Renting a car while on holidays provides you with greater freedom, flexibility and independence to travel where you want, when you want. It's also gives you the opportunity to see more of the places you're visiting as well as travel much more comfortably! When you rent a car on holiday it's often a fantastic alternative to planes, trains, buses, and taxis, and is usually works out to be very affordable.
All that being said, if your rental car is involved in an accident or is damaged or stolen you could be liable to cover the cost of the rental car excess which can cost several thousand dollars. Rental companies may encourage people to pay to reduce excess, but even this works out to be very expensive as they nearly always charge high daily "excess reduction" rates. Basically, it's just not worth it!
1Cover's travel insurance provides cover for the rental vehicle excess (or the cost of repairing the rental vehicle if this is cheaper) if you hire a rental car and it is involved in an accident, or if it is damaged or stolen. We automatically cover you up to $5000 for the excess that could be incurred in the event of an accident, whether your fault or not. You also have the option to increase this excess cover to $6000, $7000, or $8000. We also cover you up to $500 to return your rental car if you are seen by a medical advisor as unfit to do so.
Rental car excess. Whether you’re hiring a car in Italy or doing a road trip in the US, or driving a caravan around Australia, don’t leave yourself open to nasty car rental excess.
Terms and conditions, limits and exclusions apply. Please see PDS for full details.
Unsupervised Belongings. Leaving your things laying around is just asking for someone to take them so if you leave anything unattended or unsupervised, we won't cover this.
Ignoring Official Warnings. If a government or other official body have issued a specific "Do Not Travel" or "Reconsider Your Need to Travel" warning and you go anyway, we won't cover any claim you make relating to this.
Breaking The Law. For obvious reasons we can't help you out here. Always adhere to local laws.
For a full list of what's not covered please refer to the PDS for details.