Buy Smarter Household Insurance When Times Get Tough

For many homeowners, budgets are getting tighter and expenses are coming under the microscope. Some are cutting back on or even cancelling their household insurance.

If you have gone on for years paying out on household insurance with no reason to make a claim it's easy to think this is an expense you can do without - until the time comes when you do have to make a significant claim and the bottom falls out of your carefully structured budget - and your world.

Should you experience a fire, water or storm damage, burglary or other major event, could you possibly afford to get back on your feet - to repair the damage or even replace your home and/or contents - if you had no insurance?

Low-Cost Monthly Payments with Assured Peace of Mind

On the reverse side, for just a small monthly payment, you could experience the overwhelming relief and support from:

• New for old replacement for most of your house hold goods including furniture and furnishings, electrical goods, carpets and rugs, children's toys, outdoor furniture and so much more. Items that would help you return to your comfortable way of life so much faster, and put a smile on your face again - after all there is always a sense of excitement and pleasure when you get something new.
• Cover for temporary accommodation for up to 12 months while your home is being repaired or rebuilt as the result of a covered event. This allows you the freedom to rent your own home without financial stress rather than having to live in possibly crowded and difficult conditions with friends or relations over a prolonged stay.

Both these benefits are reason enough to take out household insurance, but that is only part of the benefits you receive.

Choose Your Level of Household Insurance to Suit Your Budget

With 1Cover you can choose from three levels of cover to protect your home and contents and, depending on the level of cover, will benefit from accidental loss or damage, cover for your guests and visitors,  fusion, spoilage, outside contents and fixtures, credit card loss and much more.

Naturally all household insurance policies are indexed to inflation and you receive instant cover when you purchase through our streamlined online quotation system. Don't do without household insurance when times are tough - just buy smarter though 1Cover.