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Cover Summary

Detailed Features Comparison Click to Get Quote

Building Insurance Contents Insurance
Accidental breakage of glass Yes Yes
Earthquake Yes

$250 additional excess

 Yes

$250 additional excess
Explosion Yes Yes
Fire or smoke Yes Yes
Impact Damage Yes Yes
Lightening or thunderbolt Yes Yes
Malicious acts Yes Yes
Riot or civil commotion Yes Yes
Storm, rainwater or run-off Yes Yes
Theft, burglary or house break-in Yes Yes
Tsunami Yes

$250 additional excess

 Yes

$250 additional excess
Water or other liquid damage Yes Yes
Automatic indexation of sums insured Yes Yes
Contents in open air at the risk address No Yes

Up to $200
Continuation of cover when you are selling your building Yes No
Fusion Yes Yes
Landlord contents Yes No
Legal liability (cover for injury to other people or their property) Yes

Up to $10 million

 Yes
Mortgage discharge costs Yes

Up to $2,000

 No
Reinstatement of sum insured after a loss Yes Yes
Removal of debris, professional rebuilding fees and extra costs of complying with building regulations Yes Yes
Rental costs after an insurance event Yes

Up to 12 months

 No
Replacement of locks or cylinders Yes

Up to $500

 Yes

Up to $500
Rainwater tanks and solar water heater Yes

Up to $5,000

 No
1Cover Car Insurance Pty Ltd ABN 85 104 7298 955 is an authorised representative of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Car and Home insurance products are issued by Allianz. 1Cover Car Insurance Pty Ltd act as an agent for Allianz not as your agent. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the Product Disclosure Statement before deciding whether to acquire any product mentioned here. Available at www.1Cover.com.au 1Cover Car Insurance Pty Ltd receives commission on these products that is a percentage of the premium paid for each policy ranging from 5% to 20%.