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Singapore Travel Insurance

 

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Travel Insurance for singapore

Singapore may be one of the cleanest, safest and most efficient destinations in Asia, but that doesn't mean you should travel without cover. With 1Cover Singapore travel insurance, you'll be covered for medical emergencies, cancelled flights, lost luggage and more, so you can focus on enjoying your holiday. Travel with confidence with 1Cover Travel Insurance... It’s the One thing you need when One thing goes wrong.

Medical Cover

From a slip on a wet street to a sudden illness, medical help in Singapore can be costly. With 1Cover, you'll have unlimited medical benefits including 24-hour emergency assistance, ambulance fees and medical evacuations if needed.

flight cancellations

We cover you for your reasonable additional accommodation and travel expenses when your transport is cancelled, because of reasons like unexpected weather events.

Luggage Cover

With shopping hubs like Orchard Road and souvenirs from Sentosa Island, your bags are important. Our cover protects luggage and personal effects if they're stolen, lost or damaged during your journey.

Cancellation Cover

Covers cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances.

travel Documents

Cover for the replacement cost of your travel documents including passports, travel documents or travellers cheques lost or stolen from you during your Journey.

Theft of Cash

While Singapore is a cashless leader, you may still carry money for hawker centres or small vendors. Be covered if banknotes, currency notes, postal orders or money orders are stolen from your person.

 

 

The one thing you need
when one thing goes wrong
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singapore Travel Insurance FAQS

  • what's covered by travel insurance for singapore?
  • Singapore travel insurance policies cover you for overseas emergency medical expenses, hospital stays and medical evacuations. You're also protected for cancellation costs if you have to change or cut short your trip, as well as lost or delayed luggage and personal effects. Cover will vary by policy type. Sub-limits apply for certain items like electronics, and you can list high-value items to make sure they're fully covered. Check the PDS for full details.

  • what's not covered by travel insurance for singapore?
  • You won't be covered for unattended belongings, ordinary wear and tear or reckless behaviour like riding a motorbike without a licence or helmet. Pre-existing medical conditions will be excluded if they are not declared and approved for cover before you travel. There's no cover for items like drones or bicycles, and valuables checked into the hold with airlines are the carrier's responsibility first. This list us not exhaustive, check the PDS for full details.

  • Is travel insurance required to go to singapore? 
  • It is not a legal requirement to enter Singapore, but it is highly reccomended. Singapore has excellent hospitals, medical treatment there is expensive for visitors. A short hospital stay or emergency surgery can cost thousands of dollars. Without travel insurance for a Singapore trip, you would be paying out of pocket. Insurance also covers everyday risks like lost passports, flight delays or cancelled tours, giving you peace of mind for your holiday.

  • What activities are covered in singapore?
  • We cover a wide range of activities with the purchase of our Adventure & Sports Pack. Find out more about activities cover here.

  • how much does travel insurance cost for singapore?
  • The cost of travel insurance for a Singapore trip depends on your age, how long you're travelling and the level of cover you choose. Adding options like cruise cover or specifying high value items will increase the premium. The best way to find out is to get a quick quote online, but keep in mind the cost of a policy is usually far less than a single night in a Singapore hospital.

  • am i covered for drugs or alcohol in singapore?
  • If it is deemed that drug or alcohol use could have been a contributing factor to your claim you will most likely not be covered. Our policy states that any claim arising from being intoxicated, addicted or under the influence of liquor or drugs, except those prescribed by a Medical Adviser, will not be covered. Please note Singapore has a zer tolerance policy when it comes to the use of illegal drugs; fines and punishments can be hefty. Find out more about alcohol cover here. 

  • Do you need a visa for singapore? 
  • Australian passport holders do not need a visa for short stays in Singapore of up to 90 days. You'll need at least six months' validity left on your passport, and you may be asked to show proof of onward travel. If you plan to stay longer or work in Singapore, you must apply for the appropriate visa.

What does singapore travel Insurance cover?

Singapore may be one of the world’s safest and most organised destinations, but that doesn’t mean things can’t go wrong. A sudden illness in the tropical climate, a slip on a rainy street or even something as simple as lost luggage at Changi Airport can lead to unexpected expenses. Medical treatment for visitors is world-class but costly, and even a short hospital stay can run into thousands of dollars.

Singapore travel insurance can help take the stress out of these situations. From covering emergency medical care to protecting prepaid bookings, valuables and travel documents.

  • Overseas Emergency Medical Assistance: Includes 24-hour emergency medical assistance, ambulance fees, medical evacuations, funeral arrangements, and messages to family and hospital guarantees.

  • Overseas Emergency Medical And Hospital Expenses: Cover if you are injured or become sick overseas, including; medical, hospital, surgical and nursing. 

  • Dental Expenses: Cover for your emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth.

  • Additional Accommodation & Travel Expenses: Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas).

  • Family Emergency: Cover for additional travel expenses if your travelling companion, or a Relative of either of yours, dies unexpectedly, is disabled by an injury or requires hospitalisation.

  • Emergency Companion Cover: Cover for additional travel and accommodation expenses if your travelling companion cannot continue their Journey because of an injury or sickness.

  • Resumption Of Journey: Cover for the cost of airfares for you to resume your journey if you return home because of the unexpected death or hospitalisation of a relative of yours.

