Domestic Travel Insurance

Taking a classic Australian road trip or perhaps visiting family or friends interstate? Get covered with our Australia Domestic Travel Insurance.

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Domestic Travel Insurance Benefits

Whether you're heading bush or the beach, city or outback, our Australia Domestic Travel Insurance policy provides you with all the benefits you need to enjoy a happy Aussie holiday. For example, 1Cover domestic travel insurance covers rental vehicle excess. So, if something goes wrong with your rental car, you won't be stung with an expensive excess from the rental car company.  

Rental Vehicle Excess

Rental Vehicle Excess

Don't get ripped off. Hire a rental car and we'll cover the excess up to $5,000 if the car is stolen, damaged or in an accident. 

Unlimited Cancellation

Unlimited
Cancellation

If the unexpected happens and plans change, you've got unlimited cover for cancellation fees or lost deposits.

Luggage and Personal Items

Luggage and Personal Items

Travelling with your fave bag, valuables or a few new outfits? You're covered for up to $15,000 worth of luggage and personal effects.

Kids Travel Free

Kids Travel For No Extra Cost

  • Travelling with your kids and grandkids? They’re covered for no extra cost. We only charge you for each adult on your policy.
Unexpected Travel Delays

Travel
Delays 

If your journey is delayed by events outside of your control, we'll cover additional accommodation and meal expenses.

Family Emergency

Family Emergency 

If a a loved one is unexpectedly hospitalised or passes away and you need to return home early, we'll cover the costs to get you there.

Three Policies To Choose From

Customise Your Policy

Our range of optional add-ons mean you are able to tailor your policy to suit your trip type, your budget and your travel needs.

Group Travel

Travel on the One Policy

You can travel on the same policy as your partner, your mates, a family member. In fact, up to 25 people can go on the one policy.

Travel Insurer Of The Year 2018

Table of Benefits - Domestic Travel Insurance

Explore our table of benefits below to see the policy benefits provided by our Domestic travel insurance policies. To find out more about our Domestic travel insurance policies, see the PDS or get an instant quote now

Domestic Travel Insurance Policy Benefit Domestic Travel Insurance
Single Trip
Domestic Travel Insurance
Frequent Traveller Annual
Medical - domestic Travel Insurance
   

Overseas Emergency Medical Assistance^

X

X

Overseas Emergency Medical & Hospital Expenses^*

X X

Includes Dental Expenses (per adult)^

X

X

Resumption Of Journey^*

X

X

Hospital Cash Allowance^*

X

X

Accidental Death*

$25,000

$25,000

Permanent Disability^*

X

X

Loss of Income^*

X

X
luggage - domestic Travel Insurance
   

Credit Card Fraud & Replacement^

X

X

Includes Travel Documents & Traveller's Cheques^

X

X

Theft Of Cash^#

X

X

Luggage & Personal Effects*

$15,000

$15,000

Luggage & Personal Effects Delay Expenses^

X

X
cancellation - domestic Travel Insurance
   

Additional Accommodation & Travel Expenses*

$50,000

$50,000

Includes Family Emergency*

Yes

Yes

Includes Emergency Companion Cover*

Yes

Yes

Cancellation Fees & Lost Deposits*

Unlimited

Unlimited

Disruption Of Journey*

$1,000

$1,000

Alternative Transport Expenses^

X

X
ancilliary - domestic Travel Insurance
   

Personal Liability#

$5 million

$5 million

Domestic Pets^*

X

X

Domestic Services^*

X

X

Rental Vehicle Insurance Excess#*

$5,000

$5,000

Unless otherwise specified in the PDS: Sections 12, 12A, 12B & 13 - If you claim for the same or similar cancelled services/facilities or alternative arrangements under sections 12, 12A, 12B & 13, we will only pay the higher of the two amounts, not both. Benefit limits are per adult traveller. For accompanying dependants the policy benefits are shared with the adult traveller.

^^ You only have this cover for these sections if the relevant pack has been purchased.
*  Sub-limits apply
^  You do not have cover under these sections while travelling in Australia.
# Limits are per policy regardless of persons the claim relates to.

