 Cover management and staff wish you a safe and happy year.

Please read the Financial Services Guide before you acquire our services. By continuing to receive a quote or to purchase insurance you agree to receiving the Financial Services Guide by accessing it from this website. 1Cover Car Insurance Pty Ltd ABN 85 104 7298 955 is an authorised representative of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Car and Home insurance products are issued by Allianz. 1Cover Car Insurance Pty Ltd act as an agent for Allianz not as your agent. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the Product Disclosure Statement before deciding whether to acquire any product mentioned here. Available at www.1Cover.com.au 1Cover Car Insurance Pty Ltd receives commission on these products that is a percentage of the premium paid for each policy ranging from 5% to 20%. +The total premium may vary slightly due to rounding and bank and financial institutions transaction fees may apply. Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements #Competition runs 1/2/12- 30/3/12. Prize drawn 20/4/12 at Lvl 11, 2 Market St Sydney. Winners' names published in The Australian 25/4/12. Authorised under NSW Permit No: LTPS/11/11721; ACT Permit No: ACT TP 11/05130.2. Full terms and conditions available here or at allianz.com.au/prize. Discounts may not be applied to any flood component of the premium (if applicable) *Limits apply only for Classic and Prestige Covers