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What To Pack For A Cruise: The Ultimate Checklist

By Bec Milligan.

woman similing in cruise cabin with yellow suitcase

Image Credit: Costa Cruises

Figuring out what to pack for a cruise is genuinely one of the trickier packing puzzles out there.  

You need casual gear for sea days, something smart for dinner, a daypack for port stops, and the right documents to actually get on board in the first place.  

Get it wrong and you’re either paying ship prices for forgotten essentials or trying to squeeze a giant suitcase through the narrow passageways.   

Read on for the ultimate ‘what to pack for a cruise’ checklist.

person on deck of a cruise ship

Image Credit: Royal Caribbean

What are must-haves for a cruise? 

Whether you’re sailing the South Pacific, exploring the Mediterranean or doing a quick Aussie coastal run, some things belong on every cruise packing list.  

Here’s what you genuinely need: 

1 Travel documents (and copies of everything)

Your passport, booking confirmation, travel insurance details and any required visas need to be accessible and ideally backed up digitally. Most cruise lines now complete check-in via their app before departure, so download it and have your documents loaded before you get to the terminal. And keep physical copies separate from the originals just in case. 

2 Travel insurance details

We might be slightly biased, but this is definitely worth its own spot on this checklist. Medical care on a cruise ship is seriously expensive, and if you need to be evacuated from a remote port or treated in a foreign hospital, the costs can be significant. Have your policy number, emergency contact number and insurer details somewhere easy to find, whether that’s in your phone, your wallet, or both. 

3 Medications and a small first aid kit

Pack plenty of whatever prescription medication/s you may need. If something goes wrong mid-cruise and you run out, getting a replacement isn’t that straightforward. Alongside prescriptions, bring motion sickness tablets or patches (even if you don’t think you’ll need them; it’s better to be prepared), basic pain relief, and any personal medical items. A few bandaids and some antiseptic cream are worth squeezing in too. 

4 Sunscreen, and lots of it

Ship and port prices for sunscreen are brutal. Bring a few bottles of good SPF from home. You might think it’s overkill, but you’ll be outdoors far more than you would be on a typical holiday, especially on sea days spent almost entirely on deck. 

5 Carry-on bag with day one essentials

Your checked luggage gets taken from you at the terminal and delivered to your cabin, often hours later. Pack a separate carry-on with anything you need for your first afternoon: a swimsuit, a change of clothes, medications and your travel documents. This is a non-negotiable. 

couple in formal wear on cruise ship

Image Credit: Cruise Nation​​​​​

6 Clothing for every occasion

This is where research pays off. Check your cruise line’s dress code before you leave. For most ships, you’ll need casual daywear, smart casual for evenings and at least one or two formal outfits depending on the length of the trip. Carnival, for example, schedules Elegant Evenings based on itinerary length, with longer cruises having two. A good rule of thumb is to pack a couple of dressier outfits alongside your casual gear, and don’t forget comfortable walking shoes for port days. 

7 Swimwear (and more than one set!)

You’ll thank us for this one! Two or three swimsuits means one can be drying while you’re wearing another, which really matters more than you think. There’s nothing worse than desperately wanting to take a dip after a port excursion but having to put on cold, wet swimmers that did not dry completely while you were out.

8 A light layer or jacket

Ship air conditioning can be aggressive, especially in restaurants and theatres. Even on a tropical itinerary, bring something to throw on indoors. And if your route takes you anywhere with cooler temperatures, make sure you’ve done the research and packed accordingly. 

9 Power board or multi-plug adapter (check your ship first)

Cruise ship cabins are notoriously short on power points. Many lines will allow a non-surge-protected multi-outlet adapter but ban traditional power boards. Check your specific cruise line’s policy before you pack. And Australian ships typically have standard Australian plugs, but international itineraries may require a travel adapter. 

10 A small daypack or beach bag

For every port stop, you need something to carry your essentials as you explore. A lightweight backpack or tote works well and doubles as a beach bag. 

man reading book on cruise

Image Credit: Norwegian Cruise Lines

11 Reusable water bottle

Staying hydrated on a ship takes more effort than you’d think, especially on deck in full sun. A refillable bottle is useful and far cheaper than buying water repeatedly on shore. 

12 Cash in small denominations

Most cruise ships operate a cashless system on board, settled by card at the end of your trip. But local markets and some smaller port vendors often prefer cash. A small amount of local currency or low-denomination Australian notes goes a long way ashore. 

13 Toiletries

A must for any trip obviously. And while most ships provide the basics in your cabin, ‘basic’ really is the right word for it. If you want quality shampoo, conditioner and body wash, bring your own, along with anything else that’s part of your regular routine. Just remember that if you’re flying to or from your embarkation point, checked luggage limits still apply, so you may need travel-sized bottles.  

14 Entertainment for sea days

Sea days are glorious, but they’re long. Books, downloaded podcasts, a kindle, a journal, or a card game for the cabin are definitely worth packing. Onboard entertainment is great, but there’s nothing quite like kicking back in a deck chair with something to relax with. 

15 Laundry bags and packing cubes

Most cruise cabins are small. Packing cubes keep your clothes organised and saves you from living out of a suitcase. A laundry bag keeps clean and worn clothes separated, which becomes very important by day five. 

a suitcase open neatly packed

Image Credit: Canva

What is the 333 packing method for a cruise? 

The 333 method is a minimalist packing strategy that’s gained a following among frequent cruisers, particularly those who know how little storage a cruise cabin actually has. The idea is simple: you pack 3 tops, 3 bottoms and 3 pairs of shoes, choosing pieces that mix and match easily so you can create multiple outfits from a small wardrobe. 

Of course, you still need to account for formal nights and swimwear, which don’t slot neatly into the formula. A practical adaptation is to treat your formal outfit and swimwear as separate non-negotiables, then apply the 333 logic to your everyday casual and smart casual pieces.  

couple in cruise pool

Image Credit: Silversea

What not to pack for a cruise? 

Just as important as knowing what to bring is knowing what to leave behind. 

Surge-protected power boards are banned on most ships; like we mentioned above many lines will allow a non-surge-protected multi-outlet adapter but check your specific cruise line’s policy before you pack. 

It’s also worth resisting the urge to overpack shoes. They’re heavy, they take up a disproportionate amount of suitcase space, and a pair of dressier sandals will do the job on formal nights just as well as heels you’ll wobble around in on a moving ship. 

And skip packing beach towels. Most ships provide them, and they take up an enormous amount of luggage space for something that will already be waiting for you on board. 

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