Planning on hitting up the slopes on your next trip? Ensure you have the right cover to see you through your ski trip! No one wants to think about things going wrong, but when you’re throwing blood-pumping, adrenaline-inducing winter sports into the mix, things like trip cancellations, travel delays and potential snowboarding accidents are all too common. Ski travel insurance can give you the peace of mind you need during these situations.
Buy a 1Cover Comprehensive policy with the Winter Sports Pack to be covered for skiing and snowboarding on your trip. The Winter Sports Pack must be included for the entire trip duration.
Unlimited medical assistance for your overseas expenses including emergency medical evacuation if you hurt yourself on the ski slopes.
Cover for skiing, snowboarding, heli-skiing, and other winter sports activities both on-piste and off-piste within resort boundaries. .
Choose how much cancellation cover you need. If illness or injury mean you can’t use prepaid ski passes, ski equipment hire, or ski lessons, we’ll cover lost deposits or expenses.
If your favourite snowboard, skiis, or any other winter sports equipment is lost, stolen or damaged, (while not in use) we'll cover it.
If bad weather delays your travel by more than 12 hours, we’ll cover any accommodation and required travel expenses.
If bad weather, lack of snow, or power failure cause closures for more than 24 hours, we'll cover extra ski pass costs, or transport to the nearest resort.
If your ski rental gear is stolen or damaged, don't worry. We'll cover the rental gear excess, or the cost of the repairs.
Find the right ski trip travel insurance for you with 1Cover.
Explore our table of benefits below to see the top ski travel insurance policy benefits provided by our Ski & Snowboarding Travel Insurance.
To see all the benefits, coverage limits and exclusions, view the Product Disclosure Statement (PDS) or get an instant quote now.
| Policy Benefits | Comprehensive/ Frequent Traveller | Domestic/ Frequent Traveller Domestic | Already Overseas | |
|---|---|---|---|---|
Emergency | ||||
| 24/7 Emergency Assistance Service | included | included | included | |
Medical | ||||
| Overseas Emergency Medical & Hospital Expenses | SO | unlimited | - | unlimited |
| Dental Expenses | O | $1,000 | - | $1,000 |
| Hospital Cash Allowance | SO | $5,000 | - | $5,000 |
| Repatriation Of Remains | O | $25,000 | - | $25,000 |
| Permanent Disability | O | $25,000 | - | $25,000 |
| Loss of Income | SO | $10,400 | - | $10,400 |
Luggage & Personal Items | ||||
| Travel Documents & Transaction Cards | O | $5,000 | - | $5,000 |
| Theft of Cash | PO | $250 | - | $250 |
| Luggage & Personal Effects | AS | $15,000 | $15,000 | $15,000 |
| Luggage & Personal Effects Delay Expenses | ASO | $1,000 | $1,000 | $1,000 |
Cancellation & Delay | ||||
| Pre-Departure Cancellation Fees & Lost Deposits | PS | chosen limit | chosen limit | chosen limit |
| Pre-Departure Amendments to Journey | A | $2,000 | $2,000 | - |
On-trip Disruption | ||||
| On-trip Cancellation Fees & Lost Deposits | PS | chosen limit | chosen limit | chosen limit |
| Additional Accommodation & Travel Expenses — Family Emergency — Emergency Companion Cover | AS | $50,000 | $50,000 | $50,000 |
| Travel Delay Expenses | S | $2,000 | $2,000 | $2,000 |
| Special Event Transport Expenses | O | $2,000 | - | $2,000 |
Other | ||||
| Personal Liability | P | $5 million | $5 million | $5 million |
| Domestic Pets | S | $500 | $500 | $500 |
| Domestic Services | SO | $500 | - | $500 |
Rental Vehicle Excess | ||||
| Rental Vehicle Insurance Excess | PS | chosen limit | chosen limit | chosen limit |
Benefits shown are a summary of cover only. Sub-limits may apply. Please read the Product Disclosure Statement (PDS) for full terms, conditions, limits, excess payable and exclusions; and consider the Target Market Determination to determine whether our travel insurance is right for you. A Limits are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller. S Sub-limits apply. P Limits are per policy regardless of the number of persons the claim relates to. O There is no cover while travelling in Australia. |
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Yes, we provide cover for off-piste skiing and snowboarding as long as it is within a short distance from designated areas of ski resort boundaries on groomed terrain that are open and patrolled by the ski resort.
You must select the Winter Sports Pack add-on when booking your policy to be covered for any winter sports activities.
We do not cover backcountry skiing due to the high risk of skiing in a sparsely inhabited rural region over ungroomed and unmarked slopes, it is advised to stay within resort boundaries where the slopes are patrolled.
Yes! When you are booking your policy simply select the Winter Sports Pack add-on and you will enjoy cover for Rental Ski Equipment Hire Excess. Terms and conditions, limits and exclusions apply. Please refer to the PDS for further information.
Yes, these policies are only available for customers under the age of 69.
A double excess applies for all claims under sections Overseas Medical & Hospital Expenses, Additional Accommodation & Travel Expenses, and Cancellation Fees & Lost Deposits if you purchase this option and your claim arises directly from you participating in winter sports activities. You cannot pay to remove this excess.
The Winter Sports Pack does not provide cover for claims under Permanent Disability or Personal Liability that arise from you participating in winter sports activities.
Your policy covers the full duration of your trip as stated on your Certificate of Insurance. There are no refunds if you come home earlier than planned. This is stated in the PDS.
Choose the excess that best suits you. Opting for a lower excess means you'll pay less if you need to claim.
Protect your high-value items not automatically covered by your policy. Note: items cannot be older than 12 months.
Choose to incuded your rental vehicle excess cover and protect yourself from unexpected fees.
The ultimate collection of our top tips for your trip across to the slopes.
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Our emergency assistance team are available to help you 24 hours a day, 365 days a year, no matter where you are in the world.
We’re recognised with awards for exceptional products and service by industry experts Canstar, Mozo and Product Review.
Whether you're buying a policy or making a claim, one of our friendly travel insurance experts will be able to assist you.
We’ve covered over 2 million travellers and their holiday adventures worldwide. Here’s what our customers have to say.
We make it easy to declare your pre-existing medical conditions and apply for cover with a simple online assessment.
We make claiming easy. Use our online claims form to get your claim assessed and resolved as quickly as possible.
1Cover ® is a registered trademark of 1Cover Pty Ltd. 1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. Before you buy, please read the Product Disclosure Statement and Target Market Determination. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Before you purchase, please note in particular, the eligibility criteria, travel warnings in place and limitations to claim under multiple policy sections.
This insurance is underwritten by HDI Global Specialty SE – Australia.
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