Winter Sports Travel Insurance Benefits
A holiday to the snow should be jam-packed with adventure, action, and fun. Unfortunately, accidents can happen and unexpected issues can arise. Travel easy of your next ski trip with 1Cover’s winter sports travel insurance. You'll enjoy all the benefits of 1Cover's award-winning comprehensive policies plus extra benefits specifically designed for ski holidays. Get a quote today.
Unlimited Medical
Unlimited medical assistance for your entire trip, including emergency medical evacuation if you hurt yourself on the ski slopes.
Winter Sports
Cover for skiing, snowboarding, heli-skiing, and other winter sports activities both on-piste and off-piste within resort boundaries.
Cancellation Cover
If illness or injury mean you can’t use prepaid ski passes, ski hire, or ski lessons, we’ll cover any lost deposits or expenses.
Ski Equipment
If your favourite snowboard, skiis, or any other winter sports equipment is lost, stolen or damaged, we'll cover it.
Bad Weather
If bad weather delays your travel by more than 12 hours, we’ll cover any accommodation and required travel expenses.
Closure
Cover
If bad weather, lack of snow, or power failure cause closures for more than 24 hours, we'll cover extra ski pass costs, or transport to the nearest resort.
Rental Ski gear Excess
If your ski rental gear is stolen or damaged, don't worry. We'll cover the rental gear excess, or the cost of the repairs.
Rental Car Excess
Hired a car to get to and from the slopes each day? We'll cover the excess up to $5,000 if the car is damaged or stolen.
Travel Insurer Of The Year 2017
Table of Benefits -
Ski & Snowboarding Travel Insurance
Explore our table of benefits below to see the top policy benefits provided by our Frequent Traveller annual travel insurance policies. To see the full list of the many benefits of our Frequent Traveller annual policies, see the PDS or get an instant quote now.
| Policy Benefit | Comprehensive/ Frequent Traveller | Domestic/ Frequent Traveller Domestic | Already Overseas |
|---|---|---|---|
MEDICAL |
|||
|
Overseas Emergency Medical Assistance^ |
Unlimited |
X |
Unlimited |
|
Overseas Emergency Medical & Hospital Expenses^* |
Unlimited | X |
Unlimited |
|
Includes Dental Expenses (per adult)^ |
$1,000 |
X |
$500 |
|
Resumption Of Journey^* |
$3,000 |
X |
$3,000 |
|
Hospital Cash Allowance^* |
$5,000 |
X |
$5,000 |
|
Accidental Death* |
$25,000 |
$25,000 |
$25,000 |
|
Permanent Disability^* |
$25,000 |
X |
$25,000 |
|
Loss of Income^* |
$10,400 |
X |
$10,400 |
Luggage |
|||
|
Credit Card Fraud & Replacement^ |
$5,000 |
X |
$5,000 |
|
Includes Travel Documents & Traveller's Cheques^ |
Yes |
X |
Yes |
|
Theft Of Cash^# |
$250 |
X |
$250 |
|
Luggage & Personal Effects* |
$15,000 |
$15,000 |
$15,000 |
|
Luggage & Personal Effects Delay Expenses^ |
$250 |
X |
$250 |
cancellation |
|||
|
Additional Accommodation & Travel Expenses* |
$50,000 |
$50,000 |
$50,000 |
|
Includes Family Emergency* |
Yes |
Yes |
Yes |
|
Includes Emergency Companion Cover* |
Yes |
Yes |
Yes |
|
Cancellation Fees & Lost Deposits* |
Unlimited |
Unlimited |
Unlimited |
|
Disruption Of Journey* |
$1,000 |
$1,000 |
$1,000 |
|
Alternative Transport Expenses^ |
$5,000 |
X |
$5,000 |
ancillary |
|||
|
Personal Liability# |
$5 million |
$5 million |
$5 million |
|
Domestic Pets^* |
$500 |
X |
$500 |
|
Domestic Services^* |
$500 |
X |
$500 |
|
Rental Vehicle Insurance Excess#* |
$5,000 |
$5,000 |
$5,000 |
Winter Sports Pack |
|||
| Emergency Rescue^^ |
Unlimited |
Unlimited | Unlimited |
| Ski Pack^^ |
$750 |
$750 | $750 |
| Piste Closure^^* |
$1,000 |
$1,000 | $1,000 |
| Bad Weather & Avalanche Closure^^ |
$750 |
$750 | $750 |
| Winter Sports Equipment Hire^^ |
$1,500 |
$1,500 | $1,500 |
| Winter Sports Equipment Excess^^* |
$750 |
$750 | $750 |
Optional Coverage
CHOOSE YOUR EXCESS
Choose the excess that best suits you. Opting for a lower excess means you'll pay less if you need to claim.
