Travel Insurance for Bali

Bali is a home away from home for many Aussies. Be sure you're covered for your next Bali trip.

Travel Alerts: Bali Mt. Agung Volcanic Activity & Policy Exclusion

Features And Benefits Of Bali Travel Insurance

Bali is one of the most popular destinations for Aussie tourists, with over 17,000 of us flying to the Indonesian island every week! If you're planing a trip, be sure to check out our travel insurance policies for Bali. Whether you're looking for comprehensive cover or you're operating on a budget, we've got a policy to suit you. 

  • All 1Cover overseas policies have unlimited cover for overseas medical emergency assistance
  • We provide cover for dependants under 21 at no additional cost
  • Staying a while? You can be covered for up to 12 months. 

For full details please read the Product Disclosure Statement which includes limits, exclusions, terms and conditions. 

 

 

Cheap Travel Insurance For Bali

Travelling on a budget? No worries! Our Medical Only policy is tailor-made for frugal travellers who are looking to save big on their travel insurance. Please see the benefits and cover limits of our Medical Only policy below for both singles and families. 

Benefit Single Family
Overseas Emergency Medical Assistance Unlimited Unlimited

Overseas Emergency Medical & Hospital Expenses*

Includes Dental Expenses (per person)

Unlimited

$500

Unlimited

$500

Personal Liability* $5 million $5 million

 

*$100 excess 

 

What Is Included In A Medical Only Policy?

 

  • Overseas Emergency Medical Assistance: Includes 24-hour emergency medical assistance, ambulance fees, medical evacuations, funeral arrangements, and messages to family and hospital guarantees.

  • Overseas Emergency Medical And Hospital Expenses: Cover if you are injured or become sick overseas, including; medical, hospital, surgical and nursing. 

  • Personal Liability: Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you. 

 

Best Travel Insurance For Bali

If you're looking for the best possible coverage for your next Balinese adventure, look no further than our comprehensive policies. Check out the benefits and limits of our comprehensive policies for single travellers, or those taking their families along. 

Policy Benefit Comprehensive/ Frequent Traveller

Medical

 

Overseas Emergency Medical Assistance

Unlimited

Overseas Emergency Medical & Hospital Expenses

Unlimited

Includes Dental Expenses (per adult)

$1,000

Resumption Of Journey

$3,000

Hospital Cash Allowance

$5,000

Accidental Death

$25,000

Permanent Disability

$25,000

Loss of Income

$10,400

Luggage

 

Credit Card Fraud & Replacement

$5,000

Includes Travel Documents & Traveller's Cheques

Yes

Theft Of Cash

$250

Luggage & Personal Effects

$15,000

Luggage & Personal Effects Delay Expenses

$250

Cancellation

 

Additional Accommodation & Travel Expenses

$50,000

Includes Family Emergency

Yes

Includes Emergency Companion Cover

Yes

Cancellation Fees & Lost Deposits

Unlimited

Disruption Of Journey

$1,000

Alternative Transport Expenses

$5,000

Ancillary

 

Personal Liability

$5 million

Domestic Pets

$500

Domestic Services

$500

Rental Vehicle Insurance Excess

$5,000

What Is Included In A Comprehensive Policy?

  • Overseas Emergency Medical Assistance: Includes 24-hour emergency medical assistance, ambulance fees, medical evacuations, funeral arrangements, and messages to family and hospital guarantees.

  • Overseas Emergency Medical And Hospital Expenses: Cover if you are injured or become sick overseas, including; medical, hospital, surgical and nursing. 

  • Dental Expenses: Cover for your emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth.

  • Additional Accommodation & Travel Expenses: Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas).

  • Family Emergency: Cover for additional travel expenses if your travelling companion, or a Relative of either of yours, dies unexpectedly, is disabled by an injury or requires hospitalisation.

  • Emergency Companion Cover: Cover for additional travel and accommodation expenses if your travelling companion cannot continue their Journey because of an injury or sickness.

  • Resumption Of Journey: Cover for the cost of airfares for you to resume your journey if you return home because of the unexpected death or hospitalisation of a relative of yours.

  • Hospital Cash Allowance: Hospital Cash Allowance

  • Accidental Death: A death benefit is payable if you die because of an injury sustained during your journey within 12 months of that injury.

  • Permanent Disability: A permanent disability benefit is payable for total loss of sight in one or both eyes or loss of use of a hand or foot (for at least 12 months, and which will continue indefinitely) within 12 months of, and because of, an injury sustained during your journey.

  • Loss Of Income: A weekly loss of income benefit is payable if you become disabled within 30 days of an injury you sustained during your journey, and you are still unable to work more than 30 days after returning to Australia.

  • Credit Card Fraud & Replacement: Cover for the replacement cost of your credit cards lost or stolen from you during your journey, and loss resulting from fraudulent use.

  • Travel Documents & Traveller's Cheques: Cover for the replacement cost of your travel documents including passports, travel documents or travellers cheques lost or stolen from you during your Journey.

  • Theft Of Cash: Cover for the following items stolen from your person; bank notes, cash, currency notes, postal orders and money orders. 

  • Luggage & Personal Effects: Cover for replacement of luggage and personal effects stolen, lost or damaged during travel. This includes luggage, personal effects, camera, spectacles and a computer.

