Make an Informed Travel Insurance Comparison
If you're looking for travel insurance, you'll find all the information to make an informed decision right here. It’s important to take the time to make a travel insurance comparison before you purchase, as not all companies or policies are the same and there are many variables involved in making a comparison of travel insurance and deciding which options suit your current needs.
Many travellers start to compare travel insurance prices as the defining point. However, it is often not long into the process that they start to realise there is a lot more to the equation than price. Travel insurance comparisons should chiefly focus on what is in the policy document.
All companies should have their policy document in an easy to access form, whether that is a hard copy they mail out or an online copy you can download.
All policy documents should contain every aspect of the insurance cover in order for travellers to compare travel insurance accurately and make an informed choice. The type of information should include qualifications and explanations of what aspects are covered, what activities are not covered, situations that void the policy, what excess applies to claims, what pre existing medical conditions are covered, what cooling off period is given etcetera. There should be no areas of ‘fine print’ and all aspects should be clearly and concisely explained.
At 1Cover we have worked to ensure our policy documents are clear in order to make it easy for you to compare what a particular policy offers and to compare travel insurance quotes from other companies. Our specific policies include Single Trip, Multi Trip, Backpacker Insurance, Medical Only, Ski Insurance and Corporate Insurance.
Within each of these policies there are points of difference encompassing cancellation fees and deposits, overseas medical, hospital, dental and evacuation cover, death and disability, repatriation, luggage and personal possession, travel delay, trip resumption, personal liability and more. These are the areas you need to be particularly clear on when you compare travel insurance. Australia has a number of quality travel insurance companies and each may vary in some way.
Once you have established how they differ you can concentrate on comparing how 1Cover's travel insurance prices rate against those of other Australian insurance companies. You can then travel with peace of mind knowing you have made an informed travel insurance comparison and selected the best cover for your trip.
