Cover Summary

Critical Illness Cover

Critical Illness cover is also known as Trauma cover and pays a lump sum benefit if the life insured suffers one of the defined Critical Illness events.

Sometimes even the healthiest people are diagnosed with illnesses they have little chance of preventing – like cancer. Critical Illness benefits are paid regardless of the life insured’s ability to work. The funds can be used for any purpose the Policy Owner chooses, whether for the reduction of debts, to seek specialist or alternative medical treatment, or make lifestyle changes (such as reducing working hours).

You can buy Critical Illness cover up to $500,000.

Critical Illness insurance can be inflation proofed so the Cover Amount automatically increases each year to keep pace within inflation (the increase will be the greater of the increase in the CPI over the previous year or 5%).

Major illnesses which are covered under Critical Illness policies generally include (but are not limited to): cancer; stroke; and heart conditions.

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