Travel Insurance - Important Information

Features And Benefits Of Bali Travel Insurance

Bali is one of the most popular destinations for Aussie tourists, with over 17,000 of us flying to the Indonesian island every week! If you're planing a trip, be sure to check out our travel insurance policies for Bali. Whether you're looking for comprehensive cover or you're operating on a budget, we've got a policy to suit you. 

• All 1Cover overseas policies have unlimited cover for overseas medical emergency assistance
• We provide cover for dependants under 19 at no additional cost*
• Staying a while? You can be covered for up to 12 months. 

For full details please read the Product Disclosure Statement which includes limits, exclusions, terms and conditions. 

*For policies purchased before the 19th Feb 2019, the age of a dependant was defined as 21 and under

Cheap Travel Insurance For Bali

Travelling on a budget? No worries! Our Medical Only policy is tailor-made for frugal travellers who are looking to save big on their travel insurance. Please see the benefits and cover limits of our Medical Only policy below for both singles and families. 

$100 excess may apply.

What Is Included In A Medical Only Policy?

• Overseas Emergency Medical Assistance: Includes 24-hour emergency medical assistance, ambulance fees, medical evacuations, funeral arrangements, and messages to family and hospital guarantees.

• Overseas Emergency Medical And Hospital Expenses: Cover if you are injured or become sick overseas, including; medical, hospital, surgical and nursing. 

• Personal Liability: Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you. 

Best Travel Insurance For Bali

If you're looking for the best possible coverage for your next Balinese adventure, look no further than our comprehensive policies. Check out the benefits and limits of our comprehensive policies for single travellers, or those taking their families along. 

What Is Included In A Comprehensive Policy?

• Overseas Emergency Medical Assistance: Includes 24-hour emergency medical assistance, ambulance fees, medical evacuations, funeral arrangements, and messages to family and hospital guarantees.

• Overseas Emergency Medical And Hospital Expenses: Cover if you are injured or become sick overseas, including; medical, hospital, surgical and nursing. 

• Dental Expenses: Cover for your emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth.

• Additional Accommodation & Travel Expenses: Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas).

• Family Emergency: Cover for additional travel expenses if your travelling companion, or a Relative of either of yours, dies unexpectedly, is disabled by an injury or requires hospitalisation.

• Emergency Companion Cover: Cover for additional travel and accommodation expenses if your travelling companion cannot continue their Journey because of an injury or sickness.

• Resumption Of Journey: Cover for the cost of airfares for you to resume your journey if you return home because of the unexpected death or hospitalisation of a relative of yours.

• Hospital Cash Allowance: Hospital Cash Allowance

• Accidental Death: A death benefit is payable if you die because of an injury sustained during your journey within 12 months of that injury.

• Permanent Disability: A permanent disability benefit is payable for total loss of sight in one or both eyes or loss of use of a hand or foot (for at least 12 months, and which will continue indefinitely) within 12 months of, and because of, an injury sustained during your journey.

• Loss Of Income: A weekly loss of income benefit is payable if you become disabled within 30 days of an injury you sustained during your journey, and you are still unable to work more than 30 days after returning to Australia.

• Credit Card Fraud & Replacement: Cover for the replacement cost of your credit cards lost or stolen from you during your journey, and loss resulting from fraudulent use.

• Travel Documents & Traveller's Cheques: Cover for the replacement cost of your travel documents including passports, travel documents or travellers cheques lost or stolen from you during your Journey.

• Theft Of Cash: Cover for the following items stolen from your person; bank notes, cash, currency notes, postal orders and money orders. 

• Luggage & Personal Effects: Cover for replacement of luggage and personal effects stolen, lost or damaged during travel. This includes luggage, personal effects, camera, spectacles and a computer.

• Luggage & Personal Effects Delay Expenses: Cover to purchase essential items of clothing and other personal items following Luggage delayed and Personal Effects being delayed, misdirected or misplaced by your carrier for more than 12 hours. 

• Cancellation Fees And Lost Deposits: Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you, and which are outside your control, such as; sickness, injuries, strikes, collisions, retrenchment and natural disasters.

• Disruption Of Journey: Cover for additional meals and accommodation expenses, after an initial 6 hours delay, if your Journey is disrupted due to circumstances beyond your control.

• Alternative Transport Expenses: Cover for additional travel expenses following transport delays to reach events such as; a wedding, funeral, conference, sporting event and pre-paid travel/tour arrangements.

• Personal Liability: Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you. 

• Domestic Pets: Cover for additional boarding kennel or cattery fees resulting from your delayed return home, also veterinary fees if your pet is injured while you are away.

• Domestic Services: Cover for housekeeping services following injury/disablement continuing upon your return home.

• Rental Vehicle Excess: Cover for the excess payable on your rental vehicle's motor vehicle insurance resulting from the rental vehicle being; Stolen, Crashed or Damaged and/or cost of returning the rental vehicle due to you being unfit to do so.

FAQs For Bali Travel Insurance

• I want to do activities such as white-water rafting and paint-balling in Bali. Will this be covered?

• We cover a huge range of activities with our policies including skiing, snowboarding, bungee jumping, abseiling and more. Find our full list of activities covered under our 1Cover policies.

• I want to rent a scooter in Bali. Will this be covered?

• In order to be covered under a 1Cover policy when driving a motorcycle you need to hold a current Australian motorcycle licence if the motorcycle or scooter has an engine capacity greater than 50cc. 
  You also need to be aware that cover will not be provided to you if you are a passenger on a moped, scooter or motorcycle with the person in control not having a valid motorcycle or driver’s licence valid for the country you are travelling in.  

• What Happens If I Encounter Terrorism Or Political Unrest in Bali?

• In the event of a terrorist attack or political unrest, there is no cover for cancellation fees and lost deposits, disruption of journey or alternative transport expenses. However cover is available for all necessary medical/hospital expenses, including bringing you back to your home.

• Will I Be Covered If I Perform An Activity While Under The Influence Of Drugs Or Alcohol? 

• This is a big no no! It’s a general exclusion under the 1Cover policy and you will not be covered. Our policy states that any claim arising from being intoxicated, addicted or under the influence of liquor or drugs, except those prescribed by a Medical Adviser, will not be covered.

Compare Travel Insurance For Bali

Not sure whether you need a basics or comprehensive policy? Check out our table of comparison below to see which of our policies best suits your needs for single policies. 

Further Reading