Whether you're planning a romantic getaway, a family vacation, or an adventure-filled trip to this tropical paradise, ensuring that you have the right travel insurance is essential. Bali offers a wealth of experiences, from surfing in Uluwatu to exploring ancient temples in Ubud, but unexpected events can happen anywhere, anytime. Imagine you're catching waves in Uluwatu and take a tumble, or you're riding a scooter through Seminyak and encounter an unexpected accident. Maybe you’ve booked a sunrise trek up Mount Batur, only for a medical emergency to cancel your plans. Or perhaps a bout of Bali belly hits just as you’re about to visit the rice terraces in Ubud.
For your next Bali trip, consider 1Cover Travel Insurance...It's the One thing you need when One thing goes wrong.
Whether it’s a scooter spill in Seminyak or a surfing injury in Uluwatu, help is always just a call away. Unlimited medical benefits should you get sick in Bali or have an accident including 24-hour emergency medical assistance, ambulance fees and medical evacuations.
The Bali roads are notoriously complicated to navigate, get cover for riding mopeds and scooters in Bali, as long as you hold the appropriate licence. Full T&Cs apply.
With all those souvenirs to bring home from Bali, cover for luggage and personal effects stolen, lost or damaged during travel is key.
Sometimes the unexpected happens, and you may need to adjust your plans or even cancel your trip. Choose a level of cover for pre-paid travel arrangements to cover cancellation fees and lost deposits due to unforeseen circumstances.
Cover for the replacement cost of your travel documents including passports, travel documents or travellers cheques lost or stolen from you during your Journey.
“I can wiggle my toes, I'm not paralyzed.”
On the last day of her Balinese holiday 23 year old Jordon Hunt got on the back of a scooter and the next thing she remembers is a four-wheel drive coming straight towards her at 70 km/h.
Waking up in hospital she had broken her leg and was going to require emergency surgery.
Watch Jordon's account of what happened to her on her trip.
Yes, not only is travel insurance a solid investment against any potential medical costs you may incur overseas (and these can be seriously expensive) it also protects you from unforeseen events like natural disasters, lost luggage, family emergencies and more. While travel insurance is no longer mandatory for entry to Indonesia, it's highly reccomended that you avoid travelling overseas without unlimited medical cover.
We cover a wide range of activities with the purchase of our Adventure & Sports Pack. Find out more about activities cover here.
In order to be covered under a 1Cover policy when driving a scooter you must hold a current Australian motorcycle licence for scooters or motorbikes with an engine capacity greater than 125cc. If you are riding a scooter or motorbike with a engine capacity under 125cc you must hold a current and valid driving licence in Australia.
You would not be covered if you are a passenger on a moped, scooter or motorcycle and the person in control does not have a valid motorcycle or driver’s licence valid for the country you are travelling in.
In the event of a terrorist attack or political unrest, there is no cover for cancellation fees and lost deposits, disruption of journey or alternative transport expenses. However cover is available for all necessary medical/hospital expenses, including the cost of bringing you back to your home.
If it is deemed that drug or alcohol use could have been a contributing factor to your claim you will most likely not be covered. Our policy states that any claim arising from being intoxicated, addicted or under the influence of liquor or drugs, except those prescribed by a Medical Adviser, will not be covered. Find out more about alcohol cover here.
Yes, our policies cover Bali belly. To avoid illness, only drink bottled water, eat at reputable restaurants, wash your hands regularly and avoid unpeeled fruit and vegetables. You may want to consider taking a regular probiotic a few weeks prior to your trip. Find out how you can manage Bali belly here.
Yes, Australians must apply for an e-Visa online at least 48 hours before you travel, or you can get one on arrival at the airport.
All travellers should be up-to-date with their routine vaccinations before heading off to Bali. These vaccines for measles, mumps, rubella, diphtheria, tetanus, whooping cough, chicken pox, polio and influenza. Find out more about vaccinations for Bali here.
Travel Insurance policies are not valid if you have moved to another country such as Bali and you are now living there. However if you are planning a longer stay in Bali our policies cover you up to 12 months in duration.
From the lush jungles of Ubud to the surf breaks of Uluwatu, Bali is a dream destination packed with adventure, culture, and relaxation. But even in paradise, unexpected events can happen — from scooter accidents and tropical illnesses to lost luggage or flight disruptions.
If you're looking for the best possible coverage for your next Balinese adventure, look no further than our comprehensive policies.
| Policy Benefit | Comprehensive/ Frequent Traveller |
|---|---|
|
Medical |
|
|
Overseas Emergency Medical Assistance^ |
Unlimited |
|
Overseas Emergency Medical & Hospital Expenses^* |
Unlimited |
|
Includes Dental Expenses (per adult)^ |
$1,000 |
|
Resumption Of Journey^* |
$3,000 |
|
Hospital Cash Allowance^* |
$5,000 |
|
Permanent Disability^* |
$25,000 |
|
Loss of Income^* |
$10,400 |
|
Luggage |
|
|
Credit Card Fraud & Replacement |
$5,000 |
|
Includes Travel Documents & Traveller's Cheques |
Yes |
|
Theft Of Cash |
$250 |
|
Luggage & Personal Effects |
$15,000 |
|
Luggage & Personal Effects Delay Expenses |
$250 |
|
Cancellation |
|
|
Additional Accommodation & Travel Expenses* |
$2,000 |
|
Includes Family Emergency* |
Yes |
|
Includes Emergency Companion Cover* |
Yes |
|
Cancellation Fees & Lost Deposits* |
Unlimited |
|
Disruption Of Journey* |
$2,000 |
|
Alternative Transport Expenses^ |
$5,000 |
|
Ancillary |
|
|
Personal Liability# |
$5 million |
|
Domestic Pets^* |
$500 |
|
Domestic Services^* |
$500 |
|
Rental Vehicle Insurance Excess#* |
$5,000 |
Overseas Emergency Medical Assistance: Includes 24-hour emergency medical assistance, ambulance fees, medical evacuations, funeral arrangements, and messages to family and hospital guarantees.
