Travel Insurance - Important Information

Keeping You Safe Is Our Top Priority

As of 20 March 2020, 1Cover is temporarily ceasing to issue new international and domestic Travel Insurance policies. This is based on the Department of Foreign Affairs and Trade (DFAT) travel advice being upgraded to Do Not Travel (Level 4) for all overseas destinations; and government restrictions on non-essential domestic travel.


Travel Alerts:


Group Travel Insurance Benefits

Whether you're a school group, corporate group or a bunch of friends, 1Cover Travel Insurance offers a policy for you.

Did you know, you can add up to 25 people on any one of our travel insurance policies? Everyone who is named on the policy will be covered for covering for overseas medical expenses, lost luggage, cancellation and delays, plus much more. 

Why have a group travel insurance policy?

Putting your group on one policy takes the stress out of travel insurance as all the important contact details and paperwork are all set out in one document. 

Additionally, 1Cover has policies for both domestic trips and international holidays. 

Read the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that apply.

Travel Insurer Of The Year 2019

Table of Benefits - Travel Insurance For Groups

Explore our table of benefits below to see all the cover provided by our overseas travel insurance policies for groups.

Policy Benefit Comprehensive/ Frequent Traveller Medical Only

Overseas Emergency Medical Assistance^



Overseas Emergency Medical & Hospital Expenses^*



Includes Dental Expenses (per adult)^



Resumption Of Journey^*



Hospital Cash Allowance^*



Accidental Death*



Permanent Disability^*



Loss of Income^*



Credit Card Fraud & Replacement^



Includes Travel Documents & Traveller's Cheques^



Theft Of Cash^#



Luggage & Personal Effects*



Luggage & Personal Effects Delay Expenses^



Additional Accommodation & Travel Expenses*



Includes Family Emergency*



Includes Emergency Companion Cover*



Cancellation Fees & Lost Deposits*



Disruption Of Journey*



Alternative Transport Expenses^



Personal Liability#

$5 million

$5 million

Domestic Pets^*



Domestic Services^*



Rental Vehicle Insurance Excess#*



This is a brief summary of cover only and does not include full terms, conditions and exclusions. Sub-limits may also apply. Please read the policy wording in the PDS.

Unless otherwise specified in the PDS: Sections 12, 12A, 12B, 13 and 14 - If you claim for the same or similar cancelled services/facilities or alternative arrangements under sections 12, 12A, 12B, 13 and 14, we will only pay the higher of the two amounts, not both. Benefit limits are per adult traveller. For accompanying dependants the policy benefits are shared with the adult traveller.

^^ You only have this cover for these sections if the relevant pack has been purchased.
*  Sub-limits apply
^  You do not have cover under these sections while travelling in Australia.
# Limits are per policy regardless of persons the claim relates to.


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Optional Coverage

Cruise Pack

Cruise Pack 

Going on a cruise with a bunch of friends or a big group? Even when you’re cruising in Australian waters, you won’t be covered for medical costs on board - so make sure everyone is safe with our Cruise Pack. See PDS for full details. 

Winter Sports Pack

Winter Sports Pack

Snow sports are great on a group holiday.  But they’re also known for being dangerous. That’s why if you’re hitting the slopes, everyone in your group should be covered. If you purchase the Winter Sports Pack, you’ll have cover for winter sports activities such as skiing and snowboarding. See the PDS for full details.

Rental Car Cover

Additional rental Vehicle Excess

Most of 1Cover’s policies protect you with up to $5000 in rental vehicle excess cover. But if you’re hiring a car to travel around, you have the option of increasing this cover to $8,000 in case your rental car company charges you extra fees.


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Where are you Going?

Find out everything you need to know about travel insurance for the following destinations:


We've Already Helped
1.5 Million Customers

1Cover is rated 4.3 out of 5 by over 1620 reviews on
  • "The First Thing You Should Pack When Travelling"

    I'm so glad we'd thought to get 1Cover travel insurance before we left home. Our claim was dealt with quickly and efficiently. Could not recommend it more highly.

    By Charmaine, May 2019

  • "Empathetic and efficient"

    Couldn’t ask for a more straightforward process when claiming from 1Cover. They were great.


    By Grace, May 2019

  • "Best Travel Insurance Yet"

    Great price and a thorough policy that allowed us to travel with piece of mind. We travel alot and will use 1 Cover again without hesitation.


    By TanMar, May 2019

  • "Don't leave australia without it"

    Policy was good value and easy to apply for. I've used 1Cover every time I've travelled in last 5 years.

    By Brown, Oct 2019

Read More Reviews


Further reading...

ThailandSchoolies Travel Insurance

You can find tips for planning a trip to Schoolie right here, including what will keep you safe and what our travel insurance covers you for.

Adventure Travel

Overseas Weddings

Are you planning to head overseas or interstate for the big day? Maybe to Hawaii, Fiji, or Bali? Take out travel insurance to cover the trip to and from your wedding.

ThailandLong term travel insurance

You can travel on one of our policies for up to 12 months abroad, with the possibility of extension. Find out more. 

Adventure Travel

What travel insurance covers

From lost luggage, to cancellation, to repatriation. Travel with peace of mind and find out what else you're covered for and what you're not. 



Want to know More about...

Going on a Group Skiing Holiday?

Whether you’re taking a group to Japan, New Zealand, Australia, USA, Canada, or Europe, you’ll need this handy guide.

Pre-Existing medical Conditions

A pre-existing medical condition is something that must be disclosed when you’re purchasing travel insurance. Find out what pre-ex conditions are and how they affect your travel insurance.


If you have any other questions that haven't been answered on this page, visit our FAQs section for even more information. 


Why Choose 1Cover Travel Insurance?

Trusted & Loved by 1.5 Million customers

Since 2003, we've provided travel insurance to more than 1.5 million happy customers around the world. We don't focus on anything else but travel insurance, and that makes us specialists in the field.

Award winning Insurance 

1Cover won 2019 Travel Insurer of the Year. is Australia's first and most comprehensive consumer opinion site, and they provide a totally unbiased platform where people can rate and review products and services. 

Local Call Centre

Our Call Centre is based in Sydney and is open seven days a week. Whether you're buying a policy or making a claim, you can be sure one of our caring, knowledgeable customer service legends will be able to help you out. 


24/7 Emergency Assistance

The one time you really need travel insurance is in case of emergency. With 1Cover, you have 24/7 emergency assistance at all times - so when one thing goes really  wrong, we'll be there to help you.  

Pre-Existing Medical Cover

Unlike many other travel insurers, we automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.

Fast Claims 

If you want your claim paid quickly, and you don’t want to deal with a complicated claims process, then use 1Cover. Just make sure you have all your receipts and relevant documents handy.

Still Need Some Help? Call Us!

If you have any other questions or queries, please visit our Contact Us page. 
If you are experiencing an emergency, please use the details on our Emergency Assistance page.