High-Value Items Cover
Protect your high-value items not automatically covered by your policy. Note: items cannot be older than 12 months.
Additional Rental Vehicle Excess
Choose to increase your rental vehicle excess cover amount up to $8,000 and protect yourself from unexpected fees.
Unless otherwise specified in the PDS: Sections 12, 12A, 12B & 13 - If you claim for the same or similar cancelled services/facilities or alternative arrangements under sections 12, 12A, 12B & 13, we will only pay the higher of the two amounts, not both. Benefit limits are per adult traveller. For accompanying dependants the policy benefits are shared with the adult traveller.
^^ You only have this cover for these sections if the relevant pack has been purchased.* Sub-limits apply
^ You do not have cover under these sections while travelling in Australia.
We've Already Helped
1.5 Million Customers
"Easy & Painless Claim"
Very happy with the help I got along the way when I had to make a claim. Would highly recommend any to use 1Cover and I would be signing up again.
-
"Never Leave Without It"
Staff were very helpful and knowledgeable. Always looking for the best options for their customers. Excellent customer service.
-
"Couldn't Recommend Highly Enough"
Superb. Couldn’t rate 1Cover any higher. 10/10. Exceptional service.
-
"Must Have Travel Insurance Provider!"
The policy is a must have when traveling for peace of mind alone and is very good value..
FAQs About Ski And Snowboarding Travel Insurance
-
Am I Covered For Heliskiing?
-
The Winter Sports Pack covers claims that may arise from amateur heliskiing activities that do not involve any form of racing, acrobatics, jumping, aerial, stunting or freestyle. Terms and conditions, limits and exclusions apply. Please refer to the PDS for further information.
-
Am I Covered For Off-Piste Skiing & Snowboarding?
-
Yes, we provide cover for off-piste skiing and snowboarding as long as it is within a short distance from designated areas of ski resort boundaries on groomed terrain that are open and patrolled by the ski resort.
-
Do Your Policies Provide Cover For Backcountry?
-
We don't cover Backcountry Skiing due to the high risk of skiing in a sparsely inhabited rural region over ungroomed and unmarked slope
-
Am I Covered For Rental Ski Equipment Hire Excess?
-
Yes, our Winter Sports Pack includes cover for Rental Ski Equipment Hire Excess. Terms and conditions, limits and exclusions apply. Please refer to the PDS for further information.
-
Are There Any Age Restrictions For The Winter Sports Pack?
-
Yes, these policies are only available for customers under the age of 64.
-
Under What Sections Does Double Excess Apply?
-
A double excess applies for all claims under sections Overseas Medical & Hospital Expenses, Additional Accommodation & Travel Expenses, and Cancellation Fees & Lost Deposits if you purchase this option and your claim arises directly from you participating in winter sports activities. You cannot pay to remove this excess.
-
Is There Anything The Winter Sports Pack Does Not Cover?
-
The Winter Sports Pack does not provide cover for claims under Permanent Disability or Personal Liability that arise from you participating in winter sports activities.
-
What Happens If I Come Home Early?
-
Your policy covers the full duration of your trip. There are no refunds should you come home earlier than planned.
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Why Choose 1Cover Travel Insurance?
Trusted & Loved by 1.5 Million customers
Since 2003, we've provided travel insurance to more than 1.5 million happy customers around the world. We don't focus on anything else but travel insurance, and that makes us specialists in the field.
Award winning Insurance
In 2017, 1Cover won Product Review’s Travel Insurer of the Year. Product Review is Australia's first and most comprehensive consumer opinion site, and they provide a totally unbiased platform where people can rate and review products and services.
Australian Company, local call centre
Our Call Centre is based in Sydney and is open seven days a week. Whether you're buying a policy or making a claim, you can be sure one of our caring, knowledgeable customer service legends will be able to help you out.
Pre-Existing Medical Cover
Unlike many other travel insurers, we automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.
Fast Claims
If you want your claim paid quickly, and you don’t want to deal with a complicated claims process, then use 1Cover. Just make sure you have all your receipts and relevant documents handy.
Still Need Some Help? Call Us!
If you have any questions or queries, or you'd just like to know more about
Annual Travel Insurance, get in touch with us. Our expert team are here to help you.
