Have insurance, will travel!

Your Guide to Traveller's Insurance

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No matter what type of traveller you are - backpacker, frequent flyer, or annual holiday-maker, you need travel insurance.

Travelling can be an exciting adventure, or a chance to relax and escape the usual routine. But without travellers insurance, the unexpected events that happen to even the most experienced traveller could turn into a nightmare.

Travelers insurance covers you for medical problems, theft and loss of baggage, and the emergencies that can cause your travel plans to go awry.

Protect Your Health

Medical travel insurance is essential, even if you are travelling to a country that has a reciprocal agreement with Medicare. Although the Australian consulate will help with any problems overseas, they will not pay for your medical costs. And if those costs include an emergency evacuation, you or your family could face an enormous debt when you return.

Missing Something?

Travel insurance will also cover your belongings. Airlines misplace bags every day, and travellers are often targets for theft and muggings. If your camera, MP3 player, wallet or passport is lost or stolen, you'll be able to call your travellers insurance emergency phone number and get the help you need. Then you'll be able to replace those items sooner, and get back to enjoying your travels.

Help When You Need It

Worldwide travel insurance will also cover you for emergency changes to your travel plans, whether they are due to a natural disaster or an inconvenient plane cancellation.

Budget Insurance Tips

If you're looking for cheap travel insurance, here are some ways to save money.

If you're a backpacker on a budget, you can save money with backpacker insurance. It's designed for global travel on the cheap, so you'll be covered for things you need (such as theft and medical care) but not the things you don't.

If you're a frequent flyer, look for multi-trip or annual insurance. It will save you time too - one less thing to think about when you're looking for your passport again.

If you just need travel insurance for a single trip, shop around online for the best deal. You'll save on the agent commission, which can be as high as 50%!

If you're making your journey as a group, you can also get cheap group travel insurance. And if that group is a family, your kids will be covered for free and your spouse will get a discount. That's a great budget deal!