Can I Apply For Pre-Existing Medical Condition Cover From Overseas?

No, you cannot apply for cover for a medical condition once you have left home. When you are booking cover you will be asked to complete an online medical assessment. Once you have completed your medical assessment online, you will find out immediately whether we are able to offer you cover, and if so, on what terms. You will then be given the option to purchase your policy. 

You must apply for cover for any other pre-existing medical condition(s) not on our automatically covered list, even if you no longer receive treatment for them and you do not require any additional cover. You can find the list of automatically covered conditions here.


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All FAQ answers are based on the current effective PDS. If your policy is older than the current PDS, please contact us or refer to your particular policy.

Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the PDS.