Domestic Travel Insurance

Taking a classic Australian road trip or perhaps visiting family or friends interstate? Get covered with our Australia Domestic Travel Insurance.

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Domestic Travel Insurance Benefits

Whether you're heading bush or the beach, city or outback, our Australia Domestic Insurance policy provides you with all the benefits you need to enjoy a happy and safe Aussie holiday. For example, rental vehicle or car hire excess policy can help you save on the large excess many car hire companies charge.

Rental Vehicle Excess

Rental Vehicle Excess

Don't get ripped off. Hire a rental car and we'll cover the excess up to $5,000 if the car is stolen, damaged or in an accident. 

Unlimited Cancellation


If the unexpected happens and plans change, you've got unlimited cover for cancellation fees or lost deposits.

Luggage and Personal Items

Luggage and Personal Items

Travelling with your fave bag, valuables or a few new outfits? You're covered for up to $15,000 worth of luggage and personal effects.

Kids Travel Free

Kids Travel For No Extra Cost

  • Travelling with your kids and grandkids? They’re covered for no extra cost. We only charge you for each adult on your policy.
Unexpected Travel Delays


If your journey is delayed by events outside of your control, we'll cover additional accommodation and meal expenses.

Family Emergency

Family Emergency 

If a a loved one is unexpectedly hospitalised or passes away and you need to return home early, we'll cover the costs to get you there.

Three Policies To Choose From

Customise Your Policy

Our range of optional add-ons mean you are able to tailor your policy to suit your trip type, your budget and your travel needs.

Group Travel

Travel on the One Policy

You can travel on the same policy as your partner, your mates, a family member. In fact, up to 25 people can go on the one policy.

Travel Insurer Of The Year 2017

Table of Benefits - Domestic Travel Insurance

Explore our table of benefits below to see the policy benefits provided by our Domestic travel insurance policies. To find out more about our Domestic travel insurance policies, see the PDS or get an instant quote now

Policy Benefit Domestic

Overseas Emergency Medical Assistance


Overseas Emergency Medical & Hospital Expenses


Includes Dental Expenses (per adult)


Resumption Of Journey


Hospital Cash Allowance


Accidental Death


Permanent Disability


Loss of Income



Credit Card Fraud & Replacement


Includes Travel Documents & Traveller's Cheques


Theft Of Cash


Luggage & Personal Effects


Luggage & Personal Effects Delay Expenses



Additional Accommodation & Travel Expenses


Includes Family Emergency


Includes Emergency Companion Cover


Cancellation Fees & Lost Deposits


Disruption Of Journey


Alternative Transport Expenses



Personal Liability

$5 million

Domestic Pets


Domestic Services


Rental Vehicle Insurance Excess



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Optional Coverage

Cruise Pack

Cruise Pack 

Going on a cruise? Stay safe and ensure you're properly covered on your cruise holiday by adding our Cruise Pack to your policy. This will ensure you're covered for all things while at sea, including medical. See PDS for full details.

Winter Sports Pack

Winter Sports Pack

If you're hitting the slopes anytime during the year on you'll need to add the Winter Sports Pack to your policy to ensure you're covered. It provides cover for winter sports activities such as skiing or snowboarding, plus a whole heap more benefits. See PDS for full details.

Rental Car Cover

Additional Rental Vehicle Excess

Choose to increase your rental vehicle excess cover amount up to $8,000 and protect yourself from unexpected fees.


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1.5 Million Customers

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  • "Easy & Painless Claim"

    Very happy with the help I got along the way when I had to make a claim. Would highly recommend any to use 1Cover and I would be signing up again.

    By Anthony, Jan 2018

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    Staff were very helpful and knowledgeable. Always looking for the best options for their customers. Excellent customer service.

    By Monica, Jan 2018

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    Superb. Couldn’t rate 1Cover any higher. 10/10. Exceptional service. 

    By Josh, Feb 2018

  • "Must Have Travel Insurance Provider!"

    The policy is a must have when traveling for peace of mind alone and is very good value..

    By JDP, Jan 2018

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FAQs About domestic Travel Insurance

  • Is There An Excess On My Domestic Travel Insurance?
  • There is a $200 excess that is applicable per event per claim on the Domestic plan..  

  • Am I Covered On A Domestic Policy If I Am Travelling On A Cruise Liner Within Australian Waters?
  • No. If you are travelling in Australian waters on a cruise liner you will need to purchase our Cruise Pack add-on with your policy, selecting 'Australia Cruise' for your region. This will ensure you are covered for emergency medical assistance and emergency medical and hospital cover, cancellations, missed departure and more. See our Cruise Travel Insurance page for more information.

  • Do I Need Rental Vehicle Insurance If My Travel Insurance Covers Rental Vehicle Excess?
  • Please be aware the rental vehicle excess benefit does not take the place of Rental Vehicle insurance. We will reimburse you up to $5,000 (unless you have opted to increase your excess) for any excess or deductible which you become legally liable to pay under your Rental Vehicle hiring agreement if the Rental Vehicle is involved in an accident while you are driving, or is damaged or stolen while in your custody. Please note: the Non-Residents plan provides excess cover up to $2,500.

  • What Happens If I Go Home Early?
  • Your policy covers the full duration of your trip as stated on your Certificate of Insurance. There are no refunds should you go home earlier than planned.






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Why Choose 1Cover Travel Insurance?

Pre-Existing Medical Cover

We automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.

Trusted By 1.5 Million Aussies

We are proud to say that we've provided award-winning travel cover to more than 1.5 million customers around the world. You're sure to find policy to suit you. Buy today and travel happy! 

24/7 Emergency Assistance

You can rest assured and travel with total confidence knowing that you have 24/7 emergency assistance at all times. We are there for you when you need us most.

 Kids Are Covered For No Extra Cost 

Travel with kids or grandkids? Any dependant under 21 years who travels with a parent or grandparent for 100% of the journey is covered for no extra cost on the policy. 

Local Call

Our Call Centre is based in Sydney and is open seven days a week for your convenience. Call our team of customer service legends and they'll happily tailor a policy to suit your needs.

Rental Vehicle

Don't get ripped off by the rental companies. If your rental vehicle is involved in an accident or is stolen, our policies will cover the excess payable up to $5,000. 

Still Need Some Help? Call Us!

If you have any questions or queries, or you'd just like to know more about
Annual Travel Insurance, get in touch with us. Our expert team are here to help you.

Sales And Enquiries
1300 192 021 
(within Australia)
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