Long Term Travel Insurance

Travel Alerts: Bali Mt. Agung Volcanic Activity & Policy Exclusion

Long Term Travel Insurance Features and Benefits

Going on a gap year? Or just a serious case of wanderlust? No matter the reason, if you’re going away on a long trip, we’ve got a policy to suit your needs.

Our single trip policies can cover you for up to 12 months abroad, with the option to extend for a further 12 months if you want to stay longer, just make sure you extend your policy before it expires. 

 

 

What Is Covered

1Cover's comprehensive policies provide cover for the following.

ticksMedical 

The most important aspect of your cover, after all, you can’t put a price on your health. 


 

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Cancellation

This will be a key consideration for any long-term trips you may have planned.

 

 

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Luggage

This includes not only luggage and personal effects but delay expenses and theft of cash. 


 

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Ancillary

This includes rental vehicle excess, personal liability and more. 

 

 

Long Term Travel Considerations

High Value

High-Value Items

If you’re taking any valuables along, you’re going to want to make sure they’re covered. You can purchase up to $5,000 additional cover for high-value items (excluding jewellery, watches, bicycles and watercraft except for surfboards) by listing each item and its value when purchasing*

Medical Bag

Pre-Existing Medical Conditions

1Cover policies provide automatic cover for 35 pre-existing conditions including epilepsy, diabetes and hypertension. See here for a full list of pre-existing conditions that are covered automatically by 1Cover. If you need cover for a condition outside of these you can apply, please contact us on 1300 192 021 for more information. 

Family

Travelling With Your Family

We know that family comes first. Our policies allow you to add dependants who are under 21 years old and not in full-time work who are travelling with you for 100% of the journey to your policy at no extra charge. 

*Conditions and sub-limits apply. 

 

Long Term Travel Insurance FAQs

  • Can I extend my policy?
  • To extend your policy you must do so before the expiration date listed on your certificate of insurance. You may extend your policy for 12 months after the initial expiration date. This can be done by contacting us.

 

  •  What Do I Do If I Lose My Policy Documentation?
  • Please contact us to retrieve your policy documentation.

 

  • Will You Fly Me Home If I Fall Sick Overseas?
  • If you have purchased Comprehensive, Essentials, Medical Only, Frequent Traveller, Visitors or Already Overseas, cover is available for your medical transfer or evacuation if you must be transported to the nearest hospital for emergency medical treatment overseas, or be brought back to Australia with appropriate medical supervision.
    Cover is also available under these Plans for the return to Australia of your Dependants if they are left without supervision following your hospitalisation or evacuation.
     All expenses for medical evacuation must first be approved by 1Cover. This only applies to the Plans listed above, as there is no cover for medical/hospital expenses or repatriation under Domestic plans. If you are travelling on a cruise, you must have the Cruise Pack in order to be covered for medical treatment, transfer or evacuation. 

 

  • What Activities Are Covered Under 1Cover?
  • To view a full list of activities covered under our 1Cover policies click here.

 

  • Is My Policy Extended If My Return Journey Is Delayed Due To A Claimable Event?
  • You may extend your cover free of charge if you find that your return to Australia has been delayed because of one or more of the following:
    a) a busline, airline, shipping line or rail authority you are travelling on, or that has accepted your fare or luggage and personal effects, is delayed
    b) The delay is due to a reason for which you can claim under your policy (subject to 1cover approval). Please refer to the PDS for further information.

 

 

Further Reading

If you're going to Bali make sure you are aware risks and safety concerns so you can stay safe.

Bali Survival Guide

Tips for exploring the UK including the safety and security precautions you should take while travelling.

UK Survival Guide

If you're going to Asia make sure you are aware risks and safety concerns so you can stay safe.

Asia

Tips for exploring South America including the safety and security precautions you should take while travelling.

South America

Learn more about how to compare travel insurance policies. 

Compare Travel Insurance

If you're going on an overseas trip to Europe make sure you understand the risks so you can enjoy your holiday.

Europe

 

 

Why Choose 1Cover Travel Insurance?

Pre-Existing Medical Cover

We automatically cover 35 conditions under our travel insurance policies. We understand that everyone is different and we assess pre-existing conditions on a case by case basis.

1.5 Million Customers

We are proud to say that we have provided travel cover to over one million customers around the world. We have a travel insurance policy to suit your needs. Buy direct and save.

Local Call Centre

Our Call Centre is based in Sydney, NSW. We’re open seven days a week for your convenience. Our team are trained travel insurance specialists who will be able to assist you in tailoring travel insurance to suit your needs.

Rental Car Excess

Our travel insurance will automatically cover the excess payable (up to $5000) on your rental vehicle’s insurance resulting from the vehicle being involved in an accident, is damaged or stolen.

Coverage For The Family

Dependents under 21 years who travel with a parent or grandparent for 100% of the journey are covered at no additional cost on our policies. 

24 Hour Emergency Help

You can rest assured knowing that you have 24/7 emergency assistance. We are there for you when you need us most.