Get A Travel Insurance Quote
Unfortunately we are introducing a price increase for the travellers over the age of 70 from March 1st 2010. This will be in region of 20% and is due to increase in rates from our Underwriter. If you are happy with the quote you receive today then please purchase before March in order to get that price. We are sorry for any inconvenience this may cause.
Seniors Travel Insurance
1Cover has a range of policies that are available for seniors. We pride ourselves on being able to provide travel insurance to all ages.
Different age groups attract different loadings to the premium but we are still up to 50% cheaper than a Travel Agent. A lot of Travel Insurance providers are currently excluding travelers over the age of 70 altogether.
We also provide cover for a number of Pre Existing Medical conditions. Some of these are covered automatically and some require you to purchase a Pre Existing Medical loading.
Concerned about a pre-existing medical condition?
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Cover Summaries
Please find the selection of covers that are available for seniors who wish to purchase travel insurance. Please note that Plan B and Plan C are only available to travellers up to the age of 79. Plan E is available for travellers up to the age of 74. However, Plan A is available to travellers of all ages.
| Help |
Cover Item |
Comprenhensive
(Plan A) |
Essential
(Plan B) |
Basic
(Plan C) |
Annual
Multi Trip
(Plan E) |
|
Overseas Emergency Medical Assistance |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
|
Overseas Medical/Hospital |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
|
Dental Expenses |
$500 |
$500 |
$500 |
$500 |
|
Additional Accommodation & Travel Expenses |
$50,000 |
- |
- |
$50,000 |
|
Family Emergency |
$50,000 |
- |
- |
$50,000 |
|
Emergency Companion Cover |
$50,000 |
- |
- |
$50,000 |
|
Resumption of Journey |
$3,000 |
- |
- |
$3,000 |
|
Hospital Cash Allowance |
$5,000 |
- |
- |
$5,000 |
|
Accidental Death |
$25,000 |
- |
- |
$25,000 |
|
Permanent Disability |
$25,000 |
- |
- |
$25,000 |
|
Loss of Income |
$10,400 |
- |
- |
$10,400 |
|
Credit Card Fraud & Replacement |
$5,000 |
$1,000 |
- |
$5,000 |
|
Travel Documents & Traveller's Cheques |
$5,000 |
$1,000 |
- |
$5,000 |
|
Theft of Cash |
$250 |
- |
- |
$250 |
|
Luggage/Personal Effects |
$5,000 |
$2,000 |
- |
$5,000 |
|
Luggage Delay Allowance |
$250 |
- |
- |
$250 |
|
Cancellation Fees & Lost Deposits |
Unlimited |
- |
- |
Unlimited |
|
Disruption of Journey |
$1,000 |
- |
- |
$1,000 |
|
Alternative Transport Expenses |
$5,000 |
- |
- |
$5,000 |
|
Personal Liability |
$5 million |
$5 million |
$5 million |
$5 million |
|
Domestic Pets |
$500 |
$500 |
$500 |
$500
|
|
Domestic Services |
$500 |
- |
- |
$500
|
|
Rental Vehicle Excess |
$5,000 |
- |
- |
$5,000 |
