Family Travel Insurance

We love Australian family holidays, that is why we cover dependants and kids at no extra cost when travelling with parents or grandparents.

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Family Travel Insurance Benefits

Whether you're travelling to a new country or road tripping around Australia with 1Cover Travel Insurance not only do you get outstanding travel insurance for your family, but kids and grandkids are covered at no extra cost on your policy (dependant children under 21 travelling with their parents or grandparents). Which means you can spend more on your trip or afford one extra memory to take home.
 

  • Travelling with your kids and grandkids? They’re covered at no extra cost. We’ll only charge you for each adult on your policy.
  • Planning to take some valuables on your trip? We cover up to $15,000 worth of luggage and personal effects for every adult on your policy. All types of families are looked after.

  • Whether you’re travelling overseas or visiting family or friends within Australia, we have both domestic and international plans to suit you.

  • Don’t worry if an unexpected disaster affects your trip. We cover unlimited cancellation and lost deposits.
  • We know how important your family is. That is why we have up to $50,000 worth of Family Emergency cover.

  • Heading to the snow or taking a cruise with the family? Our add-ons ensure you and your family are properly covered during your adventure.

 

Read the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that apply.

 

Travel Insurer Of The Year 2018

Table Of Benefits - Family travel Insurance

Explore our table of benefits below to see all the cover provided by our overseas travel insurance policies for you and your family. 

Policy Benefit Comprehensive/ Frequent Traveller
(per adult)

Medical Only
(per adult)

Medical
   

Overseas Emergency Medical Assistance^

Unlimited

Unlimited

Overseas Emergency Medical & Hospital Expenses^*

Unlimited

Unlimited

Includes Dental Expenses (per adult)^

$1,000

$500

Resumption Of Journey^*

$3,000

x

Hospital Cash Allowance^*

$5,000

x

Accidental Death*

$25,000

x

Permanent Disability^*

$25,000

x

Loss of Income^*

$10,400

x
Luggage
   

Credit Card Fraud & Replacement^

$5,000

x

Includes Travel Documents & Traveller's Cheques^

Yes

x

Theft Of Cash^#

$250

x

Luggage & Personal Effects*

$15,000

x

Luggage & Personal Effects Delay Expenses^

$250

x
Cancellation
   

Additional Accommodation & Travel Expenses*

$50,000

x

Includes Family Emergency*

Yes

x

Includes Emergency Companion Cover*

Yes

x

Cancellation Fees & Lost Deposits*

Unlimited

x

Disruption Of Journey*

$1,000

x

Alternative Transport Expenses^

$5,000

x
Ancillary
   

Personal Liability#

$5 million

$5 million

Domestic Pets^*

$500

x

Domestic Services^*

$500

x

Rental Vehicle Insurance Excess#*

$5,000

x

 

Get a quote
 

Optional Coverage

Cruise Pack

Cruise Pack 

Going on a cruise? Stay safe and ensure you're properly covered on your cruise holiday by adding our Cruise Pack to your policy. See PDS for full details.

Winter Sports Pack

Winter Sports Pack

If you're hitting the slopes during your holiday you'll need to add the Winter Sports Pack to your policy to ensure you're covered. It provides cover for winter sports activities such as skiing or snowboarding, plus a whole heap more benefits. See PDS for full details.

Rental Car Cover

ADDITIONAL rental VEHICLE EXCESS

Choose to increase your rental vehicle excess cover amount up to $8,000 and protect yourself from unexpected fees.

Unless otherwise specified in the PDS: Sections 12, 12A, 12B & 13 - If you claim for the same or similar cancelled services/facilities or alternative arrangements under sections 12, 12A, 12B & 13, we will only pay the higher of the two amounts, not both. Benefit limits are per adult traveller. For accompanying dependants the policy benefits are shared with the adult traveller.

^^ You only have this cover for these sections if the relevant pack has been purchased.
*  Sub-limits apply
^  You do not have cover under these sections while travelling in Australia.

 

Get a quote

 

We've Already Helped
1.5 Million Customers

1Cover is rated 4.3 out of 5 by 1132 reviews on
  • "Easy & Painless Claim"

    Very happy with the help I got along the way when I had to make a claim. Would highly recommend any to use 1Cover and I would be signing up again.

    By Anthony, Jan 2018

  • "Never Leave Without It"

    Staff were very helpful and knowledgeable. Always looking for the best options for their customers. Excellent customer service.