  • Luggage & Personal Effects Delay Expenses: Cover to purchase essential items of clothing and other personal items following Luggage delayed and Personal Effects being delayed, misdirected or misplaced by your carrier for more than 12 hours. 

  • Cancellation Fees And Lost Deposits: Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you, and which are outside your control, such as; sickness, injuries, strikes, collisions, retrenchment and natural disasters.

  • Disruption Of Journey: Cover for additional meals and accommodation expenses, after an initial 6 hours delay, if your Journey is disrupted due to circumstances beyond your control.

  • Alternative Transport Expenses: Cover for additional travel expenses following transport delays to reach events such as; a wedding, funeral, conference, sporting event and pre-paid travel/tour arrangements.

  • Personal Liability: Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you. 

  • Domestic Pets: Cover for additional boarding kennel or cattery fees resulting from your delayed return home, also veterinary fees if your pet is injured while you are away.

  • Domestic Services: Cover for housekeeping services following injury/disablement continuing upon your return home.

  • Rental Vehicle Excess: Cover for the excess payable on your rental vehicle's motor vehicle insurance resulting from the rental vehicle being; Stolen, Crashed or Damaged and/or cost of returning the rental vehicle due to you being unfit to do so.

 

FAQs For Bali Travel Insurance

  • I want to do activities such as white-water rafting and paint-balling in Bali. Will this be covered?
  • We cover a huge range of activities with our policies including skiing, snowboarding, bungee jumping, abseiling and more. Click here to view a full list of activities covered under our 1Cover policies.

  • I want to rent a scooter in Bali. Will this be covered?
  • In order to be covered under a 1Cover policy when driving a motorcycle you need to hold a current Australian motorcycle licence if the motorcycle or scooter has an engine capacity greater than 50cc. 
    You also need to be aware that cover will not be provided to you if you are a passenger on a moped, scooter or motorcycle with the person in control not having a valid motorcycle or driver’s licence valid for the country you are travelling in.  

  • What Happens If I Encounter Terrorism Or Political Unrest in Bali?
  • In the event of a terrorist attack or political unrest, there is no cover for cancellation fees and lost deposits, disruption of journey or alternative transport expenses. However cover is available for all necessary medical/hospital expenses, including bringing you back to your home.

  • Will I Be Covered If I Perform An Activity While Under The Influence Of Drugs Or Alcohol? 
  • This is a big no no! It’s a general exclusion under the 1Cover policy and you will not be covered. Our policy states that any claim arising from being intoxicated, addicted or under the influence of liquor or drugs, except those prescribed by a Medical Adviser, will not be covered.

 

Compare Travel Insurance For Bali

Not sure whether you need a basics or comprehensive policy? Check out our table of comparison below to see which of our policies best suits your needs for single policies. 

Policy Benefit Comprehensive/ Frequent Traveller Medical Only

Medical

 

 

Overseas Emergency Medical Assistance

Unlimited

Unlimited

Overseas Emergency Medical & Hospital Expenses

Unlimited

Unlimited

Includes Dental Expenses (per adult)

$1,000

$500

Resumption Of Journey

$3,000

x

Hospital Cash Allowance

$5,000

x

Accidental Death

$25,000

x

Permanent Disability

$25,000

x

Loss of Income

$10,400

x

Luggage

   

Credit Card Fraud & Replacement

$5,000

$1,000

Includes Travel Documents & Traveller's Cheques

Yes

x

Theft Of Cash

$250

x

Luggage & Personal Effects

$15,000

$5,000

Luggage & Personal Effects Delay Expenses

$250

x

Cancellation

   

Additional Accommodation & Travel Expenses

$50,000

x

Includes Family Emergency

Yes

x

Includes Emergency Companion Cover

Yes

x

Cancellation Fees & Lost Deposits

Unlimited

$2,500

Disruption Of Journey

$1,000

x

Alternative Transport Expenses

$5,000

x

Ancillary

   

Personal Liability

$5 million

$5 million

Domestic Pets

$500

x

Domestic Services

$500

x

Rental Vehicle Insurance Excess

$5,000

x

Further Reading 

Bali

Get the most out of your next Bali trip.

Read More

Bali
  • Stay safe with expert tips on riding a scooter or motorcycle.

Read More

Save money on your next travel insurance policy.

Read More

Find a policy that's right for you.

Read More

Save on your insurance if you're a frequent traveller.

Read More

  • You can still be covered even if you've already departed. 

Read More

 

Why Choose 1Cover Travel Insurance?

Pre-Existing Medical Cover

We automatically cover 34 conditions under our travel insurance policies. We understand that everyone is different and we assess pre-existing conditions on a case by case basis.

 

 

One Million Customers

We are proud to say that we have provided award winning travel cover to over one million customers around the world. We have a travel insurance policy to suit your needs. Buy direct and save.

 

Local Call Centre

Our Call Centre is based in Sydney, NSW. We’re open seven days a week for your convenience. Our team are trained travel insurance specialists who will be able to assist you in tailoring travel insurance to suit your needs.

Rental Car Excess

Our travel insurance will cover the excess payable (up to $5000) on your rental vehicle’s insurance resulting from the vehicle being involved in an accident, is damaged or stolen.

Coverage For The Family

Dependents under 21 years who travel with a parent or grandparent for 100% of the journey are covered at no additional cost on our single and family policies. 

24 Hour Emergency Help

You can rest assured knowing that you have 24/7 emergency assistance. We are there for you when you need us most.