$48k Bali Scooter Accident

Each year hundreds of young Australians are injured or worse from motorbike and scooter related incidents overseas.
1Cover customer Jordon Hunt knows this all too well.


It could happen to you too

On the last day of her Balinese holiday 23 year old Jordon Hunt got on the back of a scooter and the next thing she remembers is a four-wheel drive coming straight towards her at 60 km/h.

Waking up in hospital she had broken her leg and was going to require emergency surgery.

Luckily for Jordon she was covered by 1Cover. Her expenses came to more than $48,000, but her travel insurance policy only cost her $70.

Watch to hear from Jordon about her holiday-horror.

 Jordon went to Bali to celebrate the end of her exams. She ticked all the boxes when it came to holiday activities - visiting temples, swimming with manta rays, she even touched a sea snake which is supposed to give you good luck. But on the last day of her holiday her trip took a significant turn.

Prior to the crash, Jordon, along with her friend, had been out for a final night in Bali when they decided to accept a ride home with others who lived close to where they were staying.

"It was just a normal day. I didn’t thing anything was going to happen."

Jordon Hunt

Jordon having a fantastic time in Bali before her accident

The last thing Jordon recalls before her scooter crash in Bali is the sight of a car hurtling towards her at full speed.
“I remember being face-to-face with this white four-wheel drive coming straight towards me at 60km per hour,” Jordon says. “Then I just tightly closed my eyes as you’d expect you’d do in a dangerous situation like that.”

Jordon was thrown to the ground, sustaining a tremendous injury to her right knee and femur. While she initially lost consciousness, Jordon remembers waking up on the ground in a daze.

“I woke up, looking at the sky, with the bike still across my legs. The first thing I did was wiggle my toes, thinking to myself, if I can wiggle my toes, then I'm not paralyzed.” 

Jordon had taken the vast impact of the fall to her knee, which was now fractured in multiple places, and open right down to the bone. 

jordon hunt accident

Jordon's injuries after her accident.

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Jordon was taken to hospital where she would undergo emergency surgery and begin her extensive rehabilitation program. 1Cover ensured all her medical expenses were covered, her flights back home, along with her boyfriend’s and ongoing income protection whilst she was out of work.

jordon hunt accident

Jordon's injuries and stiches post surgery

"If it wasn’t for 1Cover I’d be out of pocket by $50,000”

Jordon’s ongoing condition meant she was unable to work her pharmacy assistant job. Thankfully her insurance covered her for additional loss of income payments.

“1Cover were able to give me $400 a week, which helped covered my mortgage, doctor’ and physio appointments. I was really thankful for that.”

“It's amazing that even though 1Cover paid for so much in Bali, they're still paying me and supporting me here in Australia. If it wasn’t for 1Cover I’d be out of pocket by like $50,000.”

jordon hunt home

Jordon, recovering back at home in Sydney’s Northern Beaches


Keep safe on the roads

Bali’s bustling roads are notoriously dangerous, with over 150 victims turning up to Bali’s main hospital each day seeking treatment from traffic incidents. Keep yourself safe by following these tips:

  • Go Slow 

    Remember, the faster you’re going, the longer it will take you to stop. Be aware of local traffic laws and road rules, and never go above the speed limit. Whilst the main danger might seem like the other vehicles on the road, a high percentage of accidents are caused by poor road surface conditions. Keep an eye on the roads, and keep your speed down to minimise this risk. 

  • Educate Your Passenger

    If you're getting on the back of a bike with someone you don't know that well, make sure you have a discussion before you set off. It’s important that you and the driver are aware of the road rules.

  • Dress Appropriately

    Stylish clothing feels good, but it's most important to wear clothing that will protect you when riding. Always wear a helmet and reflective stripes and/or brighter clothing so you stand out.

  • Preparation Is Key

    Before you ride off into the sunset, make sure you double check your motorcycle thoroughly. This includes your signals, lights and horns, tires, brakes are all working as they should be.

  • Don't Drink And Drive

    It's simple, if you've been drinking alcohol, don't drive or ride. Plus, if you do, your travel insurance will be invalid.


scooter travel Insurance

Hiring a scooter or moped on your trip? It's vital to get scooter travel insurance to cover you should things go wrong. 

1Cover's travel insurance policies cover you if: 

- You're the driver and you hold a current, valid Australian motorcycle license (engine capacity greater than 50cc)
- You're the passenger on a moped, scooter or motorcycle and the person driving has a valid license for the country you're in
- You're wearing a helmet in line with local laws/requirements.

You won’t be covered for anything arising from your scooter riding if:

  • - You’re under the influence of any intoxicating liquor or drugs (except a prescribed drug)
  • - You’re part of a competition or participating professionally (not recreational)
  • - You don’t follow instructions and/or wear the appropriate safety gear
  • - You are in breach of your vehicle rental agreement
  • - You have a pre-existing medical condition that affects your scooter riding and you have not told us


Read the PDS for full terms.

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Natalie Smith

Natalie wrote this article, as Head of Marketing at 1Cover she's got over 10 years of insurance experience under her belt and can answer your trickiest travel insurance questions. Natalie has written about all types of travel insurance from tips and tricks, money saving ideas, pre-existing illnesses and more.  Learn more about Natalie.