The simple answer is yes, but there are exclusions, restrictions and conditions that you need to follow in order to be covered. Every day at least three people die in some sort of motor accident in Bali so these conditions also assist in keeping you safe. An average of 150 accident victims turn up to Bali's main hospital Sanglah seeking treatment each day. The most common reason for illness or hospitalisation amongst young people who travel to Bali are injuries due to motorbikes or scooters.
When it comes to travel insurance there are certain restrictions for you to be covered when riding a scooter. Here's what you need to know.
You'll need to have a valid Australian license and be riding a scooter of 50cc's or less. A common bike that is rented in Bali is a 100cc or 125cc four gear, semi-automatic Honda known in Indonesia as a "Bebek". If you are to ride a bike that is over 50cc's than you need to have an Australian Motorbike license.
A motorcycle helmet and appropriate safety gear must be worn, even if it's not one of the requirements of where you are.
It may seem at times that there aren't any, but you need to follow standard road safety. If you wouldn't do it at home, don't do it overseas.
Whilst the main danger might seem like the other vehicles on the road, a high percentage of accidents are caused by poor road surface conditions. Keep an eye on the roads, and keep your speed down to minimise this risk.
It's simple, if you've been drinking alocohol your travel insurance will be invalid, not to mention that it's illegal.
There have been cases of travellers being held accountable for damage to a vehicle they didn't cause. Make sure the rental company is legitimate, ask for a pre-rental damage report and take photos of the vehicle before you leave.
Without travel insurance, you are looking at onwards of $23,000 for a medical evacuation from Bali to Perth or Darwin. Travel insurance to Bali is one of our most affordable policies, so get a quote today.
Rental car excess. Whether you’re hiring a car in Italy or doing a road trip in the US, or driving a caravan around Australia, don’t leave yourself open to nasty car rental excess.
Terms and conditions, limits and exclusions apply. Please see PDS for full details.
Unsupervised Belongings. Leaving your things laying around is just asking for someone to take them so if you leave anything unattended or unsupervised, we won't cover this.
Ignoring Official Warnings. If a government or other official body have issued a specific "Do Not Travel" or "Reconsider Your Need to Travel" warning and you go anyway, we won't cover any claim you make relating to this.
Breaking The Law. For obvious reasons we can't help you out here. Always adhere to local laws.
For a full list of what's not covered please refer to the PDS for details.