 

Get a quote

 

Optional Coverage

Cruise Pack

Cruise Pack 

Going on a cruise? Stay safe and ensure you're properly covered on your cruise holiday by adding our Cruise Pack to your policy. See PDS for full details.

Winter Sports Pack

Winter Sports Pack

If you're hitting the slopes during your overseas holiday you'll need to add the Winter Sports Pack to your policy to ensure you're covered. It provides cover for winter sports activities such as skiing or snowboarding, plus a whole heap more benefits. See PDS for full details.

Rental Car Cover

Additional rental Vehicle Excess

Choose to increase your rental vehicle excess cover amount up to $8,000 and protect yourself from unexpected fees.

Get a quote

 

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1.5 Million Customers

1Cover is rated 4.3 out of 5 by 1189 reviews on
  • "Easy & Painless Claim"

    Very happy with the help I got along the way when I had to make a claim. Would highly recommend any to use 1Cover and I would be signing up again.

    By Anthony, Jan 2018

  • "Never Leave Without It"

    Staff were very helpful and knowledgeable. Always looking for the best options for their customers. Excellent customer service.

    By Monica, Jan 2018

  • "Couldn't Recommend Highly Enough"

    Superb. Couldn’t rate 1Cover any higher. 10/10. Exceptional service. 

    By Josh, Feb 2018

  • "Must Have Travel Insurance Provider!"

    The policy is a must have when traveling for peace of mind alone and is very good value..

    By JDP, Jan 2018

Read More Reviews

 

FAQs About domestic Travel Insurance

  • Is There An Excess On My Domestic Travel Insurance?
  • There is a $200 excess that is applicable per event per claim on the Domestic plan..  

  • Am I Covered On A Domestic Policy If I Am Travelling On A Cruise Liner Within Australian Waters?
  • No. If you are travelling in Australian waters on a cruise liner you will need to purchase our Cruise Pack add-on with your policy, selecting 'Australia Cruise' for your region. This will ensure you are covered for emergency medical assistance and emergency medical and hospital cover, cancellations, missed departure and more. See our Cruise Travel Insurance page for more information.

  • Do I Need Rental Vehicle Insurance If My Travel Insurance Covers Rental Vehicle Excess?
  • Please be aware the rental vehicle excess benefit does not take the place of Rental Vehicle insurance. We will reimburse you up to $5,000 (unless you have opted to increase your excess) for any excess or deductible which you become legally liable to pay under your Rental Vehicle hiring agreement if the Rental Vehicle is involved in an accident while you are driving, or is damaged or stolen while in your custody. Please note: the Non-Residents plan provides excess cover up to $2,500.

  • What Happens If I Go Home Early?
  • Your policy covers the full duration of your trip as stated on your Certificate of Insurance. There are no refunds should you go home earlier than planned.

READ ALL FAQS

 

 

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Why Choose 1Cover Travel Insurance?

Trusted & Loved by 1.5 Million customers

 


Since 2003, we've provided travel insurance to more than 1.5 million happy customers around the world. We don't focus on anything else but travel insurance, and that makes us specialists in the field.

Award winning Insurance 

1Cover won Product Review’s 2018 Travel Insurer of the Year. Product Review is Australia's first and most comprehensive consumer opinion site, and they provide a totally unbiased platform where people can rate and review products and services. 

Local Call Centre

Our Call Centre is based in Sydney and is open seven days a week. Whether you're buying a policy or making a claim, you can be sure one of our caring, knowledgeable customer service legends will be able to help you out. 

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24/7 emergency Assistance 

The one time you really need travel insurance is in case of emergency. With 1Cover, you have 24/7 emergency assistance at all times - so when one thing goes really  wrong, we'll be there to help you.  

Pre-Existing Medical Cover

Unlike many other travel insurers, we automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.

Fast Claims 

If you want your claim paid quickly, and you don’t want to deal with a complicated claims process, then use 1Cover. Just make sure you have all your receipts and relevant documents handy.

Still Need Some Help? Call Us!

If you have any questions or queries, or you'd just like to know more about
Annual Travel Insurance, get in touch with us. Our expert team are here to help you.

Sales And Enquiries
1300 192 021 
(within Australia)
From Overseas
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