    By Monica, Jan 2018

  • "Couldn't Recommend Highly Enough"

    Superb. Couldn’t rate 1Cover any higher. 10/10. Exceptional service. 

    By Josh, Feb 2018

  • "Must Have Travel Insurance Provider!"

    The policy is a must have when traveling for peace of mind alone and is very good value..

    By JDP, Jan 2018

Read More Reviews

 

FAQs About Family Travel Insurance

  • What Is A Dependant?
  • A dependant is an adult traveller's child or grandchild, who is under the age of 21, and who is not in full time employment. In order to be classed as a dependant, the child must be travelling with their parent or grandparent at all times. If you have a child under 16 years of age that requires a single adult policy you will need to contact the call centre to discuss your options. Whether it’s two adults, multiple adults, or just a single adult travelling, we allow for an unlimited amount of dependants under all policies. 

  • What Are The Benefits Of Having Travel Insurance?
  • When you travel it's all about the new and unknown which unfortunately means you never know what could go wrong. Things like medical emergencies while overseas could cost $50,000+, and then there's lost luggage, stolen belongings and delayed flights which are more expenses on top of an already costly holiday. Travel is unpredictable and travel insurance is there to help provide you peace of mind that when the unexpected happens, we'll be there to help out. We advise you to read the Product Disclosure Statement to make sure this product is right for you. If you have any questions please call our friendly call centre on 1300 368 344.

  • How Can I Pay For My 1Cover Policy?
  • To help make the payment process as easy and simple as we can, we've created four methods of payment:
    Through the use of your credit card or debit card.
    You can ask for one of our cash payments forms which you can fill in and send back to us with a cheque.
    You can make a direct deposit into our bank account by visiting the bank or using online banking.
    You can also come and visit us in our Sydney-based sales office and pay by cash. Find us at Level 11, 307 Pitt Street, Sydney 2000.
    To arrange payment options please call our 1Cover call centre on 1300 192 021.

  • I'm Going On A Cruise Around Australia, What Travel Insurance Do I Need?
  • Once you're out on open water, this is classed as overseas and as such you will not be covered by the public health system. You will need to select our Cruise Pack add-on, selecting the Australia Cruise region. This add-on is available with Comprehensive policies. This ensures you are covered for full medical coverage whilst on board, as well as cancellations, missed departures, lost luggage, and more.

  • Can I Apply To Extend My Travel Insurance Policy?
  • Yes. You must extend your policy before it expires (11.59pm AEST/AEDST). To extend your policy, you simply need to call the call centre on 1300 192 021, email us at [email protected] or speak to a call centre representative via online chat. One of our trained travel insurance specialists will assist you in the policy extension. You'll be issued with a quote for the policy extension period. And you'll need to process a payment for this extended period. Please note there may be instances where a policy extension is not available

  • What Happens If I Come Home Early?
  • Your policy covers the full duration of your trip. There are no refunds should you come home earlier than planned.

 

READ ALL FAQS

 

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Where are you Going?


Find out everything you need to know about travel insurance for the following destinations:
 

 

Why Choose 1Cover Travel Insurance?

Trusted & Loved by 1.5 Million customers

 


Since 2003, we've provided travel insurance to more than 1.5 million happy customers around the world. We don't focus on anything else but travel insurance, and that makes us specialists in the field.

Award winning Insurance 

1Cover won Product Review’s 2018 Travel Insurer of the Year. Product Review is Australia's first and most comprehensive consumer opinion site, and they provide a totally unbiased platform where people can rate and review products and services. 

Local Call Centre

Our Call Centre is based in Sydney and is open seven days a week. Whether you're buying a policy or making a claim, you can be sure one of our caring, knowledgeable customer service legends will be able to help you out. 

24/7 emergency Assistance 

The one time you really need travel insurance is in case of emergency. With 1Cover, you have 24/7 emergency assistance at all time - so when one thing goes really  wrong, we'll be there to help you.  

Pre-Existing Medical Cover

Unlike many other travel insurers, we automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.

Fast Claims 

If you want your claim paid quickly, and you don’t want to deal with a complicated claims process, then use 1Cover. Just make sure you have all your receipts and relevant documents handy.

Still Need Some Help? Call Us!

If you have any questions or queries, or you'd just like to know more about
Annual Travel Insurance, get in touch with us. Our expert team are here to help you.

Sales And Enquiries
1300 192 021 
(within Australia)
From Overseas
Claims
Monday-Friday
6:00 am - 8:00 pm
Saturday
9:00 am - 4:00 pm
Sunday
10:00 am - 4:00 pm