You Need Insurance Cover Because Life Holds No Guarantees

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* Kids covered for free if they are travelling with their parent or grandparent for 100% of the journey, provided they are not working full time. Children under 16 cannot travel on adult policies by themselves.

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Insurance cover is one of those rare commodities in life that may not appear to be showing a tangible return - that feels like you are just paying out money for nothing. We can understand if you have been paying out for years without needing to claim it may seem that way, but we also see the other side of the coin, where our customers are able to get their lives back on track or to replace valuable and treasured items when an event or a tragedy has occurred.

Take travel insurance, the Australian Government web site, smarttraveller.gov.au, cites numerous incidents of Aussies abroad experiencing sickness or critical accident, of how those with insurance coverage were cared for and evacuated home at no cost to themselves.

Unfortunately, there are also stories of travellers who had no insurance cover. One story involves a family who had to take out a second mortgage to pay for their son's evacuation home, while another tells of an injured man who lay virtually untreated or cared for in a foreign hospital until his wife begged the Australian Embassy to intervene. Naturally, all costs had to later be repaid.

We have all heard of people whose homes have burned down but did not have contents insurance. Invariably the community is wonderful in supplying all sorts of odds and ends and essentials, but how much better it would be to replace your contents with New for Old - the type of contents cover that 1Cover supply - and be independent with up to 12-months temporary accommodation paid for.

Get Low-Cost Insurance Cover and Peace of Mind from 1Cover

1Cover supply the type of cover that delivers peace of mind at prices that won't impact critically on your budget.

Across our range of policies you'll enjoy benefits such as receiving a new car if yours is under 12-months old and written off; a new caravan if yours is under 2-years and written off; up to $500,000 life cover purchased online with no medical checks; unlimited overseas emergency medical, hospital and evacuation cover with your travel insurance.

When you buy online insurance cover from 1Cover you can choose to pay by the month, benefit from a 21-day guarantee, and can rest assured you're buying the best value policies on the market.

1Cover Travel Insurance ABN 91 105 954 265 is an authorised representative of AGA Assistance Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance. Travel insurance is underwritten by Allianz and arranged and managed by Allianz Global Assistance. 1Cover Travel Insurance acts as an agent of Allianz Global Assistance, not as your agent. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the Product Disclosure Statement before deciding whether to acquire any product mentioned here. Available at www.1Cover.com.au