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A holiday to the snow should be jam-packed with adventure, action, and fun. Unfortunately, accidents can happen and unexpected issues can arise. Travel easy of your next ski trip with 1Cover’s winter sports travel insurance. You'll enjoy all the benefits of 1Cover's award-winning comprehensive policies plus extra benefits specifically designed for ski holidays. Get a quote today.
Unlimited medical assistance for your entire trip, including emergency medical evacuation if you hurt yourself on the ski slopes.
Cover for skiing, snowboarding, heli-skiing, and other winter sports activities both on-piste and off-piste within resort boundaries.
If illness or injury mean you can’t use prepaid ski passes, ski hire, or ski lessons, we’ll cover any lost deposits or expenses.
If your favourite snowboard, skiis, or any other winter sports equipment is lost, stolen or damaged, we'll cover it.
If bad weather delays your travel by more than 12 hours, we’ll cover any accommodation and required travel expenses.
If bad weather, lack of snow, or power failure cause closures for more than 24 hours, we'll cover extra ski pass costs, or transport to the nearest resort.
If your ski rental gear is stolen or damaged, don't worry. We'll cover the rental gear excess, or the cost of the repairs.
Hired a car to get to and from the slopes each day? We'll cover the excess up to $5,000 if the car is damaged or stolen.
Explore our table of benefits below to see the top policy benefits provided by our Frequent Traveller annual travel insurance policies. To see the full list of the many benefits of our Frequent Traveller annual policies, see the PDS or get an instant quote now.
| Policy Benefit | Comprehensive/ Frequent Traveller | Domestic/ Frequent Traveller Domestic | Already Overseas |
|---|---|---|---|
MEDICAL |
|||
|
Overseas Emergency Medical Assistance^ |
Unlimited |
X |
Unlimited |
|
Overseas Emergency Medical & Hospital Expenses^* |
Unlimited | X |
Unlimited |
|
Includes Dental Expenses (per adult)^ |
$1,000 |
X |
$500 |
|
Resumption Of Journey^* |
$3,000 |
X |
$3,000 |
|
Hospital Cash Allowance^* |
$5,000 |
X |
$5,000 |
|
Accidental Death* |
$25,000 |
$25,000 |
$25,000 |
|
Permanent Disability^* |
$25,000 |
X |
$25,000 |
|
Loss of Income^* |
$10,400 |
X |
$10,400 |
Luggage |
|||
|
Credit Card Fraud & Replacement^ |
$5,000 |
X |
$5,000 |
|
Includes Travel Documents & Traveller's Cheques^ |
Yes |
X |
Yes |
|
Theft Of Cash^# |
$250 |
X |
$250 |
|
Luggage & Personal Effects* |
$15,000 |
$15,000 |
$15,000 |
|
Luggage & Personal Effects Delay Expenses^ |
$250 |
X |
$250 |
cancellation |
|||
|
Additional Accommodation & Travel Expenses* |
$50,000 |
$50,000 |
$50,000 |
|
Includes Family Emergency* |
Yes |
Yes |
Yes |
|
Includes Emergency Companion Cover* |
Yes |
Yes |
Yes |
|
Cancellation Fees & Lost Deposits* |
Unlimited |
Unlimited |
Unlimited |
|
Disruption Of Journey* |
$1,000 |
$1,000 |
$1,000 |
|
Alternative Transport Expenses^ |
$5,000 |
X |
$5,000 |
ancillary |
|||
|
Personal Liability# |
$5 million |
$5 million |
$5 million |
|
Domestic Pets^* |
$500 |
X |
$500 |
|
Domestic Services^* |
$500 |
X |
$500 |
|
Rental Vehicle Insurance Excess#* |
$5,000 |
$5,000 |
$5,000 |
Winter Sports Pack |
|||
| Emergency Rescue^^ |
Unlimited |
Unlimited | Unlimited |
| Ski Pack^^ |
$750 |
$750 | $750 |
| Piste Closure^^* |
$1,000 |
$1,000 | $1,000 |
| Bad Weather & Avalanche Closure^^ |
$750 |
$750 | $750 |
| Winter Sports Equipment Hire^^ |
$1,500 |
$1,500 | $1,500 |
| Winter Sports Equipment Excess^^* |
$750 |
$750 | $750 |
Unless otherwise specified in the PDS: Sections 12, 12A, 12B & 13 - If you claim for the same or similar cancelled services/facilities or alternative arrangements under sections 12, 12A, 12B & 13, we will only pay the higher of the two amounts, not both. Benefit limits are per adult traveller. For accompanying dependants the policy benefits are shared with the adult traveller.
