Who Can Purchase A Policy?

 Australian Residents
Australian residents who are eligible for Full Medicare Access can purchase the following policies if their journey begins and ends in Australia:

To be eligible to purchase a policy, you must meet our whole policy definition of an Australian Resident below:

'Australian Resident' means an Australian Citizen; a holder of a current and valid Australian permanent resident visa, partner/spouse visa or Australian skilled migrant visa (including 457 and temporary Skilled Shortage but excluding working holiday visa; New Zealand passport holder permanently residing in Australia;

a) with unrestricted right of entry into Australia;

b) with access to Medicare (not including Reciprocal Health Care Agreements);

c) who has a permanent Australian Residential address; and

d) who agrees to be repatriated, if required, back to Australia under this insurance.

Age Limits
Comprehensive: Travellers aged 80 and under
Essentials: Travellers aged 74 and under
Medical Only: Travellers aged 74 and under
Domestic: Travellers aged 80 and under
Already Overseas: Travellers aged 64 and under
Frequent Traveller: Travellers aged 64 and under

If you have already left the country, you can purchase our Already Overseas cover as long as you are an Australian resident with a valid, unrestricted Medicare Card and meet the eligibility criteria outlined for that policy.

You should read the PDS for full terms and conditions.