Your Insurance Policy Is Our Mutual Agreement

Your insurance policy contains a description of exactly what is covered, any excess that is payable on your claims and the premium which is payable either on an annual basis or monthly.

It is important you read this policy document carefully to be sure the insurance policy you have chosen suits your needs. 1Cover have our Product Disclose Statement (PDS) freely available for you to read on the site before you purchase to make it easier for you to compare the level of cover we provide and to be happy with your decision.

Naturally, as there are a number of variations you can make to your policy, such as choosing Market or Agreed Value for your car insurance or fusion cover with your caravan insurance or if you choose to pay extra to waive the excess from your policy, your final individual insurance policy will be a reflection of your choices and our legal agreement, or contract, with each other.

All Australians Should be Covered by Insurance

Whether it's travel insurance for you and your family or car insurance from the day you get your first car, cover for your own home, landlord insurance for your valuable investment or contents insurance when you're renting, or whether it's total and permanent disability or life insurance, insurance protecting your financial security in the event of an incident is vital.

It's easy to think you can do without until you suddenly, desperately, need it. But with 1Cover's low prices and high value policies you'll receive outstanding value for money at a price you can afford so you and your family never need be unprotected.

Get a Fast Online Quote on Your Insurance Policy

At 1Cover we pride ourselves on remaining market leaders and in utilising the latest technology online quotation system, delivering your policy document to you within minutes of purchasing your insurance. It is then important you read through your policy carefully and save it either as a computer file or a hardcopy for future reference.

With the exception of travel insurance, all 1Cover policies can be paid monthly at no additional cost, while our various policies offer either a 21 or 30-day no-claim 'cooling off period' so you can feel completely confident when you purchase through 1Cover.

If there is any aspect of your insurance policy you don't understand or need further information on we encourage you to contact our helpful, Australia-based, Customer Service Team. It's your policy and your right to be fully informed and confident.