Schoolies Travel Insurance

Going to schoolies? Whether you're heading to the Gold Coast or Bali it's always important to protect yourself with Travel Insurance.





1Cover Travel Insurance Features & Benefits

We cover international and domestic trips for schoolies. Our international plans offer both basic and comprehensive levels of cover as well as annual multi trip policies for overseas trips if you travel often.

  • Peace of mind when overseas, for you and your parents! Schoolies can be a crazy time, give your parents peace of mind with even our basic level of cover offering unlimited medical cover.

  • Get the cover to suit you. Choose from basics, comprehensive or annual plans.

  • Cover for you and your belongings! Our plans cover emergency medical, luggage and personal effects, cancellation and lots more.


Our travel insurance provides cover for emergency medical, luggage and personal belongings, cancellation and more. Explore our Table Of Benefits to see all the cover provided.

Table Of Benefits


Read the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that apply.

Policy Wording




FAQs About Schoolies Travel Insurance

  • What’s The Difference Between An Annual Policy & A Single Trip Policy?
  • Our Multi Trip policy covers unlimited journeys over a 12 month period. Each individual trip can be up to 90 days long. Our Single Trip policies just cover that one single trip that you provide dates for at the time of purchase.

  • What Are The Benefits Of Having Travel Insurance For My Trip? 
  • When you travel it's all about the new and unknown which unfortunately means you never know what could go wrong. Things like medical emergencies while overseas could cost $50,000+, and then there's lost luggage, stolen belongings and delayed flights which are more expenses on top of an already costly holiday.
    Travel is unpredictable and travel insurance is there to help provide you peace of mind that when the unexpected happens, we'll be there to help out. We advise you to read the Product Disclosure Statement to make sure this product is right for you. If you have any questions please call our friendly call centre on 1300 368 344.

  • What Activities Are Covered Under 1Cover?
  • We cover a huge range of activities with our policies inclusing skiing, snowboarding, bungee jumping, abseiling and more. View a full list of activities covered under our 1Cover policies.

  • If I Am Having A Stopover Outside My Selected Country Will I Be Covered?
  • When you apply for the Policy you need to tell us where you are travelling to. The premium you pay for the Policy depends on your destination/s. The Policy only covers loss injury or illness which occurs in the countries you have told us you will visit; however all stopovers of up to 2 nights in countries other than the USA are also covered.
    NB. We’ll cover you for stopovers in the USA if you also nominate USA as a destination when you apply for cover.
    Cruises: If you’re going on a cruise, you must tell us every country the ship will visit. You will not be covered in countries you have not told us about.
    Travellers on domestic cruises in Australian Waters may also purchase Comprehensive plan to ensure cover is available for emergency medical assistance and emergency medical and hospital expenses.

  • What If I Have Already Left Australia, Can I Still Get Travel Insurance?
  • Yes. Our Already Overseas policies provide the same benefits as our comprehensive policy, meaning you get the same cover as our highest level of cover.
    You must be overseas when you purchase this policy, as it is designed for those travellers who have forgotten their insurance or decided to extend their trip. There are a couple of things that you need to know before purchasing this policy. There is a waiting period of 3 days, from the start date of your insurance, which applies to all claims arising from, related to or associated with any injury or sickness. There is also a non-removable excess of $200.


Exclusions That Schoolies Should Be Aware Of

There are many possibilities 1Cover Travel Insurance covers you for, but just like most insurance policies, there are some things you likely won't be covered for. Here are a few of the main ones.

    • You Had A Bad Schoolies Holiday.
  • Disappointing schoolies accommodation, misleading brochures, the food on the plane was inedible, your room was noisy, staff were rude, fellow guests were annoying and the entertainment was terrible. We don't cover loss of enjoyment so make sure you book carefully and enjoy yourself as much as you can.