^^ You only have this cover for these sections if the relevant pack has been purchased.
Choose the excess that best suits you. Opting for a lower excess means you'll pay less if you need to claim.
Protect your high-value items not automatically covered by your policy. Note: items cannot be older than 12 months.
Choose to increase your rental vehicle excess cover amount up to $8,000 and protect yourself from unexpected fees.
Very happy with the help I got along the way when I had to make a claim. Would highly recommend any to use 1Cover and I would be signing up again.
Staff were very helpful and knowledgeable. Always looking for the best options for their customers. Excellent customer service.
Superb. Couldn’t rate 1Cover any higher. 10/10. Exceptional service.
The policy is a must have when traveling for peace of mind alone and is very good value..
The Winter Sports Pack covers claims that may arise from amateur heliskiing activities that do not involve any form of racing, acrobatics, jumping, aerial, stunting or freestyle. Terms and conditions, limits and exclusions apply. Please refer to the PDS for further information.
Yes, we provide cover for off-piste skiing and snowboarding as long as it is within a short distance from designated areas of ski resort boundaries on groomed terrain that are open and patrolled by the ski resort.
We don't cover Backcountry Skiing due to the high risk of skiing in a sparsely inhabited rural region over ungroomed and unmarked slope
Yes, our Winter Sports Pack includes cover for Rental Ski Equipment Hire Excess. Terms and conditions, limits and exclusions apply. Please refer to the PDS for further information.
Yes, these policies are only available for customers under the age of 64.
A double excess applies for all claims under sections Overseas Medical & Hospital Expenses, Additional Accommodation & Travel Expenses, and Cancellation Fees & Lost Deposits if you purchase this option and your claim arises directly from you participating in winter sports activities. You cannot pay to remove this excess.
The Winter Sports Pack does not provide cover for claims under Permanent Disability or Personal Liability that arise from you participating in winter sports activities.
Your policy covers the full duration of your trip. There are no refunds should you come home earlier than planned.
Before you take off on your big ski adventure, be sure to check out these tips for first-time snowboarders.
USA has some of the world's best ski runs. Travel safe and travel happy with the help of our USA Survival Guide.
The world is a field of cultural differences, and a gesture that’s acceptable in Australia may be highly offensive in another country.
Since 2003, we've provided travel insurance to more than 1.5 million happy customers around the world. We don't focus on anything else but travel insurance, and that makes us specialists in the field.
1Cover won Product Review’s 2018 Travel Insurer of the Year. Product Review is Australia's first and most comprehensive consumer opinion site, and they provide a totally unbiased platform where people can rate and review products and services.
Our Call Centre is based in Sydney and is open seven days a week. Whether you're buying a policy or making a claim, you can be sure one of our caring, knowledgeable customer service legends will be able to help you out.
The one time you really need travel insurance is in case of emergency. With 1Cover, you have 24/7 emergency assistance at all times - so when one thing goes really wrong, we'll be there to help you.
Unlike many other travel insurers, we automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.
If you want your claim paid quickly, and you don’t want to deal with a complicated claims process, then use 1Cover. Just make sure you have all your receipts and relevant documents handy.
If you have any questions or queries, or you'd just like to know more about
Annual Travel Insurance, get in touch with us. Our expert team are here to help you.
Policy Manager 
Fiji Insurance
Car Hire Excess Guide
