International Travel Insurance

Important Travel Alert:

Before you buy, please read our travel alerts.

The one thing you need

When it comes to globetrotting adventures, One thing you absolutely can't skimp on is travel insurance. International travel is all about exploring new destinations, exotic cuisines and making unforgettable memories. But, let's face it, unexpected stuff can happen. From flight cancellations and lost luggage to sudden illnesses or accidents,  that's where travel insurance steps in. Safeguard your trip with International travel insurance with 1Cover. It's the One thing you need when One thing goes wrong.


Unlimited Medical

Unlimited Medical

We offer unlimited medical cover for all destiantions.See the PDS for details. 

Pre-Existing Conditions

Pre-Existing Medical Conditions

We have easy online medical screening that allows you to apply to cover your pre-existing medical conditions.

Unlimited Cancellation

Unlimited Cancellation

Plans change before you travel. That's why we offer cover for cancellation fees and lost deposits.

Unexpected Travel Delays

Travel Delays

  • Your journey could be delayed by events outside of your control like severe weather. Our cover includes  additional accommodation and meal expenses.




Trusted by over 2 million customers 

We specialise exclusively in travel insurance - it's all we do, and it's why we are experts


International Travel Insurance fAQS

  • what countries are covered with international travel insurance?
  • We offer travel insurance to all countries as long as there is no a government 'do not travel' warning or countries that have sanctions.

  • can i purchase international cover if i'm already overseas?
  • Yes our Already Overseas policy covers travellers who forgot to buy cover before they departed Australia. There is no cover provided for the first 72 hours from the start date of your certificate of insurance. Read the PDS for full terms.

  • can i purchase extend international cover if i'm already overseas?
  • In most cases you are able to extend the dates of your trip if your original policy has not already expired. You can change the end date in our policy manager or contact the customer service team to help you. 

  • can i cover pre-existing conditions on international trips?
  • A pre-existing medical condition is a condition you have at the time of buying your policy. You must declare any existing conditions when purchasing cover or it could affect a claim later. See our pre-existing medical conditions page for more information. 

  • How do claims work for international holidays?
  • If you need to claim, you can do this while you are already overseas or wait until you are home, depending on the circumstances. You can make a claim here.

  • is covid covered internationally?
  • 1Cover offers overseas medical coverage if you test positive for Coronavirus (COVID-19) and require medical treatment while overseas. However, at this time we do not cover any cancellation costs or additional costs incurred because of Coronavirus (COVID-19). D

  • are there age limits on international trips?
  • We cover travellers of all ages on our single trip policies. Our annual multi-trip policies can be purhcased by those 64 and under.

  • does 1Cover have 24/7 emergency assistance overseas?
  • Yes, where ever you are in the world, our emergency assistance team is available to help you 24 hours a day, 365 days a year. Click for our emergency contact details. 

  • how does international and domestic cover differ?
  • The main difference is that Domestic travel insurance does not cover medical benefits, unlike international travel insurance due to the governments healthcare system. If you are travelling domestically on a cruise you will be required to purchase cruise insurance as Medicare does not cover you, even if you are within Australian waters.

  • how much does international travel insurance cost?
  • The cost of travel insurance is really all to do with risk. The price is determined on where you travel, how long you go for and your age. Travel Insurance is a small price to pay if you consider the cost of medical treatment overseas. You can save by purchasing annual cover, comparing your options, taking shorter trips. But really if you can't afford travel insurance, you can't afford to travel.





What our international policy covers

1Cover offers a Medical Only and Comprehensive cover for Australians traveling overseas. Compare the benefits below, or see the full details in the Policy WordingRefer to the PDS for full details or get a quote now

Policy Benefit Comprehensive
(Single-Trip & Frequent Traveller)
Medical Only
(available for ages 74 and under)

Overseas Emergency Medical Assistance^



Overseas Emergency Medical & Hospital Expenses^*



Includes Dental Expenses (per adult)^



Resumption Of Journey^*



Hospital Cash Allowance^*



Repatriation Of Remains



Permanent Disability^*



Loss Of Income^*



Credit Card Fraud & Replacement^



Includes Travel Documents & Traveller's Cheques^



Theft Of Cash^#



Luggage & Personal Effects*



Luggage & Personal Effects Delay Expenses^



Additional Accommodation & Travel Expenses*



Includes Family Emergency*



Includes Emergency Companion Cover*



Cancellation Fees & Lost Deposits*



Disruption Of Journey*



Alternative Transport Expenses^



Personal Liability#

$5 million

$5 million

Domestic Pets^*



Domestic Services^*



Rental Vehicle Insurance Excess#*


Get a quote



1Cover is rated 4.2 out of 5 by over 1639 reviews on
  • "Do not travel without 1Cover"

    We have used 1Cover for many years now and do not leave home without it. Great service, exceptional if you make a claim. Only insurer I would recommend. 

    By Ian, Nov 2022

  • Helpful, caring & supportive

    My husband required emergency surgery in the USA. There was no expense spared with either the medical costs (considerable) or our accommodation. We cannot speak highly enough of 1Cover and have recommended them to all our friends.  
    By Anonymous, Dec 2022

  • "great company"

    Found this company the best for insurance prior to Covid and especially now that travel has restarted. We had multiple credit vouchers that they have honoured with not problems. Thank you 1Cover for your great service. 

    By Bernadette, Dec 2022 

  • Easiest company

    You never know how good insurance is until you have to make a claim! 1Cover responded to us in their prescribed timeframe and our payout was made within 15 days. I would recommend them 100%. This is the seventh time we have used them and first time we had to claim. Well done! 

    By the Bakers, Nov 2022

Read More Reviews




Things don't always go to plan when you travel

So Get 1Cover Travel Insurance, It's The One Thing You Need... When One thing Goes Wrong.


get a quote



pre existing medical conditions



Travel Tips

uK survival Guide

1Cover’s UK Survival Guide is packed full handy hints, tips and tricks from those in the know to keep you safe on your next trip.

Bali Survival Guide

Read our guide for all things Bali...what to see, what to do in an emergency, the low-down on the currency and more.

uSA survival guide

The Big Apple, Key West or Texas, there's a whole lot to see in the US of A. Make sure you're prepared with our USA survival guide.

thailand survival Guide

 Thailand has long been known as the ‘Land of Smiles’ but it comes with a set of challenges you may not have faced at home. 


Why Choose 1Cover Travel Insurance?

Trusted by 2 Million customers

Since 2003, we've provided travel insurance to more than 2 million happy customers around the world. We don't focus on anything else but travel insurance, and that makes us specialists in the field.

Award winning Insurance 

We’re proud to be awarded for our quality products and services. We recently won Mozo's 2023 Experts Choice Award for Exceptional Value Comprehensive Travel Insurance. As well as Product Review's Travel Insurer of the Year in 2019.

Local Customer Service

Our customer service specialists are based in Sydney and operate from Monday to Friday.  Whether you're buying a policy or making a claim, you can be sure one of our caring, knowledgeable customer service legends will be able to help you out. 


24/7 Emergency Assistance

The one time you really need travel insurance is in case of emergency. With 1Cover, you have 24/7 emergency assistance at all times - so when one thing goes really  wrong, we'll be there to help you.  

Pre-Existing Medical Cover

Unlike many other travel insurers, we automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.

Fast Claims 

If you want your claim paid quickly, and you don’t want to deal with a complicated claims process, then use 1Cover. Just make sure you have all your receipts and relevant documents handy.




Get a international travel insurance
Quote now