Due to the ongoing Coronavirus situation and the uncertainty around long-term global travel, 1Cover has temporarily ceased issuing policies for durations longer than 6 months. There are varying durations permitted based on a few factors such as where you are travelling to and your age.
The good news is, our policies now cover overseas medical expenses if you catch COVID during your trip.
Our single trip policies offer comprehensive cover so that you can explore the world with peace of mind. All benefits listed below are subject to the terms and conditions outlined in the policy wording.
If you’re going away for a long time, travel the world with peace of mind, knowing you’ve got unlimited cover for medical and emergency assistance.
If you’re away and you just don’t want to come back, you may be able to extend your journey or purchase an Already Overseas policy to cover yourself for an extra 90 days.
Plans can change before you go or even while you’re away. We make it easy to cancel or switch things around and cover you for cancellation fees or lost deposits in certain situations.
A rental car or campervan might be part of your long-term holiday. If something goes wrong, we cover rental vehicle excess up to $5,000. You also have the option to increase this amount.
There's nothing worse than losing or damaging your favourite things, particularly when you're on a long term trip. Our policies cover up to $15,000 worth of luggage and personal effects, such as cameras and clothing.
Are you taking a big trip with a group of friends, colleagues, or a team? With 1Cover, up to 25 people can travel on one policy and enjoy all the benefits - with all the paperwork in one place.
This is a brief summary of cover only and does not include full terms, conditions and exclusions. Sub-limits may also apply. Please read the policy wording in the PDS.
I'm so glad we'd thought to get 1Cover travel insurance before we left home. Our claim was dealt with quickly and efficiently. Could not recommend it more highly.
By Charmaine, May 2019
Couldn’t ask for a more straightforward process when claiming from 1Cover. They were great.
By Grace, May 2019
Great price and a thorough policy that allowed us to travel with piece of mind. We travel alot and will use 1 Cover again without hesitation.
By TanMar, May 2019
Policy was good value and easy to apply for. I've used 1Cover every time I've travelled in last 5 years.
By Brown, Oct 2019
Travel is unpredictable and travel insurance is there to help provide you peace of mind that when the unexpected happens, we'll be there to help out. We advise you to read the Product Disclosure Statement to make sure this product is right for you.
If you lose your policy documentation, please check your email inbox to see if the originals are there. If you are still unable to find the documents and relevant information, please contact us as soon as possible to retrieve them.
No. If you're intoxicated, taking drugs (that haven't been prescribed) and your claim results from these actions, then you're not covered.
If you have purchased Comprehensive, Essentials, Medical Only, Frequent Traveller, or Already Overseas, the cover is available for your medical transfer or evacuation if you must be transported to the nearest hospital for emergency medical treatment overseas, or be brought back to Australia with appropriate medical supervision.
Coverage is also available under these Plans for the return to Australia of your dependants if they are left without supervision following your hospitalisation or evacuation.
All expenses for medical evacuation must first be approved by 1Cover. This only applies to the Plans listed above, as there is no cover for medical/hospital expenses or repatriation under Domestic plans. If you are travelling on a cruise, you must have the Cruise Pack in order to be covered for medical treatment, transfer or evacuation.
All countries have travel advice levels that you should check these prior to travelling. If a government or other official body have issued a specific "Do Not Travel" or "Reconsider your need to travel" warning and you go, you will not be covered. For more information, please see Smartraveller.gov.au.
We often feel more adventurous on holiday than when we're at home. Luckily we automatically cover you for too many activities to mention here. View a full list of activities covered.
You may extend your cover free of charge if you find that your return to Australia has been delayed because of one or more of the following:
a) a bus line, airline, shipping line or rail authority you are travelling on, or that has accepted your fare or luggage and personal effects, is delayed;
b) the delay is due to a reason for which you can claim under your policy (subject to 1cover approval). Please refer to the PDS for further information.
Your policy covers the full duration of your trip as stated on your Certificate of Insurance. There are no refunds should you go home earlier than planned.
Travel insurance is important when you're carrying an extra little person inside of you.
If you need to be brought back home due to a medical emergency our policies cover it.
1Cover won ProductReview.com.au 2019 Travel Insurer of the Year. ProductReview.com.au is Australia's first and most comprehensive consumer opinion site, and they provide a totally unbiased platform where people can rate and review products and services.