• Medical Costs Covered. Comprehensive travel insurance covers you for medical expenses, hospitalisation and medical evacuations.*
  • Range Of Activities Covered. A huge range of activities like scuba diving or parasailing are covered too.
  • Cruises Are Popular With Senior Travellers. The average passenger is middle-aged, and the longer the cruise, the older the passenger!
  • No Medicare On Cruises. Even when cruising between two domestic ports you're no longer covered for medical expenses by Medicare.

Cruise Insurance

Taking off on a cruise? Think about travel insurance to cover you for medical costs, luggage, cancellations and more.
  • Cruises are an excellent way to kick back and relax, having all the hard work taken care of. Whether it's Fiji, Vanuatu or the Greek Islands cruises are a unique way of seeing the world via the big, often lavish, ocean liners.
  • Whether you're going on an overseas cruise or a cruise between two Australian ports it's vital that you get Pacific travel insurance to protect you. Many people don't realise that even when cruising between two domestic ports, if you're out there in the open waters you're no longer covered for medical expenses by Medicare or your usual private health care provider.
  • Plus the medical costs on board a cruise are even more shocking, with the bill for staying in sick bay on a cruise ship as much as $5,000 per day. Any treatments, consultations, medications will be charged to you at a private rate too which will all add up if you get sick or have an accident on board.

You're Covered For

You're Not Covered For

Drugs & Alcohol
Drugs & Alcohol If you're intoxicated, taking drugs (that haven't been prescribed) and your claim results from these actions, than you're not covered.
Unsupervised Belongings
Unsupervised Belongings Leaving your things laying around is just asking for someone to take them so if you leave anything unattended or unsupervised, we won't cover this.
Ignoring Official Warnings
Ignoring Official Warnings If a government or other official body have issued a specific "Do Not Travel" warning and you go anyway, we won't cover any claim you make relating to this.
Breaking The Law
Breaking The Law For obvious reasons we can't help you out here. Always adhere to local laws.

For a full list of all the activities we do and don't cover, click here.

Popular Destinations For Cruises

*Terms and conditions, limits and exclusions apply. Please see PDS for full details.

Interested In A Travel Insurance Quote?

  • More than 2 adults
  • How Can
    We Help?

    Talk To Us

    1300 192 021 Chat Online

    Email Us

    Send us an email

    We understand that there's a huge number of activities you might want to try when you're on holiday, that's why 1Cover Travel Insurance covers nearly 150 different adventure activities.

    Learn more

    1Cover Travel Insurance automatically covers 43 pre-existing medical conditions. We understand that everyone is different & we assess pre-existing conditions on a case by case basis.

    Learn more

    Our travel insurance covers a huge range of things that could go wrong when you travel like lost luggage, cancellations, medical expenses, rental car excess & more.

    Learn more

    Are you a frequent traveller? The more you're on the road or in the air the greater the chance that something could go wrong. 1Cover Multi-Trip travel insurance could save you time & money.

    Learn more