Are you travelling with a group of five or more travellers? We can cover up to 25 people on one policy.
Are you travelling with a group of five or more travellers? Whether you're a school group, corporate group or a bunch of friends 1Cover Travel Insurance offers a group policy option for you.
Our travel insurance policies will cover the entire group for overseas medical expenses, lost luggage, cancellation and delays, plus much more.
You could benefit from great savings with our special group booking discounts. Contact our team for more details.
Simple, Easy, Fast. Organising a group policy takes the stress out of travel insurance.
Manage your group no matter where you are going. We can cover groups on both domestic and international plans.
A group policy means less hassle too as all the important contact details and paperwork are all set out in one document.
Read the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that apply.
No. When you buy a group policy the individuals on the policy don't need to be related. This means that friends, colleges, partners or school groups can all purchase a policy together, making it easier for you.
Up to 25 people can be covered under a group policy. You can purchase group policies for up to 10 people online, if you have 11 or more people in your group please call our team for a quote.
We issue one Certificate of Insurance, however, you are covered as if you are each insured under separate policies with single benefit limits per insured person.
To get a quote online or over the phone you will need the following details about your group and the trip you are going on: Destination your group is travelling to, duration of
Unfortunately no. Group cover does not provide cover for Dependants. If you would like to include your dependents on the policy you will have to pay for them as adults.
Your policy covers the full duration of your trip. There are no refunds should you come home earlier than planned.
Purchasing a group policy means that each individual named on the certificate of insurance will have the following benefit limits. Explore our table of benefits below to see all the cover provided by our overseas travel insurance policies.
| Key Benefits | Comprehensive | Basics |
|---|---|---|
|
Overseas Emergency Medical Assistance Includes 24-hour emergency medical assistance, ambulance fees, medical evacuations, funeral arrangements, messages to family and hospital guarantees. |
Unlimited | Unlimited |
|
Overseas Emergency Medical & Hospital Expenses* Cover for overseas medical treatment if you are injured or become sick overseas, including; medical, hospital, surgical and nursing. Includes Dental Expenses (Per Person)* Cover for your emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth. |
Unlimited
$1000 |
Unlimited
$500 |
|
Luggage & Personal Effects* Cover for replacement of luggage and personal effects stolen, lost or damaged during travel. This includes luggage, personal effects, camera, spectacles and computer. |
$15,000 | |
|
Cancellation Fees & Lost Deposits* Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by |
Unlimited | |
|
Rental Vehicle Excess* Cover for the excess payable on your rental vehicle's motor vehicle insurance resulting from the rental vehicle being; stolen, crashed or damaged and/or the cost of returning the rental vehicle due to you being unfit to do so. |
$5,000 |
| Medical Benefits | Comprehensive | Basics |
|---|---|---|
|
Additional Accommodation & Travel Expenses Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas). Includes Family Emergency Cover for additional travel expenses if your travelling companion, or a relative of either of yours, dies unexpectedly, is disabled by an injury or requires hospitalisation. Includes Emergency Companion Cover Cover for additional travel and accommodation expenses if your travelling companion cannot continue their Journey because of an injury or sickness. |
$50,000 | |
|
Resumption of Journey Cover for the cost of airfares for you to resume your Journey if you return Home because of the unexpected death or hospitalisation of a Relative of yours. |
$3,000 | |
|
Hospital Cash Allowance An allowance of $50 per day if you are hospitalised for more than 48 continuous hours while overseas. |
$5,000 | |
|
Accidental Death A death benefit is payable if you die because of an injury sustained during your journey within 12 months of that injury. |
$25,000 | |
|
Permanent Disability A permanent disability benefit is payable for total loss of sight in one or both eyes or loss of use of a hand or foot (for at least 12 months, and which will continue indefinitely) within 12 months of, and because of, an injury sustained during your journey. |
$25,000 | |
|
Loss of Income A weekly loss of income benefit is payable if you become disabled within 30 days of an injury you sustained during your journey, and you are still unable to work more than 30 days after returning to Australia. |
$10,400 |
| Luggage Benefits | Comprehensive | Basics |
|---|---|---|
|
Credit Card Fraud & Replacement* Cover for the replacement cost of your credit cards lost or stolen from you during your journey, and loss resulting from fraudulent use. Includes Travel Documents & Traveller's Cheques Cover for the replacement cost of your travel documents including passports, travel documents or travellers cheques lost or stolen from you during your Journey. |
$5,000 | |
|
Theft of Cash Cover for the following items stolen from your person, bank notes, cash, currency notes, postal orders and money orders. |
$250 | |
|
Luggage & Personal Effects Delay Expenses Cover to purchase essential items of clothing and other personal items following luggage delayed and personal effects being delayed, misdirected or misplaced by your carrier for more than 12 hours. |
$250 |
| Cancellation Benefits | Comprehensive | Basics |
|---|---|---|
|
Disruption of Journey Cover for additional meals and accommodation expenses, after an initial 6 hours delay, if your Journey is disrupted due to circumstances beyond your control. |
$1,000 | |
|
Alternative Transport Expenses Cover for additional travel expenses following transport delays to reach events such as; a wedding, funeral, conference, sporting event and pre-paid travel/tour arrangements. |
$5,000 |
| Ancillary Benefits | Comprehensive | Basics |
|---|---|---|
|
Personal Liability* Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you. |
$5 million | $5 million |
|
Domestic Pets Cover for |
$500 | |
|
Domestic Services Cover for |
$500 |
* $100 excess payable
Tips for planning a trip to Schoolies. Including things to consider and what our travel insurance covers you for.
Are you planning a group overseas trip for your big day? Maybe to Hawaii, Fiji, Bali or Las Vegas? Take out travel insurance to cover the trip to and from your wedding.
Taking the leap and planning to travel for a long time and not coming back until everything is ticked off your bucket list? You can buy a long term travel insurance policy with us that covers you for 12 months of consecutive travel.
Our travel insurance covers a range of things that could go wrong while on
We automatically cover 35 conditions under our travel insurance policies. We understand that everyone is different and we assess pre-existing conditions on a case by case basis.
We are proud to say that we have provided cover to over one million customers around the world. Whether you are exploring Australia or the rest of the world, we have a travel insurance policy to suit your needs.
Our Call Centre is based in Sydney. We’re open seven days a week for your convenience. Our team are
Our travel insurance will cover the excess payable (up to $5000) on your rental vehicle’s insurance resulting from the vehicle being involved in an accident, is damaged or stolen.
Dependants under 21 years who travel with a parent or grandparent for 100% of the journey are covered at no additional cost on our single and family policies.
You can rest assured knowing that you have 24/7 emergency assistance. We are there for you when you need us most.