Overseas Emergency Medical And Hospital Expenses: Cover if you are injured or become sick overseas, including; medical, hospital, surgical and nursing.
Dental Expenses: Cover for your emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth.
Additional Accommodation & Travel Expenses: Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas).
Family Emergency: Cover for additional travel expenses if your travelling companion, or a Relative of either of yours, dies unexpectedly, is disabled by an injury or requires hospitalisation.
Emergency Companion Cover: Cover for additional travel and accommodation expenses if your travelling companion cannot continue their Journey because of an injury or sickness.
Resumption Of Journey: Cover for the cost of airfares for you to resume your journey if you return home because of the unexpected death or hospitalisation of a relative of yours.
Hospital Cash Allowance: Hospital Cash Allowance with 1Cover’s insurance policies is a fixed payment of $50 per day that allows you to pay for expenses within the hospital, like food, during your stay lasting more than 48 continuous hours.
Permanent Disability: A permanent disability benefit is payable for total loss of sight in one or both eyes or loss of use of a hand or foot (for at least 12 months, and which will continue indefinitely) within 12 months of, and because of, an injury sustained during your journey.
Loss Of Income: A weekly loss of income benefit is payable if you become disabled within 30 days of an injury you sustained during your journey, and you are still unable to work more than 30 days after returning to Australia.
Credit Card Fraud & Replacement: Cover for the replacement cost of your credit cards lost or stolen from you during your journey, and loss resulting from fraudulent use.
Travel Documents & Traveller's Cheques: Cover for the replacement cost of your travel documents including passports, travel documents or travellers cheques lost or stolen from you during your Journey.
Theft Of Cash: Cover for the following items stolen from your person; banknotes, cash, currency notes, postal orders and money orders.
Luggage & Personal Effects: Cover for luggage and personal effects stolen, lost or damaged during travel. Common claims include luggage, personal effects, cameras, spectacles and a computer.
Luggage & Personal Effects Delay Expenses: Cover to purchase essential items of clothing and other personal items following Luggage delayed and Personal Effects being delayed, misdirected or misplaced by your carrier for more than 12 hours.
Cancellation Fees And Lost Deposits: Covers cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you, and which are outside your control, such as; sickness, injuries, strikes, collisions, retrenchment and natural disasters.
Disruption Of Journey: Cover for additional meals and accommodation expenses, after an initial 6 hours delay, if your Journey is disrupted due to circumstances beyond your control.
Alternative Transport Expenses: Cover for additional travel expenses following transport delays to reach events such as; a wedding, funeral, conference, sporting event and pre-paid travel/tour arrangements.
Personal Liability: Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.
Rental Vehicle Excess: Cover for the excess payable on your rental vehicle's motor vehicle insurance resulting from the rental vehicle being; Stolen, crashed or damaged and/or cost of returning the rental vehicle due to you being unfit to do so.
Bali has long been a favored travel destination for Australians, here’s 5 reasons why.
1. Proximity: Depending on where you live in Australia, you can fly to Bali 3-6 hours making it relatively easy as a destination to get to
2. Affordability: Compared to Australia, Bali is way more cost-effective when it comes to food, accommodation
3. Culture: Despite the short travel time, you get to experience an entirely different culture to our land down under. Temples, rice paddies, Balinese cuisine and Hindu influences make this part of the world uniquely beautiful and diverse. Check out our guide to the One Thing you should do in Bali here.
4. Wellness: Whether it’s diving, surfing or yoga, Bali is an excellent destination to unwind and take part in plenty of adventure or relaxation activities
5. Climate: Bali has a tropical climate all year around, making is an attractive location at any point in the year to travel to.
Planning on getting around the island on two-wheels? Make sure you understand when travel insurance covers you when you hire a scooter or moped in Bali.
Read our guide for all things Bali...what to see, what to do in an emergency, the low-down on the currency and more.
Scuba diving in Bali can be dangerous, learn how to keep safe and keep your wits about you in the Balinese blues waters.
From how to survive Bali, the best resorts to stay in, the best beach clubs to go to, our Bali hub has everything you need for a fun-filled trip.
Our emergency assistance team are available to help you 24 hours a day, 365 days a year, no matter where you are in the world.
We’re recognised with awards for exceptional products and service by industry experts Canstar, Mozo and Product Review.
Whether you're buying a policy or making a claim, one of our friendly travel insurance experts will be able to assist you.
We’ve covered over 2 million travellers and their holiday adventures worldwide. Here’s what our customers have to say.
We make it easy to declare your pre-existing medical conditions and apply for cover with a simple online assessment.
We make claiming easy. Use our online claims form to get your claim assessed and resolved as quickly as possible.
Natalie wrote this article, as Head of Marketing at 1Cover she's got over 10 years of insurance experience under her belt and can answer your trickiest travel insurance questions. Natalie has written about all types of travel insurance from tips and tricks, money saving ideas, pre-existing illnesses and more. Learn more about Natalie.
1Cover ® is a registered trademark of 1Cover Pty Ltd. 1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. Before you buy, please read the Product Disclosure Statement and Target Market Determination. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Before you purchase, please note in particular, the eligibility criteria, travel warnings in place and limitations to claim under multiple policy sections.
This insurance is underwritten by HDI Global Specialty SE – Australia.
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