House Insurance that Takes in the Big Picture

Good value for your money would have to be a vital prerequisite when taking out house insurance.

We believe providing this high level of value involves knowing and understanding our customers and their most pressing needs, and comes from the years we have been protecting one of our most precious Australian dreams - our homes - against fire, storm, accident and theft for thousands of Australian families.

House insurance protects you for burglary, fire, storm, lightning and earthquake, impact and water damage - but it also covers so much more such as accidental damage, broken glass, property belonging to guests and domestic helpers, pets and more.

If you sat down and added up the cost of replacement, not just for your key pieces but also for all the bits and pieces that make your house into your unique home, the final figure would probably shock you. We know from experience the emotional grief homeowners, and their children, go through. The last thing you want is the financial hardship as well plus the inability to replace your possessions.

Don't Forget All the Extras

When considering how much to take out your house insurance for, don't forget all the extras such as your garage and the equipment you have stored in there, smaller items that would still cost a lot to replace such as external light fittings either attached or free standing, letter boxes, fences and gates, paths, pergolas and awnings, greenhouse and sheds, your clothes line, the kids cubby house, swimming pool and gardening equipment and poolside and patio furniture.

There is a lot that goes into turning your house into a cosy home, and you wouldn't want to have to go through that expense twice when you can pay a small amount monthly that would provide for you and your family in time of trouble, and 1Cover even pays for up to 12-months alternative accommodation and relocation of your contents while your home is being repaired.

Cover for Critical Home Modifications

In the event you or a family member are incapacitated by paraplegia or quadriplegia,1Cover will pay up to $10,000 to assist in modifying your house to cater for wheelchairs and any other necessary equipment. At an already challenging time, this 1Cover house insurance standard can be a huge assistance that enables the person concerned to stay in their own home - a true benefit beyond value.