If you’re going away for a long time, travel the world with peace of mind, knowing you’ve got unlimited cover for medical and emergency assistance.
If you’re away and you just don’t want to come back, you may be able to extend your journey or purchase an Already Overseas policy to cover yourself for an extra 90 days.
Plans can change before you go or even while you’re away. We make it easy to cancel or switch things around and cover you for cancellation fees or lost deposits in certain situations.
A rental car or campervan might be part of your long-term holiday. If something goes wrong, we cover rental vehicle excess up to $5,000. You also have the option to increase this amount.
There's nothing worse than losing or damaging your favourite things, particularly when you're on a long term trip. Our policies cover up to $15,000 worth of luggage and personal effects, such as cameras and clothing.
Are you taking a big trip with a group of friends, colleagues, or a team? With 1Cover, up to 25 people can travel on one policy and enjoy all the benefits - with all the paperwork in one place.
Travel is unpredictable and travel insurance is there to help provide you peace of mind that when the unexpected happens, we'll be there to help out. We advise you to read the Product Disclosure Statement to make sure this product is right for you.
If you lose your policy documentation, please check your email inbox to see if the originals are there. If you are still unable to find the documents and relevant information, please contact us as soon as possible to retrieve them.
No. If you're intoxicated, taking drugs (that haven't been prescribed) and your claim results from these actions, then you're not covered.
If you have purchased Comprehensive, Essentials, Medical Only, Frequent Traveller, or Already Overseas, the cover is available for your medical transfer or evacuation if you must be transported to the nearest hospital for emergency medical treatment overseas, or be brought back to Australia with appropriate medical supervision.
Coverage is also available under these Plans for the return to Australia of your dependants if they are left without supervision following your hospitalisation or evacuation.
All expenses for medical evacuation must first be approved by 1Cover. This only applies to the Plans listed above, as there is no cover for medical/hospital expenses or repatriation under Domestic plans. If you are travelling on a cruise, you must have the Cruise Pack in order to be covered for medical treatment, transfer or evacuation.
All countries have travel advice levels that you should check these prior to travelling. If a government or other official body have issued a specific "Do Not Travel" or "Reconsider your need to travel" warning and you go, you will not be covered. For more information, please see Smartraveller.gov.au.
We often feel more adventurous on holiday than when we're at home. Luckily we automatically cover you for too many activities to mention here. View a full list of activities covered.
You may extend your cover free of charge if you find that your return to Australia has been delayed because of one or more of the following:
a) a bus line, airline, shipping line or rail authority you are travelling on, or that has accepted your fare or luggage and personal effects, is delayed;
b) the delay is due to a reason for which you can claim under your policy (subject to 1cover approval). Please refer to the PDS for further information.
Your policy covers the full duration of your trip as stated on your Certificate of Insurance. There are no refunds should you go home earlier than planned.
We have used 1Cover for many years now and do not leave home without it. Great service, exceptional if you make a claim. Only insurer I would recommend.
By Ian, Nov 2022
My husband required emergency surgery in the USA. There was no expense spared with either the medical costs (considerable) or our accommodation. We cannot speak highly enough of 1Cover and have recommended them to all our friends.
By Anonymous, Dec 2022
Found this company the best for insurance prior to Covid and especially now that travel has restarted. We had multiple credit vouchers that they have honoured with not problems. Thank you 1Cover for your great service.
By Bernadette, Dec 2022
You never know how good insurance is until you have to make a claim! 1Cover responded to us in their prescribed timeframe and our payout was made within 15 days. I would recommend them 100%. This is the seventh time we have used them and first time we had to claim. Well done!
By the Bakers, Nov 2022
Travel insurance is important when you're carrying an extra little person inside of you.
If you need to be brought back home due to a medical emergency our policies cover it.
We’re proud to be awarded for our quality products and services. We recently won Mozo's 2023 Experts Choice Award for Exceptional Value Comprehensive Travel Insurance. As well as Product Review's Travel Insurer of the Year in 2019.