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1Cover Website and platform terms of use

1Cover Pty Ltd ABN: 91 105 954 265

1. general

  1. This Website is owned and operated by 1Cover Pty Ltd.
  2. By using this website, you acknowledge and agree to these terms, notices and disclaimers which appear on this website and the 1Cover Privacy Policy.
  3. We may update and change our site from time to time if we make changes to our products.
  4. The content on this website is accurate at the time we drafted it and included it on the website. We may change the content without notice to you.

2. Privacy

We have a Privacy Policy in place to ensure the confidentiality of any personal details you choose to provide through this site. For more details on Privacy, please read 1Cover’s Privacy Policy.

3. Copyright and Trademarks

The 1Cover name and logo are trademarked and all related names, logos, product and service names, designs and slogans are our trade marks. You must not use such marks without our prior written permission. We own all intellectual property rights in relation to this website including the content and design. You must not reproduce, adapt, store, print, display, publish or create derivative works from any part of this website except with our prior written consent.

4. Use of website for lawful reasons

You agree to use the 1Cover website and/or platform for lawful reasons. This includes conduct which is unlawful or which may harass or cause distress or inconvenience to any person, the transmission of obscene or offensive content or disruption to 1Cover.

5. Cookies

If you do not wish information to be gathered on a cookie, you should disable the acceptance of cookies by your web browser. Your internet service provider may be able to assist you with this.

6. Consumer Rights

The Competition and Consumer Act 2010 (Cth) may confer rights, guarantees and remedies on you in relation to the provision of goods and services by us, which cannot be excluded, restricted or modified. We do not intend to exclude, restrict or modify those rights..0

7. Liability

Subject to any responsibilities or liabilities implied by law and which cannot be excluded by law, 1Cover and 1Cover related entities do not accept any responsibility or liability for any loss or damage arising in any way for any loss arising out of, as a result of or referable to the Website, the Content or the use of or access to this website.

Statements on our website are not intended to be statements of law. You do not rely on any statement, representation or warranty made by us except as expressly set out in these terms of user.

8. Prohibited uses

You agree that you will not (either yourself or through any third party):

8.1 Not To Use For Commercial Purposes
  1. use systematic, repetitive or any other methods which are designed to obtain a large number of insurance quotes or other pricing and related information from this Website;
  2. use this Website for commercial purposes (including, without limitation, for a person's competitive advantage or to our competitive disadvantage);
  3. use, obtain or attempt to obtain from the Website information in order to identify or discover pricing, underwriting, rating and related business methodology or systems;
8.2 Not To Use For Unlawful Purposes
  1. use the content for any illegal or unlawful purpose not specified above; or
  2. impersonate any person or entity;
  3. publish, or disseminate any material which is unlawful, defamatory, indecent, offensive or inappropriate;
  4. use this Website to harass, defame, abuse, threaten or otherwise offend others; and
  5. post any unlawful, defamatory, obscene, offensive or scandalous material, or any material that constitutes or encourages conduct that would contravene any law.
  6. when using this Website post, distribute or send any 'spamming material' or any other form of bulk communication;
8.3 IT infrastructure
  1. do anything which will or might damage, disrupt access to, or interfere with the proper operation of this Website, or any transaction being conducted on it;
  2. do anything which will or might place an unreasonable load on the Website infrastructure;
  3. use any method or process (including without limitation, data scraping, collection or accumulation tool, robot, spider or scripted responses) for the purpose of obtaining, processing, copying, replicating, distributing, reconfiguring, republishing, viewing, assessing, analysing, modifying or repackaging this Website's Content;
  4. use any method or process to consolidate or combine this Website's Content with any other content, data, information, images or material;
  5. reverse engineer, disassemble or otherwise attempt to construct or identify this Website's source code, formulas or processes;
  6. transmit any material which contains viruses, or other computer codes designed to interrupt, limit or destroy the efficient operation of the Website, or its software or hardware.

9. Third Party Links

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and you access third party websites entirely at your own risk and subject to the terms and conditions of use for those websites.

10. Linking To Our Website

You must obtain our prior written permission to link to this Website.

You must not establish a link to our website in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

Our site must not be framed on any other site, nor may you create a link to any part of our site, without our written consent. If our consent is provided, we reserve the right to withdraw linking permission without notice.

We may ask you to remove a link from your website if these conditions are not met. Where connection to a system or website outside our control compromises the objectives of the 1Cover website and/or platform, we may sever links to that website or system.

11. Jurisdiction

The laws governing these Terms of Use will be the laws of New South Wales, Australia.