Riding the waves this holiday? Life's not always a beach. Here's some fast facts about this popular sport:
Keep reading to find out what travel insurance can help you with if you're planning to surf this holiday.
If you find yourself in deep water, we might be able to help:
You won’t be covered for anything arising from your surfing if:
The water might look clear but there might be obstacles that you don’t know about, and you should watch out for sharp reefs and coral. Ask a more experienced surfer if you’re not sure.
This is a rule that applies to swimming and it applies to surfing too. It’s important that you check the weather, tides, and wind before you head out to the beach. Most beaches will also inform visitors if it’s safe to swim or go into the water.
Rips have caught many surfers and swimmers off guard. Darker colour, murky brown water, a smoother surface with much smaller waves, waves breaking further out to sea, rippled water when the surrounding water is calm...these are all signs of a rip. Learn more about rips here.
If you let your board go rogue, it could easily hit someone behind you. Good surfing manners mean that you should generally avoid paddling out directly behind other surfers.
Surfing requires a different set of skills compared to other sport. Swimming skills and general confidence in the water are important.
Your claim will be invalid if you are intoxicated whilst surfing, so you need to take reasonable precautions to ensure that you are not putting yourself at undue risk.
1Cover does not provide cover for rental surf boards. You will need to check with your rental company to see if they provide you cover if something happens to your surfboard.
We would not be able to provide medical cover for you if you are going against medical advice.
Personal belongings are covered by some of our policies. However, your surfboard will not be covered while it’s in use, and maximum limits apply. See the PDS for details.
In an emergency, get yourself to hospital. As soon as it's possible, we advise that you or a member of your travelling party call our medical assistance team who will be able to liaise with you or the hospital.