If you have a policy with the Winter Sports Pack add-on, and your claim arises directly from you participating in winter sports activities, then a double excess will apply for claims under the following sections:
- Overseas Medical & Hospital Expenses
- Additional Accommodation & Travel Expenses
- Cancellation Fees & Lost Deposits
You cannot pay to remove this excess.
All FAQ answers are based on the current effective PDS. If your policy is older than the current PDS, please contact us or refer to your particular policy.
Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the PDS.