- Insurance Quotes
Should You Get Other Insurance Quotes - Or Not?
This is the question thousands of people face regularly. Do I stick with the same insurance company I have been with for years, or do I go out and get other insurance quotes?
Loyalty is a fantastic thing – but what you need to know, and be assured of, is whether your loyalty is well placed or misplaced. It may be your existing company is doing a fantastic job by you and you can sit back comfortably for another year. But it may also be that you are sending many hundreds of dollars down the drain each year.
Car Insurance Quotes
The accuracy of auto insurance quotes often rests on the information they obtain from you, so don’t be peeved if they ask you multiple questions, be grateful. Aspects to compare include the extent and conditions of their No Claim Bonus Discount and if they have cost saving benefits such as Nominated Driver, Agreed or Market Value and low kilometre and age related discounts.
Car insurance quotes will very often include extras as standard such as trailers and personal possessions to a set amount, which all adds up to money in the bank for you.
Home Insurance Quotes
Everyone remembers the big, obvious things, but check the bits and pieces that are covered by the various house insurance quotes. Are the easily overlooked but costly items such as your fencing and pergolas, paving and driveways, or possibly vital restoration of documents, included in the policy?
Other not so little considerations (for any type of insurance policy) include whether you receive 24-hour emergency assistance, 24/7 claim lodgement and if they offer a cooling off, money back guarantee, period.
Travel Insurance Quotes
Your insurer should offer various levels of cover, plus ‘you’ focussed service and availability as well as a competitive price. The best way to compare a travel insurance quote is to read the company’s policy where you get down to the nuts and bolts of what is and isn’t covered.
And don’t forget to compare the critically important medical component of the policy. Remember, your health and well-being is far more important than your luggage.
So bite the bullet. After all, you can discretely go online to make your comparisons and your existing insurer doesn’t even need to know. You may be pleasantly surprised when you come to compare Australian insurance companies and the insurance quotes they offer – or you may be shocked that you hadn’t done it before.
