Annual Travel Insurance

Annual Multi Trip Features & Benefits

Our Frequent Traveller policies cover you for unlimited journeys over a 12-month period. There are three types of Frequent Traveller policies for you to choose from, so you can choose the travel insurance policy that best suits your needs. The maximum duration allowed for any one journey will depend upon which policy option you select. You can choose from:
 

 

Frequent Traveller 21 Days Maximum
Each individual trip can be up to 21 days long.

Frequent Traveller 45 Days Maximum
Each individual trip can be up to 45 days long

 

Frequent Traveller 90 Days Maximum
Each individual trip can be up to 90 days long

 

Frequent Traveller Policy Features & Benefits

• Save money and go on holidays as often as you like. We cover unlimited number of trips.

• Relax and take a long break. Each individual trip can be 21, 45 or 90 days long.

• Get covered in New Zealand and Overseas. We have domestic and international plans available.

• Frequent Traveller policies are available  for travellers up to the age of 64. Over 64? That's ok - we can still cover you on our single policies.

• Add your partner or your family to the Frequent Traveller policy. Dependants are covered at no additional cost.

   

  Read the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that apply.

   

  More About Annual Travel Insurance

  • FAQs About Annual Multi Trip Cover
  • Table Of Benefits
  • Additional Coverage
  • Further Reading
  • Why Choose 1Cover Travel Insurance?

   

FAQs About Annual Multi Trip Cover

• What’s The Difference Between A Frequent Traveller Policy & A Single Trip Policy?

• Our Frequent Traveller policies covers unlimited journeys over a 12 month period. The maximum duration of cover for any one journey will depend upon which policy option you have selected. You can choose to cover trips that are maximum of 21 days, 45 days, or 90 days. Our Single Trip policies just cover that one single trip that you provide dates for at the time of purchase.

• Can More Than One Person Go On A Frequent Traveller Policy?

• Yes, of course. A Frequent Traveller policy covers you and the members of your family who go with you on your journey and are listed as covered on your Certificate of Insurance. The only members of your family who can be included are your spouse and your dependants.

• How Do I Renew My Frequent Traveller Annual Policy?

• You simply need to call the call centre on 1300 192 021, email us at info@1Cover.com.au or speak to a call centre representative via online chat. One of our trained call centre staff members will assist you in the policy renewal. We will also send you reminder emails when your annual policy is due to be renewed and you can also do the renewal online. Please note there may be instances where a policy renewal is not available.

• Are There Any Age Restrictions On Frequent Traveller Policies?

• Yes, these policies are only available for customers under the age of 64. Don’t worry if you are 64 and over, we can still cover you on a single-trip basis.

• How Far Out Can I Book My Frequent Traveller Policy?

• You can purchase a Frequent Traveller policy up to 6 months before the policy start date.

• Do I Need To Tell 1Cover When My Trips Take Place?

• With a Frequent Traveller Policy you don't need to tell us when you're travelling, or where you’re going and you don't need to book your insurance every time you take a trip.

• What Happens If I Come Home Early?

• Your policy covers the full duration of your trip. There are no refunds should you come home earlier than planned.

 

A complete list of FAQS.

Table of Benefits - Annual Travel Insurance

Explore our table of benefits below to see all the cover provided by each of our overseas Frequent Traveller insurance policies. For information on our Domestic Frequent Traveller policy benefits, please click here.

Policy Benefit	Frequent Traveller
Medical
Overseas Emergency Medical Assistance	Unlimited
Overseas Emergency Medical & Hospital Expenses	Unlimited
Includes Dental Expenses (per adult)	$1,000
Resumption Of Journey	$3,000
Hospital Cash Allowance	$5,000
Accidental Death	$25,000
Permanent Disability	$25,000
Loss of Income	$10,400
Luggage
Credit Card Fraud & Replacement	$5,000
Includes Travel Documents & Traveller's Cheques	Yes
Theft Of Cash	$250
Luggage & Personal Effects	$15,000
Luggage & Personal Effects Delay Expenses	$250
Cancellation
Additional Accommodation & Travel Expenses	$50,000
Includes Family Emergency	Yes
Includes Emergency Companion Cover	Yes
Cancellation Fees & Lost Deposits	Unlimited
Disruption Of Journey	$1,000
Alternative Transport Expenses	$5,000
Ancillary
Personal Liability	$5 million
Domestic Pets	$500
Domestic Services	$500
Rental Vehicle Insurance Excess	$5,000

 

Additional Coverage

 

Further Reading