Medical Travel Insurance Including Pre-Existing Medical Conditions

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Not everyone who wants or needs to travel enjoys perfect health, and at 1Cover we recognise many travellers may need pre existing medical travel insurance.

Worldwide medical travel insurance is a must for any traveller, particularly so if you have a pre existing medical condition, and will work out far cheaper for you than a large medical bill at the end of your holiday.

Depending on the timescale of your proposed international trip, it may be best to enquire about our annual policies. If you travel frequently, purchasing the one long term policy is far cheaper than a number of single trip policies. Also, our already cheap travel health insurance is far cheaper than purchasing through a travel agent as you avoid paying middle-man fees and commissions. If you’re only travelling for a short period of time, and with few possessions, then a more economical form of travel insurance – Medical Only – could be best for you.

We cover conditions such as many allergies, asthma, osteoporosis, hypertension, epilepsy and dozens of other conditions – in fact up to 95% of medical conditions with most pre existing medical conditions only costing an extra $50 to cover. Conditions do apply of course, however, when you consider the cost of hospital and medical expenses in many overseas countries, plus the possibility of medical evacuation to a country with suitable hospital facilities or back to Australia, that $50 is amazing value.

Always be sure to declare any pre existing medical conditions as failure to do so can make your policy void or may result in only partial payment or non payment of your claim, when full declaration and approval when purchasing your travel and medical insurance prior to travel will keep you protected.

If you have a medical condition and want cheap annual travel insurance for domestic or international travel then look no further. All you need do is fill in one of our pre existing medical forms and fax it in to our medical desk for an instant approval. Our Medical Desk has over 20 years experience in travel health insurance and specialises in pre existing medical conditions.

You can download a Medical Travel Insurance Declaration Form from www.1cover.com.au or call 1300 192 021 and ask one our staff to either post or email a form to you. It’s just another way we like to make purchasing travel insurance easier and your journey safer.