    • You Were REALLY Irresponsible While Celebrating Schoolies.
  • While away from home you need to behave in a way that protects yourself to be covered. Think carefully about the decisions you make. If you're intoxicated or taking drugs (that haven't been prescribed), you pick up a sexually transmitted disease, or you're riding a motorcycle/moped/scooter and you do not have a current Australian licence to do so (or the driver doesn't) and your claim results from these actions, then Iyou may be in a lot of trouble. We simple do not cover you if you aren't thinking straight and aren't protecting yourself.

    • You Decided To Be The Ultimate Dare Devil.
  • There are many adventure activities that are covered, however, there are some that we just don't because the risk you are taking is extreme. These activities include: Parachuting, hang gliding, BASE jumping, gliding, mountaineering or rock climbing using ropes or climbing equipment. We aren't saying you can't participate in these activities, but if something goes wrong when you do, you won't be able to claim.

    • You Leave Your Belongings & They Get Stolen.
  • Leaving your things laying around is just asking for someone to take them so if you leave anything unattended or unsupervised, we won't cover this. Make sure you look after your items while on schoolies including your mobile phone (which is ojne of the most lost/stolen items while on Schoolies).

    • You Don't Get The Right Visa/Passport/Flight.
  • Incorrectly organising your trip isn't something we cover, so double check everything before booking and ensure you have the right documents for travel.

    • You Break The Law.
  • For obvious reasons we can't help you out here. Always adhere to local laws.

    • You Ignore Official Warnings
  • If a government or other official body have issued a specific "Do Not travel" or "Reconsider your need to travel" warning and you go anyway, you may be putting yourself in very serious danger and we will not cover any claim you make relating to this. Head to for the latest travel advice.

    • You Didn't Read The PDS And Thought You Were Covered. 
  • Never assume that you'll be covered for something - always read the PDS before purchasing to ensure the product is right for you. If you have any questions contact us - we're always happy to help.


Terms and conditions, limits and exclusions apply. Please see the PDS for full details.

Popular Schoolies Destinations

Schoolies In Bali

You'll find more information on things not to miss in Bali, and also things to watch out for, all here to help you plan your trip.


Bali Travel Insurance

Schoolies In Fiji


You'll find more information on things not to miss in Fiji, and also things to watch out for, all here to help you plan your trip.


Fiji Travel Insurance

Schoolies In Australia

If you're going on a Schoolies in Australia then Domestic Travel Insurance may be right for you.



Domestic Travel Insurance

Schoolies In Thailand

You'll find more information on things not to miss in Thailand, and also things to watch out for, all here to help you plan your trip.


Thailand Travel Insurance


Further Reading

Got the travel bug? Travel often for business? Or maybe you've got far-away family you love to visit? Check out our single traveller advice and tips.

Single Traveller Advice

Tips for planning a trip around the world. Including things to consider and what our travel insurance covers you for.

Worldwide Trips

Taking the leap and planning to travel for a long time and not coming back until everything is ticked off your bucket list? You can buy a long term travel insurance policy with us that covers you for 12 months of consecutive travel.

Long Term Travel Insurance

Our travel insurance covers a range of things that could go wrong while on holiday such as overseas medical assistance, car hire excess, luggage and lots more.


What Is Covered?




Why Choose 1Cover Travel Insurance?

Pre-Existing Medical Cover

We automatically cover 34 conditions under our travel insurance policies. We understand that everyone is different and we assess pre-existing conditions on a case by case basis.



One Million Customers

We are proud to say that we have provided cover to over one million customers around the world. Whether you are exploring Australia or the rest of the world, we have a travel insurance policy to suit your needs.


Local Call Centre

Our Call Centre is based in Sydney. We’re open seven days a week for your convenience. Our team are trained travel insurance specialists who will be able to assist you in tailoring travel insurance to suit your needs.

Rental Car Excess

Our travel insurance will cover the excess payable (up to $5000) on your rental vehicle’s insurance resulting from the vehicle being involved in an accident, is damaged or stolen.

Coverage For The Family

Dependants under 21 years who travel with a parent or grandparent for 100% of the journey are covered at no additional cost on our single and family policies. 

24 Hour Emergency Help

You can rest assured knowing that you have 24/7 emergency assistance. We are there for you when you need us most.