  • Hospital Cash Allowance: Daily cash payment to help cover extra expenses during long hospital stays. ​​

  • Permanent Disability: A permanent disability benefit is payable for total loss of sight in one or both eyes or loss of use of a hand or foot (for at least 12 months, and which will continue indefinitely) within 12 months of, and because of, an injury sustained during your journey.

  • Loss Of Income: A weekly loss of income benefit is payable if you become disabled within 30 days of an injury you sustained during your journey, and you are still unable to work more than 30 days after returning to Australia.

  • Credit Card Fraud & Replacement: Cover for the replacement cost of your credit cards lost or stolen from you during your journey, and loss resulting from fraudulent use.

  • Travel Documents & Traveller's Cheques: Cover for the replacement cost of your travel documents including passports, travel documents or travellers cheques lost or stolen from you during your Journey.

  • Theft Of Cash: Cover for the following items stolen from your person; banknotes, cash, currency notes, postal orders and money orders. 

  • Luggage & Personal Effects: Cover for luggage and personal effects stolen, lost or damaged during travel. Common claims include luggage, personal effects, cameras, spectacles and a computer.

  • Luggage & Personal Effects Delay Expenses: Cover to purchase essential items of clothing and other personal items following Luggage delayed and Personal Effects being delayed, misdirected or misplaced by your carrier for more than 12 hours. 

  • Cancellation Fees And Lost Deposits: Covers cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you, and which are outside your control, such as; sickness, injuries, strikes, collisions, retrenchment and natural disasters.

  • Disruption Of Journey: Cover for additional meals and accommodation expenses, after an initial 6 hours delay, if your Journey is disrupted due to circumstances beyond your control.

  • Alternative Transport Expenses: Cover for additional travel expenses following transport delays to reach events such as; a wedding, funeral, conference, sporting event and pre-paid travel/tour arrangements.

  • Personal Liability: Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you. 

  • Rental Vehicle Excess: Cover for the excess payable on your rental vehicle's motor vehicle insurance resulting from the rental vehicle being; Stolen, crashed or damaged and/or cost of returning the rental vehicle due to you being unfit to do so.

 

Why visit singapore?

singapore

 

  • 1. Gateway to Asia: Singapore is a convenient entry point to Southeast Asia, with direct flights from major Australian cities taking just 7-8 hours. It’s perfect for both short getaways and stopovers en route to Europe or Asia.

  • 2. Delicious Food: From Michelin-starred hawker stalls to high-end restaurants, Singapore is a food lover’s paradise. Try chilli crab, laksa, Hainanese chicken rice, and more; all in a single day if you're adventurous!

  • 3. Clean And Safe: Singapore is famously clean, extremely safe, and well-organised making it ideal for solo travellers, couples, and families. With lush attractions like Gardens by the Bay and the Singapore Botanic Gardens, it’s a city where nature meets innovation.

  • 4. Shopping And Entertainment: Whether you're browsing designer brands on Orchard Road, hunting for bargains at Bugis Street, or exploring the futuristic Marina Bay Sands, Singapore offers shopping and entertainment on another level.

  • 5. Cultural Melting Pot: Singapore is a melting pot of Chinese, Malay, Indian, and Western influences. Explore vibrant neighbourhoods like Chinatown, Little India, and Kampong Glam, and discover centuries of rich cultural history in one modern city.

Why Choose 1Cover Travel Insurance?

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24/7 emergency assistance

Our emergency assistance team are available to help you 24 hours a day, 365 days a year, no matter where you are in the world.

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Award winning Insurance

We’re recognised with awards for exceptional products and service by industry experts Canstar, Mozo and Product Review.

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Customer Service Excellence

Whether you're buying a policy or making a claim, one of our friendly travel insurance experts will be able to assist you.

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Trusted by Millions

We’ve covered over 2 million travellers and their holiday adventures worldwide. Here’s what our customers have to say.

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Medical Conditions Cover

We make it easy to declare your pre-existing medical conditions and apply for cover with a simple online assessment.

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Fast claims service

We make claiming easy. Use our online claims form to get your claim assessed and resolved as quickly as possible.

Emergency Contacts & How To Claim

We hope nothing goes wrong on your trip to Singapore. But if it does, the resources in this section can help you.


The Australian High Commission is located on Napier Road in Singapore. It is here you can gain assistance with consular, passport, visa and immigration, citizenship and cultural relations services and enquiries. Full location and contact information can be found here.


Be informed. Be prepared. If you're across The Australian Government's SmartTraveller website, you'll have all the latest information for your trip to Singapore. SmartTraveller is a trusted resource for Australian travellers and is updated regularly, so make sure you bookmark this handy resource.

 

 

 

 

 


If you need emergency assistance in Singapore, please call our 24/7 emergency medical assistance line.

For non-emergency assistance, you can message our Sydney-based support centre seven days a week


If something happens to you and it's not an emergency, you can start the claims process whenever it's convenient to you. Visit our online claims platform, and if you have all the necessary documentation, your claim will be processed in 10 business days. 

 

Still Need Some Help? Contact Us!

If you have any other questions or queries, please visit our Contact Us page. 
If you are experiencing an emergency, please use the details on our Emergency Assistance page.