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1Cover Pty Ltd ABN 91 105 954 265 is an authorised representative of Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFSL 296559 (Allianz Life). Life Insurance is issued by Allianz Life. 1Cover Pty Ltd act as an agent of Allianz Life not as your agent. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the Product Disclosure Statement before deciding whether to acquire any product mentioned here. Available at www.1Cover.com.au 1Cover Pty Ltd receives commission on these products that is a percentage of the premium paid for each policy ranging from 10% to 20%. Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements