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Is Personal Liability Covered? 

Personal liability is one of the benefits we have that cover your legal liability for payment of compensation in respect of death or bodily injury, and/or physical loss of, or damage to property. 

We will also reimburse your reasonable legal expenses for settling or defending the claim made against you. You must not admit fault or liability for the claim, or incur any legal costs without our prior written approval. 

Please note that we do not offer personal liability cover whilst you are in ownership or in control of a motor vehicle, motorbike or scooter, and we don’t replace any aspect of car insurance. 

Our ComprehensiveDomestic and Frequent Traveller policies do, however, offer cover for Rental Vehicle Excess.

For the full terms of the Personal Liability benefit please refer to our PDS.  


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All FAQ answers are based on the current effective PDS. If your policy is older than the current PDS, please contact us or refer to your particular policy.

Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the PDS.